2026 plan year
2026 health insurance plans in Florida
Marketplace plans and prices vary by county. The benchmark is the second-lowest-cost silver plan, which is what tax credits are based on. Prices are monthly, for a 40-year-old, before subsidies.
| County | Plans | Insurers | Benchmark silver | Cheapest bronze | Benchmark vs. 2025 |
|---|---|---|---|---|---|
| Alachua County | 101 | 5 | $733 | $546 | +29.9% |
| Baker County | 124 | 5 | $704 | $520 | +24.9% |
| Bay County | 106 | 4 | $683 | $501 | +34.4% |
| Bradford County | 105 | 5 | $697 | $515 | +25.1% |
| Brevard County | 152 | 8 | $572 | $427 | +23.3% |
| Broward County | 197 | 12 | $681 | $501 | +36.4% |
| Calhoun County | 83 | 5 | $628 | $471 | +30.3% |
| Charlotte County | 110 | 4 | $703 | $519 | +30.6% |
| Citrus County | 106 | 4 | $702 | $518 | +33.4% |
| Clay County | 146 | 6 | $711 | $516 | +37.5% |
| Collier County | 131 | 7 | $730 | $569 | +31.4% |
| Columbia County | 105 | 4 | $776 | $588 | +28% |
| Desoto County | 115 | 6 | $712 | $526 | +36.8% |
| Dixie County | 72 | 3 | $780 | $595 | +27.1% |
| Duval County | 142 | 6 | $682 | $501 | +43.5% |
| Escambia County | 123 | 5 | $670 | $501 | +30.4% |
| Flagler County | 122 | 6 | $697 | $508 | +27.7% |
| Franklin County | 66 | 4 | $653 | $482 | +31.9% |
| Gadsden County | 83 | 5 | $679 | $501 | +27.6% |
| Gilchrist County | 72 | 3 | $786 | $586 | +33.6% |
| Glades County | 50 | 3 | $823 | $622 | +10.8% |
| Gulf County | 77 | 3 | $684 | $505 | +34% |
| Hamilton County | 52 | 2 | $1,264 | $933 | +42.9% |
| Hardee County | 126 | 6 | $876 | $654 | +16.3% |
| Hendry County | 96 | 5 | $774 | $595 | +29.8% |
| Hernando County | 106 | 4 | $656 | $477 | +26.4% |
| Highlands County | 94 | 4 | $672 | $496 | +29.2% |
| Hillsborough | 173 | 8 | $648 | $478 | +32.5% |
| Holmes County | 58 | 3 | $659 | $486 | +32.8% |
| Indian River County | 121 | 7 | $591 | $436 | +21.2% |
| Jackson County | 58 | 3 | $773 | $570 | +30.2% |
| Jefferson County | 83 | 5 | $619 | $461 | +35.9% |
| Lafayette County | 58 | 3 | $991 | $732 | +37.9% |
| Lake County | 196 | 10 | $663 | $494 | +30.2% |
| Lee County | 132 | 6 | $717 | $539 | +28.5% |
| Leon County | 98 | 6 | $603 | $458 | +32.1% |
| Levy County | 72 | 3 | $742 | $566 | +28.1% |
| Liberty County | 83 | 5 | $662 | $492 | +37.3% |
| Madison County | 83 | 5 | $653 | $482 | +38.7% |
| Manatee County | 136 | 6 | $705 | $521 | +38.4% |
| Marion County | 173 | 8 | $693 | $514 | +40.9% |
| Martin County | 134 | 7 | $707 | $536 | +27.6% |
| Miami-Dade County | 189 | 11 | $684 | $502 | +33% |
| Monroe County | 33 | 1 | $1,278 | $949 | +41% |
| Nassau County | 86 | 4 | $781 | $609 | +29.9% |
| Okaloosa County | 106 | 4 | $714 | $527 | +30.1% |
| Okeechobee County | 72 | 3 | $776 | $573 | +32.8% |
| Orange County | 208 | 11 | $680 | $501 | +30% |
| Osceola County | 192 | 10 | $666 | $494 | +33.9% |
| Palm Beach County | 195 | 11 | $676 | $496 | +28.3% |
| Pasco County | 173 | 8 | $660 | $483 | +30.4% |
| Pinellas County | 149 | 7 | $645 | $473 | +29.5% |
| Polk County | 159 | 7 | $661 | $509 | +29.3% |
| Putnam County | 58 | 3 | $768 | $567 | +30.8% |
| Saint Johns County | 143 | 6 | $697 | $481 | +28.2% |
| Saint Lucie County | 115 | 7 | $784 | $531 | +38.4% |
| Santa Rosa County | 123 | 5 | $756 | $577 | +35.8% |
| Sarasota County | 119 | 5 | $718 | $530 | +46.2% |
| Seminole County | 215 | 11 | $699 | $508 | +32% |
| Sumter County | 91 | 3 | $643 | $475 | +27.3% |
| Suwannee County | 86 | 4 | $771 | $585 | +28% |
| Taylor County | 64 | 4 | $825 | $625 | +36.1% |
| Union County | 72 | 4 | $950 | $701 | +32.1% |
| Volusia County | 154 | 8 | $684 | $496 | +36.8% |
| Wakulla County | 83 | 5 | $610 | $466 | +26% |
| Walton County | 106 | 4 | $710 | $524 | +34.2% |
| Washington County | 58 | 3 | $899 | $664 | +38.2% |