2026 plan year · Florida
2026 health insurance plans in Lee County, FL
132 Marketplace plans from 6 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $717benchmark silver (age 40)
- $539cheapest bronze (age 40)
- 6insurers
- +28.5%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $421 | $539 | $1,144 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $421 | $539 | $1,144 | $10,600 | $10,600 | No Charge after Deductible |
| myBlue Bronze 26M02-24 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $501 | $640 | $1,359 | $10,125 | $10,150 | No Charge |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $576 | $737 | $1,564 | $6,150 | $10,150 | No Charge |
| BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $626 | $800 | $1,700 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $766 | $979 | $2,079 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $433 | $554 | $1,175 | $6,000 | $10,600 | $50 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $440 | $562 | $1,194 | $5,500 | $10,600 | $30 |
| UHC Bronze Standard UnitedHealthcare · HMO | $442 | $564 | $1,198 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $444 | $567 | $1,204 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $448 | $572 | $1,216 | $5,500 | $10,600 | $30 |
| Everyday Bronze Ambetter Health · HMO | $454 | $580 | $1,231 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $455 | $582 | $1,235 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $457 | $584 | $1,240 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $457 | $585 | $1,242 | $0 | $10,600 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $466 | $596 | $1,265 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $467 | $597 | $1,269 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $473 | $604 | $1,284 | $0 | $10,600 | $50 |
| Elite Bronze Ambetter Health · HMO | $518 | $662 | $1,407 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $532 | $680 | $1,445 | $0 | $10,500 | $60 |
| myBlue Bronze 2322S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $565 | $722 | $1,534 | $7,500 | $10,000 | $50 |
| myBlue Bronze 2286 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $566 | $724 | $1,537 | $2,350 | $10,150 | No Charge |
| myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $573 | $732 | $1,554 | $6,000 | $10,150 | No Charge |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $598 | $764 | $1,623 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $603 | $771 | $1,637 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $608 | $776 | $1,649 | $6,500 | $10,000 | No Charge |
| myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $610 | $780 | $1,657 | $0 | $10,150 | No Charge |
| myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $614 | $785 | $1,667 | $0 | $10,150 | No Charge |
| myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $622 | $795 | $1,689 | $0 | $10,150 | No Charge |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $634 | $810 | $1,719 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $637 | $814 | $1,729 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $644 | $823 | $1,747 | $0 | $9,900 | No Charge |
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $661 | $845 | $1,795 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $661 | $845 | $1,795 | $7,500 | $10,000 | $50 |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed · HMO | $668 | $853 | $1,812 | $7,500 | $10,000 | $50 |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $676 | $865 | $1,836 | $6,500 | $10,000 | No Charge |
| AvMed Entrust Bronze 650 (2026) AvMed · HMO | $677 | $866 | $1,838 | $10,150 | $10,150 | $75 |
| AvMed Entrust Bronze 600 (2026) AvMed · HMO | $687 | $879 | $1,866 | $6,500 | $9,500 | $70 |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $715 | $914 | $1,940 | $0 | $9,900 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $795 | $1,016 | $2,157 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $802 | $1,025 | $2,176 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $808 | $1,032 | $2,192 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $844 | $1,078 | $2,290 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $558 | $713 | $1,514 | $4,500 | $9,900 | $35 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $561 | $717 | $1,523 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $564 | $720 | $1,529 | $1,850 | $9,100 | $10 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $570 | $728 | $1,546 | $3,500 | $10,150 | $25 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $573 | $733 | $1,556 | $4,500 | $9,900 | $35 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $574 | $733 | $1,557 | $6,000 | $8,900 | $40 |
| Clarity Silver Ambetter Health · HMO | $576 | $736 | $1,564 | $8,000 | $8,400 | $50 |
| UHC Silver Standard- UnitedHealthcare · HMO | $586 | $749 | $1,590 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $586 | $749 | $1,590 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $594 | $759 | $1,611 | $2,700 | $10,350 | $30 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare · HMO | $601 | $769 | $1,632 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $609 | $779 | $1,653 | $2,700 | $10,350 | $30 |
| Standard Silver Ambetter Health · HMO | $615 | $785 | $1,668 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health · HMO | $622 | $795 | $1,688 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $631 | $807 | $1,713 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $632 | $808 | $1,716 | $5,000 | $8,650 | $30 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $639 | $816 | $1,734 | $6,300 | $8,400 | $40 |
| myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $642 | $820 | $1,742 | $9,500 | $10,150 | No Charge |
| myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $646 | $825 | $1,753 | $9,500 | $10,150 | No Charge |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $649 | $830 | $1,763 | $5,000 | $8,650 | $30 |
| myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $652 | $833 | $1,770 | $7,000 | $9,125 | No Charge |
| myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $654 | $836 | $1,774 | $9,500 | $10,150 | No Charge |
| myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $656 | $838 | $1,780 | $7,000 | $9,125 | No Charge |
| myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $664 | $848 | $1,802 | $7,000 | $9,125 | No Charge |
| myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $667 | $853 | $1,811 | $6,400 | $9,200 | No Charge |
| myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $671 | $858 | $1,821 | $6,400 | $9,200 | No Charge |
| myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $679 | $868 | $1,843 | $6,400 | $9,200 | No Charge |
| myBlue Silver 2010 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $697 | $891 | $1,891 | $2,800 | $7,675 | No Charge |
| myBlue Silver 2010V (Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $701 | $896 | $1,902 | $2,800 | $7,675 | No Charge |
| myBlue Silver 2010E (Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $709 | $906 | $1,924 | $2,800 | $7,675 | No Charge |
| myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $716 | $915 | $1,944 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $773 | $987 | $2,097 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $776 | $992 | $2,106 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $783 | $1,000 | $2,124 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $785 | $1,004 | $2,131 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $794 | $1,015 | $2,155 | $3,125 | $8,100 | No Charge |
| AvMed Entrust Silver Standard (2026) AvMed · HMO | $836 | $1,069 | $2,270 | $6,000 | $8,900 | $40 |
| AvMed Entrust Silver 550 (2026) AvMed · HMO | $850 | $1,087 | $2,308 | $6,250 | $8,000 | $55 |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed · HMO | $854 | $1,091 | $2,317 | $6,250 | $8,000 | $55 |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $862 | $1,102 | $2,340 | $4,000 | $8,100 | No Charge |
| AvMed Entrust Silver 350 (2026) AvMed · HMO | $875 | $1,118 | $2,375 | $3,500 | $9,250 | $30 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed · HMO | $879 | $1,123 | $2,384 | $3,500 | $9,250 | $30 |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $891 | $1,139 | $2,419 | $6,000 | $8,900 | $40 |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $903 | $1,154 | $2,450 | $3,125 | $8,100 | No Charge |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,238 | $1,583 | $3,361 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,323 | $1,691 | $3,590 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,338 | $1,710 | $3,632 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter Health · HMO | $601 | $769 | $1,632 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $614 | $785 | $1,667 | $800 | $9,000 | $10 |
| Everyday Gold Ambetter Health · HMO | $615 | $785 | $1,668 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $618 | $789 | $1,677 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $620 | $793 | $1,683 | $800 | $9,000 | $10 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $627 | $801 | $1,701 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $628 | $802 | $1,703 | $1,400 | $5,000 | $20 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $631 | $807 | $1,713 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $635 | $812 | $1,723 | $1,450 | $7,500 | $15 |
| UHC Gold Standard UnitedHealthcare · HMO | $638 | $815 | $1,730 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $643 | $822 | $1,745 | $0 | $10,600 | $25 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $652 | $834 | $1,770 | $1,450 | $7,500 | $15 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare · HMO | $655 | $837 | $1,777 | $500 | $9,000 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $670 | $857 | $1,819 | $500 | $9,000 | $20 |
| myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $820 | $1,048 | $2,226 | $2,000 | $8,200 | $30 |
| myBlue Gold 2011 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $834 | $1,066 | $2,264 | $940 | $4,500 | No Charge |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $869 | $1,110 | $2,358 | $2,000 | $8,200 | $30 |
| myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $871 | $1,113 | $2,363 | $0 | $6,550 | No Charge |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $889 | $1,137 | $2,414 | $1,500 | $6,450 | No Charge |
| AvMed Entrust Gold Standard (2026) AvMed · HMO | $911 | $1,165 | $2,473 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $913 | $1,167 | $2,477 | $0 | $6,250 | No Charge |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $916 | $1,171 | $2,486 | $0 | $6,250 | No Charge |
| AvMed Entrust Gold 125 (2026) AvMed · HMO | $929 | $1,187 | $2,521 | $2,000 | $5,850 | $35 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed · HMO | $933 | $1,192 | $2,531 | $2,000 | $5,850 | $35 |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $985 | $1,259 | $2,674 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,010 | $1,290 | $2,740 | $1,500 | $6,450 | No Charge |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,045 | $1,335 | $2,836 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,302 | $1,663 | $3,532 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,332 | $1,703 | $3,616 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,369 | $1,749 | $3,715 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,132 | $1,446 | $3,071 | $0 | $2,250 | No Charge |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,138 | $1,454 | $3,089 | $1,000 | $4,000 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,170 | $1,495 | $3,174 | $0 | $2,525 | No Charge |
| myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,186 | $1,515 | $3,217 | $0 | $5,200 | $10 |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,219 | $1,558 | $3,308 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,233 | $1,576 | $3,346 | $1,000 | $4,000 | No Charge |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,280 | $1,636 | $3,474 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,341 | $1,714 | $3,640 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,729 | $2,209 | $4,691 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,778 | $2,273 | $4,826 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,853 | $2,368 | $5,029 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint · HMO | $408 | $522 | $1,108 | $10,600 | $10,600 | $40 |
Care quality in Lee County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Lee County.
Frequently asked questions
How many Marketplace health plans are available in Lee County, FL for 2026?
132 plans from 6 insurers: Ambetter Health, AvMed, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), UnitedHealthcare, Wellpoint.
What is the benchmark silver plan premium in Lee County, FL?
For 2026, the second-lowest-cost silver plan costs $717 a month for a 40-year-old before tax credits, up 28.5% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Lee County, FL?
The lowest bronze premium for a 40-year-old is $539 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Lee County, FL?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.