2026 plan year · Florida
2026 health insurance plans in Lake County, FL
196 Marketplace plans from 10 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $663benchmark silver (age 40)
- $494cheapest bronze (age 40)
- 10insurers
- +30.2%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, Health First Commercial Plans, Inc., Oscar Insurance Company of Florida. See what to do if your insurer leaves.
- New here: AmeriHealth Caritas Next, Molina Healthcare, Oscar Health Maintenance Organization of Florida.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next · HMO | $400 | $511 | $1,085 | $10,600 | $10,600 | $25 |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $417 | $533 | $1,132 | $6,150 | $10,150 | No Charge |
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $475 | $607 | $1,289 | $10,125 | $10,150 | No Charge |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $477 | $610 | $1,295 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $477 | $610 | $1,295 | $10,600 | $10,600 | No Charge after Deductible |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $554 | $708 | $1,504 | $6,150 | $10,150 | No Charge |
| BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $583 | $745 | $1,582 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Everyday Bronze Ambetter Health · HMO | $387 | $494 | $1,049 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $388 | $496 | $1,052 | $7,500 | $10,000 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $397 | $507 | $1,076 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $397 | $507 | $1,077 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $398 | $509 | $1,081 | $7,500 | $10,000 | $50 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next · HMO | $402 | $514 | $1,091 | $3,850 | $10,600 | $40 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next · HMO | $402 | $514 | $1,091 | $7,500 | $10,000 | $50 |
| Bronze Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $418 | $534 | $1,135 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $429 | $548 | $1,164 | $4,700 | $9,200 | $70 |
| Molina Bronze Standard Molina Healthcare · HMO | $432 | $553 | $1,174 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $433 | $553 | $1,174 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $436 | $558 | $1,184 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $438 | $560 | $1,190 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $439 | $562 | $1,193 | $6,500 | $10,000 | No Charge |
| Elite Bronze Ambetter Health · HMO | $442 | $564 | $1,198 | $0 | $10,500 | $60 |
| Molina Bronze Enhanced 3500 Molina Healthcare · HMO | $443 | $566 | $1,203 | $3,500 | $9,950 | $50 |
| Connect Bronze Orlando CMS Standard Cigna Healthcare · EPO | $444 | $567 | $1,204 | $7,500 | $10,000 | $50 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $444 | $567 | $1,205 | $5,500 | $10,150 | $50 |
| Connect Bronze Orlando 6000 Indiv Med Deductible Cigna Healthcare · EPO | $444 | $568 | $1,206 | $6,000 | $10,150 | $25 |
| Molina Bronze Enhanced 3500 Pluswith Adult Vision Molina Healthcare · HMO | $446 | $570 | $1,211 | $3,500 | $9,950 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $449 | $574 | $1,220 | $5,500 | $10,150 | $50 |
| Connect Bronze Orlando 3000 Indiv Med Deductible Cigna Healthcare · EPO | $452 | $577 | $1,226 | $3,000 | $9,750 | $40 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $453 | $580 | $1,231 | $0 | $10,500 | $60 |
| Bronze Elite + PCP Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $455 | $581 | $1,234 | $0 | $10,600 | $50 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $456 | $583 | $1,238 | $6,000 | $10,600 | $50 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare · HMO | $457 | $584 | $1,241 | $3,500 | $9,950 | $50 |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $458 | $586 | $1,244 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $461 | $589 | $1,250 | $0 | $9,900 | No Charge |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $463 | $592 | $1,257 | $5,500 | $10,600 | $30 |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $466 | $595 | $1,264 | $0 | $9,900 | No Charge |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $467 | $597 | $1,268 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze VALUE Ambetter Health · HMO | $470 | $600 | $1,275 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $472 | $603 | $1,281 | $5,500 | $10,600 | $30 |
| Molina Bronze Premier with $0 Medical Deductible Molina Healthcare · HMO | $485 | $619 | $1,315 | $0 | $10,350 | $50 |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed · HMO | $487 | $623 | $1,323 | $7,500 | $10,000 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision Molina Healthcare · HMO | $488 | $623 | $1,324 | $0 | $10,350 | $50 |
| AvMed Entrust Bronze 650 (2026) AvMed · HMO | $494 | $632 | $1,342 | $10,150 | $10,150 | $75 |
| Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision Molina Healthcare · HMO | $499 | $637 | $1,353 | $0 | $10,350 | $50 |
| UHC Bronze Standard UnitedHealthcare · HMO | $500 | $639 | $1,356 | $7,500 | $10,000 | $50 |
| AvMed Entrust Bronze 600 (2026) AvMed · HMO | $502 | $641 | $1,362 | $6,500 | $9,500 | $70 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $517 | $661 | $1,404 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $518 | $662 | $1,405 | $0 | $10,600 | $50 |
| Elite VALUE Bronze Ambetter Health · HMO | $535 | $684 | $1,452 | $0 | $10,500 | $60 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $535 | $684 | $1,453 | $0 | $10,600 | $50 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $541 | $692 | $1,469 | $2,625 | $10,150 | No Charge |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $542 | $693 | $1,471 | $7,500 | $10,000 | $50 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $548 | $700 | $1,487 | $6,000 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $575 | $735 | $1,561 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $580 | $741 | $1,574 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $584 | $747 | $1,586 | $6,500 | $10,000 | No Charge |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $585 | $748 | $1,588 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $589 | $752 | $1,598 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $596 | $762 | $1,618 | $0 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $610 | $780 | $1,656 | $0 | $9,900 | No Charge |
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $615 | $787 | $1,670 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $616 | $787 | $1,671 | $7,500 | $10,000 | $50 |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $630 | $805 | $1,709 | $6,500 | $10,000 | No Charge |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $665 | $850 | $1,806 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Clarity Silver Ambetter Health · HMO | $491 | $627 | $1,332 | $8,000 | $8,400 | $50 |
| AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next · HMO | $519 | $663 | $1,407 | $6,100 | $9,000 | $25 |
| Standard Silver Ambetter Health · HMO | $524 | $669 | $1,421 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health · HMO | $530 | $677 | $1,438 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $538 | $687 | $1,459 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $539 | $688 | $1,462 | $5,000 | $8,650 | $30 |
| AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next · HMO | $539 | $689 | $1,463 | $6,000 | $8,900 | $40 |
| Silver Simple PCP Saver | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $541 | $691 | $1,468 | $5,000 | $9,250 | $20 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $544 | $696 | $1,477 | $6,300 | $8,400 | $40 |
| Silver Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $546 | $697 | $1,481 | $6,000 | $8,900 | $40 |
| Silver Simple Diabetes | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $546 | $698 | $1,482 | $6,500 | $10,000 | No Charge |
| Silver Simple Chronic Care CKM | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $547 | $699 | $1,485 | $5,900 | $10,150 | No Charge |
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare · HMO | $547 | $700 | $1,486 | $7,000 | $10,150 | $40 |
| Molina Silver Core Molina Healthcare · HMO | $552 | $705 | $1,497 | $6,000 | $8,990 | $35 |
| Silver Elite | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $552 | $706 | $1,499 | $5,000 | $9,850 | $25 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $553 | $707 | $1,501 | $5,000 | $8,650 | $30 |
| Molina Silver Core Pluswith Adult Vision Molina Healthcare · HMO | $555 | $709 | $1,505 | $6,000 | $8,990 | $35 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $559 | $714 | $1,517 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $561 | $717 | $1,523 | $4,000 | $8,100 | No Charge |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare · HMO | $566 | $723 | $1,535 | $6,000 | $8,990 | $35 |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $566 | $724 | $1,537 | $4,000 | $8,100 | No Charge |
| AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next · HMO | $567 | $724 | $1,538 | $400 | $10,200 | $50 |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $568 | $726 | $1,542 | $6,000 | $8,900 | $40 |
| Molina Silver Standard Molina Healthcare · HMO | $570 | $729 | $1,548 | $6,000 | $8,900 | $40 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $573 | $732 | $1,555 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $573 | $733 | $1,556 | $6,200 | $9,600 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida · HMO | $574 | $734 | $1,558 | $6,000 | $10,150 | No Charge |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $575 | $734 | $1,559 | $3,125 | $8,100 | No Charge |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $591 | $756 | $1,605 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $594 | $759 | $1,611 | $1,850 | $9,100 | $10 |
| Clarity VALUE Silver Ambetter Health · HMO | $595 | $760 | $1,614 | $8,000 | $8,400 | $50 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $600 | $767 | $1,628 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $604 | $772 | $1,640 | $6,000 | $8,900 | $40 |
| AvMed Entrust Silver Standard (2026) AvMed · HMO | $610 | $780 | $1,657 | $6,000 | $8,900 | $40 |
| AvMed Entrust Silver 550 (2026) AvMed · HMO | $621 | $793 | $1,684 | $6,250 | $8,000 | $55 |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $623 | $796 | $1,691 | $9,500 | $10,150 | No Charge |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed · HMO | $623 | $796 | $1,691 | $6,250 | $8,000 | $55 |
| myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $627 | $801 | $1,701 | $9,500 | $10,150 | No Charge |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $631 | $807 | $1,713 | $4,500 | $9,900 | $35 |
| myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $633 | $809 | $1,717 | $7,000 | $9,150 | No Charge |
| myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $634 | $811 | $1,721 | $9,500 | $10,150 | No Charge |
| Standard Silver VALUE Ambetter Health · HMO | $635 | $811 | $1,722 | $6,000 | $8,900 | $40 |
| myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $636 | $813 | $1,727 | $7,000 | $9,150 | No Charge |
| AvMed Entrust Silver 350 (2026) AvMed · HMO | $639 | $816 | $1,733 | $3,500 | $9,250 | $30 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed · HMO | $641 | $819 | $1,740 | $3,500 | $9,250 | $30 |
| Focused VALUE Silver Ambetter Health · HMO | $642 | $821 | $1,743 | $6,300 | $8,400 | $40 |
| myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $644 | $823 | $1,747 | $7,000 | $9,150 | No Charge |
| myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $647 | $826 | $1,755 | $6,500 | $9,200 | No Charge |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $649 | $829 | $1,761 | $4,500 | $9,900 | $35 |
| myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $650 | $831 | $1,765 | $6,500 | $9,200 | No Charge |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $654 | $835 | $1,774 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $657 | $840 | $1,783 | $3,150 | $8,675 | No Charge |
| myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $658 | $840 | $1,785 | $6,500 | $9,200 | No Charge |
| UHC Silver Standard- UnitedHealthcare · HMO | $663 | $847 | $1,800 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $663 | $848 | $1,800 | $6,000 | $8,900 | $40 |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $665 | $849 | $1,804 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $665 | $850 | $1,804 | $6,000 | $8,900 | $40 |
| Connect Silver Orlando CMS Standard Cigna Healthcare · EPO | $670 | $856 | $1,818 | $6,000 | $8,900 | $40 |
| Connect Silver Orlando 3500 Indiv Med Deductible Cigna Healthcare · EPO | $670 | $856 | $1,818 | $3,500 | $9,350 | $30 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $672 | $859 | $1,824 | $2,700 | $10,350 | $30 |
| Connect Silver Orlando 5000 Indiv Med Deductible Cigna Healthcare · EPO | $672 | $859 | $1,824 | $5,000 | $8,950 | $20 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare · HMO | $681 | $870 | $1,848 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $690 | $881 | $1,872 | $2,700 | $10,350 | $30 |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $802 | $1,025 | $2,177 | $4,000 | $8,100 | No Charge |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $829 | $1,060 | $2,251 | $6,000 | $8,900 | $40 |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $840 | $1,074 | $2,280 | $3,125 | $8,100 | No Charge |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $896 | $1,145 | $2,431 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $957 | $1,223 | $2,597 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $968 | $1,237 | $2,627 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Simple | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $493 | $630 | $1,339 | $3,000 | $9,950 | $5 |
| Gold Elite Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $495 | $632 | $1,342 | $0 | $9,500 | $20 |
| Standard Gold Ambetter Health · HMO | $512 | $655 | $1,391 | $2,000 | $8,200 | $30 |
| Gold Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $518 | $662 | $1,406 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter Health · HMO | $523 | $669 | $1,421 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $526 | $673 | $1,428 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $538 | $687 | $1,459 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $541 | $691 | $1,468 | $1,450 | $7,500 | $15 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $544 | $695 | $1,476 | $2,000 | $8,200 | $30 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $556 | $710 | $1,508 | $1,450 | $7,500 | $15 |
| Molina Gold Enhanced 895 Molina Healthcare · HMO | $579 | $740 | $1,572 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Molina Healthcare · HMO | $580 | $741 | $1,573 | $1,640 | $8,100 | $25 |
| Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare · HMO | $582 | $744 | $1,580 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare · HMO | $583 | $745 | $1,581 | $1,640 | $8,100 | $25 |
| Connect Gold Orlando 1500 Indiv Med Deductible Cigna Healthcare · EPO | $583 | $745 | $1,582 | $1,500 | $9,450 | $5 |
| AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next · HMO | $585 | $748 | $1,588 | $2,000 | $8,200 | $30 |
| Connect Gold Orlando CMS Standard Cigna Healthcare · EPO | $587 | $750 | $1,594 | $2,000 | $8,200 | $30 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare · HMO | $593 | $758 | $1,609 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare · HMO | $593 | $758 | $1,611 | $1,640 | $8,100 | $25 |
| AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next · HMO | $602 | $770 | $1,634 | $850 | $8,500 | $15 |
| Molina Gold Standard Molina Healthcare · HMO | $606 | $775 | $1,645 | $2,000 | $8,200 | $30 |
| Standard Gold VALUE Ambetter Health · HMO | $621 | $794 | $1,685 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $628 | $803 | $1,706 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $643 | $822 | $1,746 | $1,500 | $6,450 | No Charge |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $647 | $827 | $1,756 | $800 | $9,000 | $10 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $653 | $835 | $1,773 | $800 | $9,000 | $10 |
| Complete VALUE Gold Ambetter Health · HMO | $656 | $838 | $1,779 | $1,450 | $7,500 | $15 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $660 | $844 | $1,792 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $660 | $844 | $1,792 | $0 | $6,250 | No Charge |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $661 | $845 | $1,794 | $1,400 | $5,000 | $20 |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $663 | $847 | $1,799 | $0 | $6,250 | No Charge |
| AvMed Entrust Gold Standard (2026) AvMed · HMO | $665 | $850 | $1,805 | $2,000 | $8,200 | $30 |
| AvMed Entrust Gold 125 (2026) AvMed · HMO | $678 | $866 | $1,840 | $2,000 | $5,850 | $35 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed · HMO | $681 | $870 | $1,847 | $2,000 | $5,850 | $35 |
| UHC Gold Standard UnitedHealthcare · HMO | $722 | $922 | $1,959 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $728 | $930 | $1,976 | $0 | $10,600 | $25 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare · HMO | $741 | $947 | $2,012 | $500 | $9,000 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $759 | $970 | $2,059 | $500 | $9,000 | $20 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $788 | $1,008 | $2,140 | $2,000 | $8,200 | $30 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $802 | $1,025 | $2,176 | $940 | $4,500 | No Charge |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $830 | $1,061 | $2,254 | $0 | $6,550 | No Charge |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $917 | $1,172 | $2,488 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $939 | $1,201 | $2,550 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $942 | $1,203 | $2,555 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $964 | $1,232 | $2,616 | $1,500 | $6,450 | No Charge |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $972 | $1,243 | $2,639 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $990 | $1,265 | $2,687 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $823 | $1,052 | $2,234 | $1,000 | $4,000 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $846 | $1,081 | $2,296 | $0 | $2,525 | No Charge |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $882 | $1,127 | $2,393 | $0 | $5,200 | $10 |
| AvMed Entrust Platinum 25 (2026) AvMed · HMO | $922 | $1,178 | $2,502 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum 25 Dental+Vision (2026) AvMed · HMO | $925 | $1,182 | $2,511 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum Standard (2026) AvMed · HMO | $947 | $1,210 | $2,569 | $0 | $5,200 | $10 |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,074 | $1,373 | $2,916 | $0 | $2,250 | No Charge |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,126 | $1,438 | $3,055 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,147 | $1,466 | $3,114 | $1,000 | $4,000 | No Charge |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,191 | $1,522 | $3,233 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,248 | $1,595 | $3,388 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,250 | $1,598 | $3,394 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,286 | $1,644 | $3,491 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,340 | $1,713 | $3,638 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint · HMO | $430 | $550 | $1,168 | $10,600 | $10,600 | $40 |
Care quality in Lake County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Lake County.
Frequently asked questions
How many Marketplace health plans are available in Lake County, FL for 2026?
196 plans from 10 insurers: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Molina Healthcare, Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Wellpoint.
What is the benchmark silver plan premium in Lake County, FL?
For 2026, the second-lowest-cost silver plan costs $663 a month for a 40-year-old before tax credits, up 30.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Lake County, FL?
The lowest bronze premium for a 40-year-old is $494 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Lake County, FL?
Aetna CVS Health, Health First Commercial Plans, Inc., Oscar Insurance Company of Florida offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.