2026 plan year · Florida
2026 health insurance plans in Alachua County, FL
101 Marketplace plans from 5 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $733benchmark silver (age 40)
- $546cheapest bronze (age 40)
- 5insurers
- +29.9%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Oscar Insurance Company of Florida. See what to do if your insurer leaves.
- New here: Oscar Health Maintenance Organization of Florida.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $437 | $559 | $1,187 | $10,125 | $10,150 | No Charge |
| BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $536 | $686 | $1,456 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $742 | $948 | $2,013 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Everyday Bronze Ambetter Health · HMO | $428 | $546 | $1,161 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $429 | $548 | $1,164 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $439 | $561 | $1,192 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $441 | $563 | $1,196 | $7,500 | $10,000 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $463 | $592 | $1,257 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed · HMO | $468 | $599 | $1,271 | $7,500 | $10,000 | $50 |
| AvMed Entrust Bronze 650 (2026) AvMed · HMO | $475 | $607 | $1,290 | $10,150 | $10,150 | $75 |
| AvMed Entrust Bronze 600 (2026) AvMed · HMO | $482 | $616 | $1,309 | $6,500 | $9,500 | $70 |
| Elite Bronze Ambetter Health · HMO | $488 | $624 | $1,326 | $0 | $10,500 | $60 |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $489 | $624 | $1,326 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 Oscar Health Maintenance Organization of Florida · HMO | $493 | $630 | $1,337 | $4,700 | $10,150 | $70 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $495 | $632 | $1,342 | $5,500 | $10,150 | $50 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $498 | $637 | $1,352 | $2,625 | $10,150 | No Charge |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $499 | $637 | $1,354 | $7,500 | $10,000 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $501 | $640 | $1,359 | $5,500 | $10,150 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $502 | $641 | $1,361 | $0 | $10,500 | $60 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $504 | $645 | $1,369 | $6,000 | $10,150 | No Charge |
| Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida · HMO | $531 | $679 | $1,442 | $0 | $10,600 | $50 |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $539 | $688 | $1,462 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $542 | $693 | $1,471 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $549 | $701 | $1,489 | $0 | $10,150 | No Charge |
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $566 | $724 | $1,537 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $567 | $724 | $1,538 | $7,500 | $10,000 | $50 |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $579 | $741 | $1,573 | $6,500 | $10,000 | No Charge |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $612 | $783 | $1,662 | $0 | $9,900 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $770 | $984 | $2,089 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $777 | $992 | $2,108 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $782 | $1,000 | $2,123 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $817 | $1,044 | $2,217 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Clarity Silver Ambetter Health · HMO | $543 | $694 | $1,474 | $8,000 | $8,400 | $50 |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $573 | $733 | $1,556 | $9,500 | $10,150 | No Charge |
| myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $577 | $737 | $1,566 | $9,500 | $10,150 | No Charge |
| Standard Silver Ambetter Health · HMO | $579 | $740 | $1,572 | $6,000 | $8,900 | $40 |
| myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $582 | $744 | $1,580 | $7,000 | $9,150 | No Charge |
| myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $584 | $746 | $1,584 | $9,500 | $10,150 | No Charge |
| myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $586 | $748 | $1,589 | $7,000 | $9,150 | No Charge |
| Focused Silver Ambetter Health · HMO | $586 | $749 | $1,591 | $6,300 | $8,400 | $40 |
| AvMed Entrust Silver Standard (2026) AvMed · HMO | $587 | $750 | $1,593 | $6,000 | $8,900 | $40 |
| myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $593 | $757 | $1,608 | $7,000 | $9,150 | No Charge |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $595 | $760 | $1,615 | $6,000 | $8,900 | $40 |
| myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $595 | $761 | $1,615 | $6,500 | $9,200 | No Charge |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $596 | $762 | $1,617 | $5,000 | $8,650 | $30 |
| AvMed Entrust Silver 550 (2026) AvMed · HMO | $597 | $762 | $1,619 | $6,250 | $8,000 | $55 |
| myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $598 | $765 | $1,624 | $6,500 | $9,200 | No Charge |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed · HMO | $599 | $766 | $1,626 | $6,250 | $8,000 | $55 |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $602 | $769 | $1,633 | $3,150 | $8,675 | No Charge |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $602 | $769 | $1,634 | $6,300 | $8,400 | $40 |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $605 | $773 | $1,642 | $3,150 | $8,675 | No Charge |
| myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $605 | $774 | $1,643 | $6,500 | $9,200 | No Charge |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $612 | $782 | $1,660 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $612 | $782 | $1,661 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $612 | $782 | $1,661 | $5,000 | $8,650 | $30 |
| AvMed Entrust Silver 350 (2026) AvMed · HMO | $614 | $785 | $1,666 | $3,500 | $9,250 | $30 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed · HMO | $616 | $788 | $1,673 | $3,500 | $9,250 | $30 |
| Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida · HMO | $632 | $808 | $1,715 | $5,000 | $9,250 | $20 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $638 | $815 | $1,731 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $638 | $815 | $1,731 | $6,200 | $9,600 | No Charge |
| Silver Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $638 | $815 | $1,731 | $6,500 | $10,000 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida · HMO | $639 | $816 | $1,733 | $6,000 | $10,150 | No Charge |
| Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $639 | $817 | $1,735 | $5,900 | $10,150 | No Charge |
| Silver Elite Oscar Health Maintenance Organization of Florida · HMO | $646 | $826 | $1,754 | $5,000 | $9,750 | $25 |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $738 | $944 | $2,004 | $4,000 | $8,100 | No Charge |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $763 | $976 | $2,072 | $6,000 | $8,900 | $40 |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $773 | $988 | $2,098 | $3,125 | $8,100 | No Charge |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,199 | $1,533 | $3,255 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,281 | $1,637 | $3,477 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,296 | $1,656 | $3,517 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter Health · HMO | $567 | $724 | $1,538 | $2,000 | $8,200 | $30 |
| Gold Simple Oscar Health Maintenance Organization of Florida · HMO | $576 | $737 | $1,564 | $3,000 | $9,950 | $5 |
| Everyday Gold Ambetter Health · HMO | $579 | $740 | $1,572 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $582 | $744 | $1,580 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $595 | $760 | $1,614 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $598 | $765 | $1,624 | $1,450 | $7,500 | $15 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $605 | $774 | $1,643 | $2,000 | $8,200 | $30 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $615 | $786 | $1,668 | $1,450 | $7,500 | $15 |
| AvMed Entrust Gold Standard (2026) AvMed · HMO | $639 | $817 | $1,735 | $2,000 | $8,200 | $30 |
| AvMed Entrust Gold 125 (2026) AvMed · HMO | $652 | $833 | $1,769 | $2,000 | $5,850 | $35 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed · HMO | $654 | $836 | $1,776 | $2,000 | $5,850 | $35 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $726 | $927 | $1,970 | $2,000 | $8,200 | $30 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $738 | $943 | $2,003 | $940 | $4,500 | No Charge |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $764 | $977 | $2,074 | $0 | $6,550 | No Charge |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $844 | $1,079 | $2,290 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $865 | $1,105 | $2,347 | $1,500 | $6,450 | No Charge |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $895 | $1,144 | $2,429 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,260 | $1,611 | $3,421 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,290 | $1,649 | $3,502 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,325 | $1,694 | $3,597 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| AvMed Entrust Platinum 25 (2026) AvMed · HMO | $886 | $1,133 | $2,405 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum 25 Dental+Vision (2026) AvMed · HMO | $889 | $1,137 | $2,414 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum Standard (2026) AvMed · HMO | $910 | $1,163 | $2,470 | $0 | $5,200 | $10 |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $989 | $1,264 | $2,684 | $0 | $2,250 | No Charge |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,036 | $1,324 | $2,812 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,056 | $1,350 | $2,866 | $1,000 | $4,000 | No Charge |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,096 | $1,401 | $2,975 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,149 | $1,468 | $3,118 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,674 | $2,139 | $4,543 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,722 | $2,201 | $4,674 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,795 | $2,293 | $4,870 | $0 | $5,200 | $10 |
Care quality in Alachua County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Alachua County.
Frequently asked questions
How many Marketplace health plans are available in Alachua County, FL for 2026?
101 plans from 5 insurers: Ambetter Health, AvMed, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Oscar Health Maintenance Organization of Florida.
What is the benchmark silver plan premium in Alachua County, FL?
For 2026, the second-lowest-cost silver plan costs $733 a month for a 40-year-old before tax credits, up 29.9% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Alachua County, FL?
The lowest bronze premium for a 40-year-old is $546 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Alachua County, FL?
Oscar Insurance Company of Florida offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.