2026 plan year · Florida
2026 health insurance plans in Saint Johns County, FL
143 Marketplace plans from 6 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $697benchmark silver (age 40)
- $481cheapest bronze (age 40)
- 6insurers
- +28.2%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
- New here: Oscar Health Maintenance Organization of Florida.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $433 | $553 | $1,174 | $10,125 | $10,150 | No Charge |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $483 | $617 | $1,311 | $6,150 | $10,150 | No Charge |
| BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $531 | $679 | $1,441 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $642 | $820 | $1,742 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gym Access IND Bronze HMO 1340 Florida Health Care Plans · HMO | $376 | $481 | $1,021 | $10,150 | $10,150 | No Charge |
| Everyday Bronze Ambetter Health · HMO | $403 | $515 | $1,094 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $404 | $517 | $1,097 | $7,500 | $10,000 | $50 |
| Gym Access IND Bronze HMO OA Standard 2450 Florida Health Care Plans · HMO | $412 | $526 | $1,117 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $414 | $529 | $1,123 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $415 | $531 | $1,127 | $7,500 | $10,000 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $426 | $544 | $1,156 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Gym Access IND Bronze Standardized HMO Florida Health Care Plans · HMO | $428 | $547 | $1,161 | $7,150 | $10,150 | No Charge |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $449 | $574 | $1,219 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 Oscar Health Maintenance Organization of Florida · HMO | $453 | $579 | $1,229 | $4,700 | $10,150 | $70 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $455 | $581 | $1,234 | $5,500 | $10,150 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $460 | $588 | $1,249 | $5,500 | $10,150 | $50 |
| Elite Bronze Ambetter Health · HMO | $460 | $588 | $1,249 | $0 | $10,500 | $60 |
| Gym Access IND Bronze HMO OA 1211 Florida Health Care Plans · HMO | $464 | $593 | $1,258 | $0 | $10,150 | No Charge |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $473 | $604 | $1,283 | $0 | $10,500 | $60 |
| Gym Access IND Bronze POS OA Standard 2450 Florida Health Care Plans · POS | $473 | $605 | $1,285 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida · HMO | $488 | $624 | $1,325 | $0 | $10,600 | $50 |
| Gym Access IND Bronze POS 1042 Florida Health Care Plans · POS | $492 | $629 | $1,335 | $5,500 | $10,150 | No Charge |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $493 | $630 | $1,338 | $2,625 | $10,150 | No Charge |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $494 | $631 | $1,340 | $7,500 | $10,000 | $50 |
| Gym Access IND Bronze POS BC 3841 Florida Health Care Plans · POS | $497 | $636 | $1,350 | $6,000 | $10,000 | No Charge |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $499 | $638 | $1,355 | $6,000 | $10,150 | No Charge |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $501 | $641 | $1,361 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $506 | $646 | $1,372 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $509 | $651 | $1,382 | $6,500 | $10,000 | No Charge |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed · HMO | $519 | $663 | $1,407 | $7,500 | $10,000 | $50 |
| AvMed Entrust Bronze 650 (2026) AvMed · HMO | $526 | $672 | $1,427 | $10,150 | $10,150 | $75 |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $531 | $679 | $1,441 | $0 | $9,900 | No Charge |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $533 | $681 | $1,447 | $0 | $10,150 | No Charge |
| Gym Access IND Bronze POS OA 1211 Florida Health Care Plans · POS | $533 | $681 | $1,447 | $0 | $10,150 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $534 | $682 | $1,449 | $0 | $9,900 | No Charge |
| AvMed Entrust Bronze 600 (2026) AvMed · HMO | $534 | $682 | $1,449 | $6,500 | $9,500 | $70 |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $536 | $685 | $1,456 | $0 | $10,150 | No Charge |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $539 | $689 | $1,464 | $0 | $9,900 | No Charge |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $543 | $694 | $1,474 | $0 | $10,150 | No Charge |
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $561 | $716 | $1,522 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $561 | $717 | $1,522 | $7,500 | $10,000 | $50 |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $573 | $733 | $1,556 | $6,500 | $10,000 | No Charge |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $606 | $775 | $1,645 | $0 | $9,900 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $666 | $851 | $1,808 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $672 | $859 | $1,824 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $677 | $865 | $1,837 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $707 | $904 | $1,919 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Clarity Silver Ambetter Health · HMO | $512 | $654 | $1,389 | $8,000 | $8,400 | $50 |
| Gym Access IND Silver HMO OA Standard 1440 Florida Health Care Plans · HMO | $546 | $697 | $1,481 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter Health · HMO | $546 | $698 | $1,482 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health · HMO | $552 | $706 | $1,499 | $6,300 | $8,400 | $40 |
| Gym Access IND Silver HMO BC 7741 Florida Health Care Plans · HMO | $557 | $711 | $1,511 | $3,500 | $8,900 | No Charge |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $561 | $717 | $1,522 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $562 | $718 | $1,524 | $5,000 | $8,650 | $30 |
| Gym Access IND Silver HMO BC 0941 Florida Health Care Plans · HMO | $564 | $721 | $1,530 | $5,000 | $8,350 | No Charge |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $567 | $725 | $1,540 | $6,300 | $8,400 | $40 |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $568 | $725 | $1,540 | $9,500 | $10,150 | No Charge |
| Gym Access IND Silver HMO OA 1009 Florida Health Care Plans · HMO | $569 | $727 | $1,544 | $0 | $9,000 | No Charge |
| myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $571 | $730 | $1,550 | $9,500 | $10,150 | No Charge |
| myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $576 | $737 | $1,564 | $7,000 | $9,150 | No Charge |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $577 | $737 | $1,565 | $5,000 | $8,650 | $30 |
| myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $578 | $738 | $1,568 | $9,500 | $10,150 | No Charge |
| myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $580 | $741 | $1,573 | $7,000 | $9,150 | No Charge |
| Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida · HMO | $581 | $742 | $1,577 | $5,000 | $9,250 | $20 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $586 | $749 | $1,591 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $586 | $749 | $1,591 | $6,200 | $9,600 | No Charge |
| myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $586 | $749 | $1,591 | $7,000 | $9,150 | No Charge |
| Silver Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $586 | $749 | $1,592 | $6,500 | $10,000 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida · HMO | $587 | $750 | $1,593 | $6,000 | $10,150 | No Charge |
| Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $588 | $751 | $1,595 | $5,900 | $10,150 | No Charge |
| myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $589 | $753 | $1,599 | $6,500 | $9,200 | No Charge |
| myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $592 | $757 | $1,608 | $6,500 | $9,200 | No Charge |
| Silver Elite Oscar Health Maintenance Organization of Florida · HMO | $594 | $759 | $1,612 | $5,000 | $9,750 | $25 |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $595 | $761 | $1,616 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $599 | $765 | $1,625 | $3,150 | $8,675 | No Charge |
| myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $599 | $766 | $1,626 | $6,500 | $9,200 | No Charge |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $605 | $774 | $1,643 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $606 | $774 | $1,644 | $6,000 | $8,900 | $40 |
| Gym Access IND Silver POS OA Standard 1440 Florida Health Care Plans · POS | $628 | $802 | $1,703 | $6,000 | $8,900 | $40 |
| Gym Access IND Silver POS BC 7741 Florida Health Care Plans · POS | $640 | $818 | $1,737 | $3,500 | $8,900 | No Charge |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $647 | $827 | $1,757 | $4,000 | $8,100 | No Charge |
| Gym Access IND Silver POS BC 0941 Florida Health Care Plans · POS | $648 | $829 | $1,760 | $5,000 | $8,350 | No Charge |
| AvMed Entrust Silver Standard (2026) AvMed · HMO | $650 | $830 | $1,763 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $650 | $831 | $1,765 | $4,000 | $8,100 | No Charge |
| Gym Access IND Silver POS OA 1009 Florida Health Care Plans · POS | $654 | $836 | $1,775 | $0 | $9,000 | No Charge |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $656 | $838 | $1,780 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $658 | $841 | $1,786 | $6,000 | $8,900 | $40 |
| AvMed Entrust Silver 550 (2026) AvMed · HMO | $660 | $844 | $1,792 | $6,250 | $8,000 | $55 |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed · HMO | $663 | $847 | $1,800 | $6,250 | $8,000 | $55 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $666 | $851 | $1,806 | $3,125 | $8,100 | No Charge |
| AvMed Entrust Silver 350 (2026) AvMed · HMO | $679 | $868 | $1,844 | $3,500 | $9,250 | $30 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed · HMO | $682 | $872 | $1,852 | $3,500 | $9,250 | $30 |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $731 | $934 | $1,983 | $4,000 | $8,100 | No Charge |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $755 | $965 | $2,050 | $6,000 | $8,900 | $40 |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $765 | $978 | $2,077 | $3,125 | $8,100 | No Charge |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,038 | $1,326 | $2,817 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,109 | $1,417 | $3,009 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,121 | $1,433 | $3,044 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Simple Oscar Health Maintenance Organization of Florida · HMO | $530 | $677 | $1,438 | $3,000 | $9,950 | $5 |
| Standard Gold Ambetter Health · HMO | $534 | $683 | $1,450 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter Health · HMO | $546 | $698 | $1,481 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $549 | $701 | $1,489 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $557 | $711 | $1,510 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $561 | $716 | $1,521 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $564 | $721 | $1,531 | $1,450 | $7,500 | $15 |
| Gym Access IND Gold HMO H.S.A 9010 Florida Health Care Plans · HMO | $566 | $723 | $1,536 | $2,000 | $6,500 | 10% Coinsurance after deductible |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $579 | $740 | $1,572 | $1,450 | $7,500 | $15 |
| Gym Access IND Gold HMO OA Standard 3450 Florida Health Care Plans · HMO | $584 | $746 | $1,585 | $2,000 | $8,200 | $30 |
| Gym Access IND Gold HMO 4500 Florida Health Care Plans · HMO | $605 | $773 | $1,642 | $2,550 | $5,600 | No Charge |
| Gym Access IND Gold HMO BC 5651 Florida Health Care Plans · HMO | $634 | $810 | $1,721 | $0 | $7,800 | No Charge |
| Gym Access IND Gold POS OA Standard 3450 Florida Health Care Plans · POS | $671 | $858 | $1,822 | $2,000 | $8,200 | $30 |
| Gym Access IND Gold POS 55001 Florida Health Care Plans · POS | $700 | $895 | $1,901 | $2,800 | $8,100 | No Charge |
| AvMed Entrust Gold Standard (2026) AvMed · HMO | $708 | $905 | $1,921 | $2,000 | $8,200 | $30 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $718 | $918 | $1,949 | $2,000 | $8,200 | $30 |
| AvMed Entrust Gold 125 (2026) AvMed · HMO | $721 | $922 | $1,958 | $2,000 | $5,850 | $35 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed · HMO | $724 | $926 | $1,966 | $2,000 | $5,850 | $35 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $728 | $931 | $1,976 | $2,000 | $8,200 | $30 |
| Gym Access IND Gold POS BC 5651 Florida Health Care Plans · POS | $729 | $932 | $1,979 | $0 | $7,800 | No Charge |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $730 | $934 | $1,982 | $940 | $4,500 | No Charge |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $745 | $953 | $2,023 | $1,500 | $6,450 | No Charge |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $756 | $967 | $2,053 | $0 | $6,550 | No Charge |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $765 | $978 | $2,076 | $0 | $6,250 | No Charge |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $768 | $981 | $2,084 | $0 | $6,250 | No Charge |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $835 | $1,067 | $2,267 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $856 | $1,094 | $2,323 | $1,500 | $6,450 | No Charge |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $886 | $1,132 | $2,404 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,091 | $1,394 | $2,960 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,117 | $1,427 | $3,031 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,147 | $1,466 | $3,113 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $954 | $1,219 | $2,589 | $1,000 | $4,000 | No Charge |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $979 | $1,251 | $2,656 | $0 | $2,250 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $980 | $1,253 | $2,660 | $0 | $2,525 | No Charge |
| AvMed Entrust Platinum 25 (2026) AvMed · HMO | $981 | $1,254 | $2,662 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum 25 Dental+Vision (2026) AvMed · HMO | $984 | $1,258 | $2,672 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum Standard (2026) AvMed · HMO | $1,007 | $1,287 | $2,734 | $0 | $5,200 | $10 |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,022 | $1,306 | $2,772 | $0 | $5,200 | $10 |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,025 | $1,310 | $2,783 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,045 | $1,336 | $2,837 | $1,000 | $4,000 | No Charge |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,085 | $1,387 | $2,945 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,137 | $1,453 | $3,086 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,449 | $1,851 | $3,932 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,490 | $1,905 | $4,045 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,553 | $1,985 | $4,215 | $0 | $5,200 | $10 |
Frequently asked questions
How many Marketplace health plans are available in Saint Johns County, FL for 2026?
143 plans from 6 insurers: Ambetter Health, AvMed, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Florida Health Care Plans, Oscar Health Maintenance Organization of Florida.
What is the benchmark silver plan premium in Saint Johns County, FL?
For 2026, the second-lowest-cost silver plan costs $697 a month for a 40-year-old before tax credits, up 28.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Saint Johns County, FL?
The lowest bronze premium for a 40-year-old is $481 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Saint Johns County, FL?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.