2026 plan year · Florida
2026 health insurance plans in Saint Lucie County, FL
115 Marketplace plans from 7 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $784benchmark silver (age 40)
- $531cheapest bronze (age 40)
- 7insurers
- +38.4%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, Oscar Insurance Company of Florida. See what to do if your insurer leaves.
- New here: Cigna HealthCare of Florida, Inc., Oscar Health Maintenance Organization of Florida.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $469 | $600 | $1,273 | $10,125 | $10,150 | No Charge |
| BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $576 | $736 | $1,562 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $701 | $896 | $1,902 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Connect Bronze Mid-South CMS Standard Cigna Healthcare · EPO | $416 | $531 | $1,128 | $7,500 | $10,000 | $50 |
| Connect Bronze Mid-South 5500 Indiv Med Deductible Cigna Healthcare · EPO | $422 | $539 | $1,145 | $5,500 | $9,500 | $30 |
| Connect myDiabetesCare Bronze Mid-South Cigna Healthcare · EPO | $422 | $540 | $1,146 | $6,500 | $9,200 | $45 |
| Connect Bronze Mid-South 0 Indiv Med Deductible Cigna Healthcare · EPO | $465 | $594 | $1,261 | $0 | $10,600 | $55 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $471 | $603 | $1,280 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $497 | $635 | $1,349 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 Oscar Health Maintenance Organization of Florida · HMO | $501 | $641 | $1,361 | $4,700 | $10,150 | $70 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $503 | $643 | $1,366 | $5,500 | $10,150 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $510 | $651 | $1,383 | $5,500 | $10,150 | $50 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $510 | $652 | $1,385 | $6,000 | $10,600 | $50 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $518 | $662 | $1,407 | $5,500 | $10,600 | $30 |
| Everyday Bronze Ambetter Health · HMO | $519 | $663 | $1,408 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $520 | $665 | $1,412 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $523 | $668 | $1,419 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $528 | $675 | $1,433 | $5,500 | $10,600 | $30 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $533 | $681 | $1,446 | $8,450 | $10,150 | $40 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $534 | $683 | $1,451 | $2,625 | $10,150 | No Charge |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $534 | $683 | $1,451 | $7,500 | $10,000 | $50 |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $535 | $684 | $1,453 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida · HMO | $541 | $691 | $1,467 | $0 | $10,600 | $50 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $541 | $692 | $1,469 | $6,000 | $10,150 | No Charge |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $578 | $739 | $1,569 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $582 | $743 | $1,578 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $589 | $753 | $1,598 | $0 | $10,150 | No Charge |
| Elite Bronze Ambetter Health · HMO | $593 | $757 | $1,608 | $0 | $10,500 | $60 |
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $608 | $777 | $1,650 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $608 | $777 | $1,650 | $7,500 | $10,000 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $609 | $778 | $1,652 | $0 | $10,500 | $60 |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $622 | $795 | $1,688 | $6,500 | $10,000 | No Charge |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $657 | $840 | $1,783 | $0 | $9,900 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $727 | $929 | $1,974 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $734 | $938 | $1,991 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $739 | $944 | $2,006 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $772 | $987 | $2,095 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Partnered Care Classic Silver Cigna HealthCare of Florida, Inc. · HMO | $613 | $783 | $1,663 | $5,000 | $7,950 | $35 |
| Partnered Care Premier Silver Cigna HealthCare of Florida, Inc. · HMO | $613 | $784 | $1,665 | $7,000 | $8,500 | $25 |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $615 | $786 | $1,670 | $9,500 | $10,150 | No Charge |
| myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $619 | $791 | $1,680 | $9,500 | $10,150 | No Charge |
| Connect Silver Mid-South 4500 Indiv Med Deductible Cigna Healthcare · EPO | $621 | $794 | $1,687 | $4,500 | $9,350 | $15 |
| Connect Silver Mid-South 3800 Indiv Med Deductible Cigna Healthcare · EPO | $623 | $796 | $1,689 | $3,800 | $9,500 | $30 |
| myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $625 | $799 | $1,696 | $7,000 | $9,150 | No Charge |
| myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $626 | $801 | $1,700 | $9,500 | $10,150 | No Charge |
| Connect Silver Mid-South CMS Standard Cigna Healthcare · EPO | $627 | $802 | $1,703 | $6,000 | $8,900 | $40 |
| myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $628 | $803 | $1,706 | $7,000 | $9,150 | No Charge |
| Partnered Care Silver CMS Standard Cigna HealthCare of Florida, Inc. · HMO | $636 | $812 | $1,725 | $6,000 | $8,900 | $40 |
| myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $636 | $813 | $1,726 | $7,000 | $9,150 | No Charge |
| myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $639 | $816 | $1,733 | $6,500 | $9,200 | No Charge |
| myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $642 | $821 | $1,743 | $6,500 | $9,200 | No Charge |
| Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida · HMO | $643 | $822 | $1,745 | $5,000 | $9,250 | $20 |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $645 | $825 | $1,752 | $3,150 | $8,675 | No Charge |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $649 | $829 | $1,761 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $649 | $829 | $1,761 | $6,200 | $9,600 | No Charge |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $649 | $829 | $1,761 | $3,150 | $8,675 | No Charge |
| Silver Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $649 | $830 | $1,762 | $6,500 | $10,000 | No Charge |
| myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $650 | $830 | $1,763 | $6,500 | $9,200 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida · HMO | $650 | $831 | $1,764 | $6,000 | $10,150 | No Charge |
| Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $651 | $831 | $1,765 | $5,900 | $10,150 | No Charge |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $656 | $839 | $1,781 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $657 | $839 | $1,782 | $6,000 | $8,900 | $40 |
| Silver Elite Oscar Health Maintenance Organization of Florida · HMO | $658 | $840 | $1,785 | $5,000 | $9,750 | $25 |
| Clarity Silver Ambetter Health · HMO | $659 | $842 | $1,788 | $8,000 | $8,400 | $50 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $661 | $845 | $1,795 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $664 | $849 | $1,802 | $1,850 | $9,100 | $10 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $671 | $858 | $1,822 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $676 | $864 | $1,834 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter Health · HMO | $703 | $898 | $1,907 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health · HMO | $711 | $909 | $1,930 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $722 | $922 | $1,959 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $723 | $924 | $1,962 | $5,000 | $8,650 | $30 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $730 | $934 | $1,982 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $743 | $949 | $2,015 | $5,000 | $8,650 | $30 |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $792 | $1,013 | $2,151 | $4,000 | $8,100 | No Charge |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $819 | $1,047 | $2,223 | $6,000 | $8,900 | $40 |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $830 | $1,060 | $2,252 | $3,125 | $8,100 | No Charge |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,133 | $1,448 | $3,076 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,210 | $1,547 | $3,285 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,224 | $1,565 | $3,323 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Partnered Care Premier Gold Cigna HealthCare of Florida, Inc. · HMO | $537 | $686 | $1,457 | $1,850 | $7,700 | $20 |
| Connect Gold Mid-South 2250 Indiv Med Deductible Cigna Healthcare · EPO | $538 | $688 | $1,461 | $2,250 | $9,450 | No Charge |
| Connect Gold Mid-South CMS Standard Cigna Healthcare · EPO | $550 | $703 | $1,493 | $2,000 | $8,200 | $30 |
| Partnered Care Gold CMS Standard Cigna HealthCare of Florida, Inc. · HMO | $551 | $704 | $1,495 | $2,000 | $8,200 | $30 |
| Connect Gold Mid-South 850 Indiv Med Deductible Cigna Healthcare · EPO | $575 | $735 | $1,561 | $850 | $8,550 | $25 |
| Gold Simple Oscar Health Maintenance Organization of Florida · HMO | $587 | $750 | $1,592 | $3,000 | $9,950 | $5 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $616 | $787 | $1,672 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter Health · HMO | $688 | $879 | $1,866 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter Health · HMO | $703 | $898 | $1,907 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $706 | $903 | $1,917 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $722 | $922 | $1,958 | $800 | $7,250 | $35 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $724 | $925 | $1,964 | $800 | $9,000 | $10 |
| Complete Gold Ambetter Health · HMO | $726 | $928 | $1,971 | $1,450 | $7,500 | $15 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $731 | $934 | $1,983 | $800 | $9,000 | $10 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $739 | $944 | $2,004 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $740 | $945 | $2,007 | $1,400 | $5,000 | $20 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $746 | $953 | $2,024 | $1,450 | $7,500 | $15 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $779 | $995 | $2,114 | $2,000 | $8,200 | $30 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $792 | $1,012 | $2,150 | $940 | $4,500 | No Charge |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $820 | $1,048 | $2,226 | $0 | $6,550 | No Charge |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $906 | $1,157 | $2,458 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $928 | $1,186 | $2,518 | $1,500 | $6,450 | No Charge |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $961 | $1,228 | $2,607 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,191 | $1,522 | $3,232 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,219 | $1,558 | $3,309 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,252 | $1,601 | $3,399 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,061 | $1,356 | $2,880 | $0 | $2,250 | No Charge |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,112 | $1,421 | $3,017 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,133 | $1,448 | $3,076 | $1,000 | $4,000 | No Charge |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,176 | $1,503 | $3,193 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,233 | $1,576 | $3,346 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,582 | $2,021 | $4,293 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,627 | $2,080 | $4,416 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,696 | $2,167 | $4,602 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint · HMO | $481 | $615 | $1,306 | $10,600 | $10,600 | $40 |
Care quality in Saint Lucie County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Frequently asked questions
How many Marketplace health plans are available in Saint Lucie County, FL for 2026?
115 plans from 7 insurers: Ambetter Health, Cigna Healthcare, Cigna HealthCare of Florida, Inc., Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Oscar Health Maintenance Organization of Florida, Wellpoint.
What is the benchmark silver plan premium in Saint Lucie County, FL?
For 2026, the second-lowest-cost silver plan costs $784 a month for a 40-year-old before tax credits, up 38.4% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Saint Lucie County, FL?
The lowest bronze premium for a 40-year-old is $531 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Saint Lucie County, FL?
Aetna CVS Health, Oscar Insurance Company of Florida offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.