2026 plan year · Florida

2026 health insurance plans in Collier County, FL

131 Marketplace plans from 7 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.

Insurer changes from 2025

Bronze plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
myBlue Bronze 26M02-24 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$445$569$1,209$10,125$10,150No Charge
UHC Bronze Essential- ($0 Virtual Urgent Care)
UnitedHealthcare · HMO
$509$651$1,382$10,600$10,600No Charge after Deductible
UHC Bronze Essential ($0 Virtual Urgent Care)
UnitedHealthcare · HMO
$509$651$1,383$10,600$10,600No Charge after Deductible
BlueCare Bronze 24K01-05 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$557$712$1,512$6,150$10,150No Charge
BlueOptions Bronze 24J01-06 (Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$709$907$1,925$6,150$10,150No Charge

Expanded Bronze plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
Connect Bronze Mid-South CMS Standard
Cigna Healthcare · EPO
$446$570$1,211$7,500$10,000$50
Everyday Bronze
Ambetter Health · HMO
$449$574$1,220$8,450$10,150$40
Standard Expanded Bronze
Ambetter Health · HMO
$451$576$1,223$7,500$10,000$50
Connect Bronze Mid-South 5500 Indiv Med Deductible
Cigna Healthcare · EPO
$453$579$1,230$5,500$9,500$30
Connect myDiabetesCare Bronze Mid-South
Cigna Healthcare · EPO
$453$579$1,231$6,500$9,200$45
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$460$587$1,248$6,000$10,600$50
Everyday Bronze + Vision + Adult Dental
Ambetter Health · HMO
$462$590$1,253$8,450$10,150$40
Standard Expanded Bronze + Vision + Adult Dental
Ambetter Health · HMO
$463$592$1,256$7,500$10,000$50
Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$467$597$1,267$5,500$10,600$30
Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint · HMO
$471$602$1,278$7,500$10,000$50
Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$475$608$1,290$5,500$10,600$30
Molina Bronze Standard
Molina Healthcare · HMO
$476$608$1,291$7,500$10,000$50
Molina Bronze Enhanced 3500
Molina Healthcare · HMO
$487$623$1,323$3,500$9,950$50
Molina Bronze Enhanced 3500 Pluswith Adult Vision
Molina Healthcare · HMO
$491$627$1,332$3,500$9,950$50
Connect Bronze Mid-South 0 Indiv Med Deductible
Cigna Healthcare · EPO
$499$637$1,354$0$10,600$55
myBlue Bronze 2322S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$503$642$1,364$7,500$10,000$50
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision
Molina Healthcare · HMO
$503$643$1,365$3,500$9,950$50
myBlue Bronze 2286 ($75 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$504$644$1,367$2,350$10,150No Charge
myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$509$651$1,382$6,000$10,150No Charge
Elite Bronze
Ambetter Health · HMO
$513$656$1,393$0$10,500$60
Elite Bronze + Vision + Adult Dental
Ambetter Health · HMO
$527$674$1,431$0$10,500$60
Molina Bronze Premier with $0 Medical Deductible
Molina Healthcare · HMO
$533$681$1,447$0$10,350$50
UHC Bronze Standard
UnitedHealthcare · HMO
$534$682$1,449$7,500$10,000$50
Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision
Molina Healthcare · HMO
$537$686$1,456$0$10,350$50
myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$543$694$1,474$0$10,150No Charge
myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$546$698$1,483$0$10,150No Charge
Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision
Molina Healthcare · HMO
$548$701$1,488$0$10,350$50
UHC Bronze Standard+ (Dental + Vision)
UnitedHealthcare · HMO
$553$706$1,500$7,500$10,000$50
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
UnitedHealthcare · HMO
$553$707$1,501$0$10,600$50
myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$554$707$1,502$0$10,150No Charge
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
UnitedHealthcare · HMO
$572$731$1,552$0$10,600$50
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$588$752$1,596$6,650$7,4005% Coinsurance after deductible
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$588$752$1,597$7,500$10,000$50
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$602$769$1,633$6,500$10,000No Charge
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$636$813$1,726$0$9,900No Charge
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$736$941$1,998$7,500$10,000$50
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL) · PPO
$743$949$2,015$6,650$7,4005% Coinsurance after deductible
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$748$956$2,030$6,500$10,000No Charge
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$781$998$2,120$0$9,900No Charge

Silver plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
Clarity Silver
Ambetter Health · HMO
$571$729$1,549$8,000$8,400$50
myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$571$730$1,549$9,500$10,150No Charge
myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$574$734$1,559$9,500$10,150No Charge
myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$580$741$1,574$7,000$9,125No Charge
myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$582$743$1,578$9,500$10,150No Charge
myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$583$746$1,583$7,000$9,125No Charge
myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$590$755$1,603$7,000$9,125No Charge
myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$593$758$1,611$6,400$9,200No Charge
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$596$761$1,617$3,500$10,150$25
myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$597$763$1,620$6,400$9,200No Charge
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$598$764$1,623$1,850$9,100$10
Molina Silver Saver with Four Free PCP Visits
Molina Healthcare · HMO
$602$770$1,634$7,000$10,150$40
myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$604$772$1,639$6,400$9,200No Charge
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$604$772$1,640$3,500$10,150$25
Molina Silver Core
Molina Healthcare · HMO
$607$775$1,647$6,000$8,990$35
Standard Silver
Ambetter Health · HMO
$609$778$1,652$6,000$8,900$40
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint · HMO
$609$778$1,652$6,000$8,900$40
Molina Silver Core Pluswith Adult Vision
Molina Healthcare · HMO
$610$780$1,656$6,000$8,990$35
Focused Silver
Ambetter Health · HMO
$616$787$1,672$6,300$8,400$40
myBlue Silver 2010 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$620$792$1,682$2,800$7,675No Charge
Molina Silver Core Plus with Adult Dental and Vision
Molina Healthcare · HMO
$622$795$1,688$6,000$8,990$35
myBlue Silver 2010V (Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$623$797$1,692$2,800$7,675No Charge
Standard Silver + Vision + Adult Dental
Ambetter Health · HMO
$625$799$1,697$6,000$8,900$40
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter Health · HMO
$626$800$1,700$5,000$8,650$30
Molina Silver Standard
Molina Healthcare · HMO
$627$802$1,703$6,000$8,900$40
myBlue Silver 2010E (Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$630$806$1,711$2,800$7,675No Charge
Focused Silver + Vision + Adult Dental
Ambetter Health · HMO
$633$809$1,717$6,300$8,400$40
myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$637$814$1,729$6,000$8,900$40
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter Health · HMO
$643$822$1,745$5,000$8,650$30
Connect Silver Mid-South 4500 Indiv Med Deductible
Cigna Healthcare · EPO
$667$853$1,811$4,500$9,350$15
Connect Silver Mid-South 3800 Indiv Med Deductible
Cigna Healthcare · EPO
$668$854$1,814$3,800$9,500$30
Connect Silver Mid-South CMS Standard
Cigna Healthcare · EPO
$674$861$1,828$6,000$8,900$40
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare · HMO
$674$862$1,830$4,500$9,900$35
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare · HMO
$693$886$1,881$4,500$9,900$35
UHC Silver Standard-
UnitedHealthcare · HMO
$708$905$1,922$6,000$8,900$40
UHC Silver Standard
UnitedHealthcare · HMO
$708$905$1,922$6,000$8,900$40
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare · HMO
$718$917$1,948$2,700$10,350$30
UHC Silver Standard+ (Dental + Vision)
UnitedHealthcare · HMO
$727$929$1,973$6,000$8,900$40
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare · HMO
$736$941$1,999$2,700$10,350$30
BlueCare Silver 24K01-02 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$767$980$2,081$4,000$8,100No Charge
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$793$1,013$2,151$6,000$8,900$40
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$803$1,026$2,179$3,125$8,100No Charge
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,147$1,466$3,112$4,000$8,100No Charge
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,225$1,565$3,324$6,000$8,900$40
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,239$1,584$3,363$3,125$8,100No Charge

Gold plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
Connect Gold Mid-South 2250 Indiv Med Deductible
Cigna Healthcare · EPO
$578$738$1,568$2,250$9,450No Charge
Connect Gold Mid-South CMS Standard
Cigna Healthcare · EPO
$591$755$1,603$2,000$8,200$30
Standard Gold
Ambetter Health · HMO
$596$761$1,617$2,000$8,200$30
Everyday Gold
Ambetter Health · HMO
$609$778$1,652$800$7,250$35
Standard Gold + Vision + Adult Dental
Ambetter Health · HMO
$612$782$1,660$2,000$8,200$30
Connect Gold Mid-South 850 Indiv Med Deductible
Cigna Healthcare · EPO
$617$789$1,676$850$8,550$25
Everyday Gold + Vision + Adult Dental
Ambetter Health · HMO
$625$799$1,696$800$7,250$35
Complete Gold
Ambetter Health · HMO
$629$804$1,707$1,450$7,500$15
Molina Gold Enhanced 895
Molina Healthcare · HMO
$637$814$1,729$895$8,700$25
Molina Gold Core 1640
Molina Healthcare · HMO
$637$815$1,730$1,640$8,100$25
Molina Gold Enhanced 895 Pluswith Adult Vision
Molina Healthcare · HMO
$640$818$1,738$895$8,700$25
Molina Gold Core 1640 Pluswith Adult Vision
Molina Healthcare · HMO
$641$819$1,739$1,640$8,100$25
Complete Gold + Vision + Adult Dental
Ambetter Health · HMO
$646$825$1,753$1,450$7,500$15
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$652$833$1,769$800$9,000$10
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Molina Healthcare · HMO
$652$834$1,770$895$8,700$25
Molina Gold Core 1640 Plus with Adult Dental and Vision
Molina Healthcare · HMO
$653$834$1,772$1,640$8,100$25
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$658$841$1,786$800$9,000$10
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint · HMO
$665$850$1,805$2,000$8,200$30
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint · HMO
$666$851$1,808$1,400$5,000$20
Molina Gold Standard
Molina Healthcare · HMO
$667$852$1,810$2,000$8,200$30
myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$729$932$1,980$2,000$8,200$30
myBlue Gold 2011 ($0 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$742$948$2,013$940$4,500No Charge
UHC Gold Standard
UnitedHealthcare · HMO
$771$985$2,092$2,000$8,200$30
myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$774$990$2,102$0$6,550No Charge
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare · HMO
$777$993$2,110$0$10,600$25
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
UnitedHealthcare · HMO
$792$1,012$2,148$500$9,000$20
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)
UnitedHealthcare · HMO
$810$1,036$2,199$500$9,000$20
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$876$1,120$2,378$2,000$8,200$30
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$898$1,148$2,437$1,500$6,450No Charge
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$929$1,188$2,523$0$6,250No Charge
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,205$1,540$3,271$2,000$8,200$30
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,234$1,577$3,349$1,500$6,450No Charge
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,267$1,620$3,440$0$6,250No Charge

Platinum plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$1,007$1,286$2,732$0$2,250No Charge
myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · HMO
$1,054$1,348$2,862$0$5,200$10
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$1,097$1,402$2,976$1,000$4,000No Charge
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$1,138$1,455$3,090$0$2,525No Charge
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) · POS
$1,193$1,525$3,238$0$5,200$10
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,601$2,046$4,344$1,000$4,000No Charge
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,647$2,105$4,469$0$2,525No Charge
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · PPO
$1,716$2,193$4,657$0$5,200$10

Catastrophic plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
Wellpoint Essential Catastrophic (+ Incentives)
Wellpoint · HMO
$433$554$1,176$10,600$10,600$40

Care quality in Collier County

Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.

Turning 65?

Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Collier County.

Frequently asked questions

How many Marketplace health plans are available in Collier County, FL for 2026?

131 plans from 7 insurers: Ambetter Health, Cigna Healthcare, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Molina Healthcare, UnitedHealthcare, Wellpoint.

What is the benchmark silver plan premium in Collier County, FL?

For 2026, the second-lowest-cost silver plan costs $730 a month for a 40-year-old before tax credits, up 31.4% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.

What is the cheapest health plan in Collier County, FL?

The lowest bronze premium for a 40-year-old is $569 a month before tax credits. Bronze plans have low premiums but high deductibles.

Did any insurers leave Collier County, FL?

Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.