2026 plan year · Florida
2026 health insurance plans in Volusia County, FL
154 Marketplace plans from 8 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $684benchmark silver (age 40)
- $496cheapest bronze (age 40)
- 8insurers
- +36.8%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, Oscar Insurance Company of Florida. See what to do if your insurer leaves.
- New here: Oscar Health Maintenance Organization of Florida.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $493 | $631 | $1,339 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $494 | $631 | $1,339 | $10,600 | $10,600 | No Charge after Deductible |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $521 | $666 | $1,415 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $693 | $886 | $1,881 | $6,150 | $10,150 | No Charge |
| BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $730 | $933 | $1,981 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gym Access IND Bronze HMO 1340 Florida Health Care Plans · HMO | $388 | $496 | $1,054 | $10,150 | $10,150 | No Charge |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $391 | $499 | $1,060 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) Health First Commercial Plans, Inc. · HMO | $409 | $522 | $1,109 | $9,800 | $10,150 | $100 and 50% Coinsurance after deductible |
| Bronze Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $412 | $526 | $1,118 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $422 | $540 | $1,146 | $4,700 | $9,200 | $70 |
| Gym Access IND Bronze HMO OA Standard 2450 Florida Health Care Plans · HMO | $425 | $543 | $1,153 | $7,500 | $10,000 | $50 |
| Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) Health First Commercial Plans, Inc. · HMO | $432 | $552 | $1,172 | $9,800 | $10,150 | $100 and 50% Coinsurance after deductible |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $432 | $552 | $1,172 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter Health · HMO | $434 | $555 | $1,179 | $8,450 | $10,150 | $40 |
| Bronze Standard 1828 Health First Commercial Plans, Inc. · HMO | $436 | $557 | $1,182 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze Ambetter Health · HMO | $436 | $557 | $1,182 | $7,500 | $10,000 | $50 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $437 | $559 | $1,187 | $5,500 | $10,150 | $50 |
| Gym Access IND Bronze Standardized HMO Florida Health Care Plans · HMO | $441 | $564 | $1,198 | $7,150 | $10,150 | No Charge |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $443 | $566 | $1,201 | $5,500 | $10,150 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $446 | $570 | $1,210 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $447 | $572 | $1,214 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $448 | $572 | $1,216 | $0 | $10,600 | $50 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $465 | $594 | $1,262 | $6,000 | $10,600 | $50 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $472 | $604 | $1,282 | $5,500 | $10,600 | $30 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $476 | $609 | $1,293 | $7,500 | $10,000 | $50 |
| Gym Access IND Bronze HMO OA 1211 Florida Health Care Plans · HMO | $479 | $612 | $1,299 | $0 | $10,150 | No Charge |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $481 | $615 | $1,305 | $5,500 | $10,600 | $30 |
| Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $482 | $616 | $1,308 | $0 | $10,150 | No Charge |
| Gym Access IND Bronze POS OA Standard 2450 Florida Health Care Plans · POS | $489 | $625 | $1,326 | $7,500 | $10,000 | $50 |
| Elite Bronze Ambetter Health · HMO | $496 | $634 | $1,346 | $0 | $10,500 | $60 |
| Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $505 | $645 | $1,370 | $0 | $10,150 | No Charge |
| Gym Access IND Bronze POS 1042 Florida Health Care Plans · POS | $508 | $649 | $1,378 | $5,500 | $10,150 | No Charge |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $509 | $651 | $1,383 | $0 | $10,500 | $60 |
| Gym Access IND Bronze POS BC 3841 Florida Health Care Plans · POS | $513 | $656 | $1,393 | $6,000 | $10,000 | No Charge |
| UHC Bronze Standard UnitedHealthcare · HMO | $517 | $661 | $1,403 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $535 | $684 | $1,453 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $536 | $685 | $1,454 | $0 | $10,600 | $50 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $541 | $692 | $1,469 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $546 | $697 | $1,481 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $550 | $702 | $1,492 | $6,500 | $10,000 | No Charge |
| Gym Access IND Bronze POS OA 1211 Florida Health Care Plans · POS | $550 | $703 | $1,494 | $0 | $10,150 | No Charge |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $554 | $708 | $1,503 | $0 | $10,600 | $50 |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $573 | $733 | $1,556 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $576 | $736 | $1,564 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $582 | $744 | $1,580 | $0 | $9,900 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $719 | $919 | $1,952 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $725 | $927 | $1,969 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $731 | $934 | $1,983 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $763 | $975 | $2,071 | $0 | $9,900 | No Charge |
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $771 | $985 | $2,091 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $771 | $985 | $2,092 | $7,500 | $10,000 | $50 |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $788 | $1,007 | $2,139 | $6,500 | $10,000 | No Charge |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $833 | $1,065 | $2,261 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Silver Simple PCP Saver | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $533 | $681 | $1,446 | $5,000 | $9,250 | $20 |
| Silver Savings 1821 (Primary Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $535 | $684 | $1,453 | $4,500 | $8,000 | $45 |
| Silver Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $538 | $687 | $1,459 | $6,000 | $8,900 | $40 |
| Silver Simple Diabetes | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $538 | $687 | $1,460 | $6,500 | $10,000 | No Charge |
| Silver Simple Chronic Care CKM | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $539 | $689 | $1,463 | $5,900 | $10,150 | No Charge |
| Silver Standard 1829 Health First Commercial Plans, Inc. · HMO | $539 | $689 | $1,464 | $6,000 | $8,900 | $40 |
| Silver Elite | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $544 | $695 | $1,476 | $5,000 | $9,850 | $25 |
| Clarity Silver Ambetter Health · HMO | $551 | $705 | $1,497 | $8,000 | $8,400 | $50 |
| Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $558 | $713 | $1,515 | $4,500 | $8,000 | $45 |
| Gym Access IND Silver HMO OA Standard 1440 Florida Health Care Plans · HMO | $563 | $720 | $1,529 | $6,000 | $8,900 | $40 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $565 | $721 | $1,532 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $565 | $722 | $1,533 | $6,200 | $9,600 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida · HMO | $565 | $723 | $1,535 | $6,000 | $10,150 | No Charge |
| Silver 1664 (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc. · HMO | $571 | $730 | $1,551 | $4,550 | $7,600 | $50 |
| Gym Access IND Silver HMO BC 7741 Florida Health Care Plans · HMO | $575 | $734 | $1,559 | $3,500 | $8,900 | No Charge |
| Gym Access IND Silver HMO BC 0941 Florida Health Care Plans · HMO | $582 | $744 | $1,579 | $5,000 | $8,350 | No Charge |
| Gym Access IND Silver HMO OA 1009 Florida Health Care Plans · HMO | $587 | $750 | $1,594 | $0 | $9,000 | No Charge |
| Standard Silver Ambetter Health · HMO | $588 | $752 | $1,596 | $6,000 | $8,900 | $40 |
| Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc. · HMO | $594 | $760 | $1,613 | $4,550 | $7,600 | $50 |
| Focused Silver Ambetter Health · HMO | $595 | $761 | $1,616 | $6,300 | $8,400 | $40 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $603 | $770 | $1,636 | $3,500 | $10,150 | $25 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $604 | $772 | $1,640 | $6,000 | $8,900 | $40 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $605 | $773 | $1,642 | $1,850 | $9,100 | $10 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $605 | $773 | $1,642 | $5,000 | $8,650 | $30 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $611 | $781 | $1,659 | $6,300 | $8,400 | $40 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $612 | $782 | $1,660 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $616 | $787 | $1,671 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $622 | $794 | $1,687 | $5,000 | $8,650 | $30 |
| Gym Access IND Silver POS OA Standard 1440 Florida Health Care Plans · POS | $648 | $828 | $1,758 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $653 | $835 | $1,772 | $4,500 | $9,900 | $35 |
| Gym Access IND Silver POS BC 7741 Florida Health Care Plans · POS | $661 | $844 | $1,793 | $3,500 | $8,900 | No Charge |
| Gym Access IND Silver POS BC 0941 Florida Health Care Plans · POS | $669 | $855 | $1,817 | $5,000 | $8,350 | No Charge |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $671 | $858 | $1,822 | $4,500 | $9,900 | $35 |
| Gym Access IND Silver POS OA 1009 Florida Health Care Plans · POS | $675 | $863 | $1,833 | $0 | $9,000 | No Charge |
| UHC Silver Standard- UnitedHealthcare · HMO | $686 | $877 | $1,862 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $686 | $877 | $1,862 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $695 | $888 | $1,887 | $2,700 | $10,350 | $30 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $699 | $893 | $1,897 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $702 | $897 | $1,905 | $4,000 | $8,100 | No Charge |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare · HMO | $704 | $900 | $1,911 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $708 | $905 | $1,922 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $710 | $908 | $1,928 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $713 | $912 | $1,936 | $2,700 | $10,350 | $30 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $719 | $918 | $1,950 | $3,125 | $8,100 | No Charge |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,005 | $1,284 | $2,726 | $4,000 | $8,100 | No Charge |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,038 | $1,327 | $2,818 | $6,000 | $8,900 | $40 |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,052 | $1,344 | $2,855 | $3,125 | $8,100 | No Charge |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,120 | $1,432 | $3,041 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,197 | $1,529 | $3,248 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,211 | $1,547 | $3,285 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Simple | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $486 | $621 | $1,319 | $3,000 | $9,950 | $5 |
| Gold Elite Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $487 | $623 | $1,322 | $0 | $9,500 | $20 |
| Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $509 | $650 | $1,380 | $3,050 | $8,100 | $25 |
| Gold Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $510 | $652 | $1,385 | $2,000 | $8,200 | $30 |
| Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $532 | $679 | $1,443 | $3,050 | $8,100 | $25 |
| Gold Standard 1833 Health First Commercial Plans, Inc. · HMO | $535 | $684 | $1,452 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $536 | $685 | $1,454 | $2,000 | $8,200 | $30 |
| Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc. · HMO | $564 | $721 | $1,532 | $3,000 | $8,250 | $50 |
| Standard Gold Ambetter Health · HMO | $576 | $736 | $1,562 | $2,000 | $8,200 | $30 |
| Gym Access IND Gold HMO H.S.A 9010 Florida Health Care Plans · HMO | $584 | $747 | $1,586 | $2,000 | $6,500 | 10% Coinsurance after deductible |
| Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc. · HMO | $587 | $750 | $1,594 | $3,000 | $8,250 | $50 |
| Everyday Gold Ambetter Health · HMO | $588 | $752 | $1,596 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $591 | $756 | $1,605 | $2,000 | $8,200 | $30 |
| Gym Access IND Gold HMO OA Standard 3450 Florida Health Care Plans · HMO | $603 | $770 | $1,636 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $604 | $772 | $1,639 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $608 | $777 | $1,649 | $1,450 | $7,500 | $15 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $624 | $798 | $1,694 | $1,450 | $7,500 | $15 |
| Gym Access IND Gold HMO 4500 Florida Health Care Plans · HMO | $625 | $798 | $1,695 | $2,550 | $5,600 | No Charge |
| Gym Access IND Gold HMO BC 5651 Florida Health Care Plans · HMO | $654 | $836 | $1,776 | $0 | $7,800 | No Charge |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $659 | $843 | $1,790 | $800 | $9,000 | $10 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $666 | $851 | $1,807 | $800 | $9,000 | $10 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $673 | $860 | $1,826 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $674 | $861 | $1,829 | $1,400 | $5,000 | $20 |
| Gym Access IND Gold POS OA Standard 3450 Florida Health Care Plans · POS | $693 | $886 | $1,881 | $2,000 | $8,200 | $30 |
| Gym Access IND Gold POS 55001 Florida Health Care Plans · POS | $723 | $924 | $1,962 | $2,800 | $8,100 | No Charge |
| UHC Gold Standard UnitedHealthcare · HMO | $747 | $954 | $2,026 | $2,000 | $8,200 | $30 |
| Gym Access IND Gold POS BC 5651 Florida Health Care Plans · POS | $753 | $962 | $2,042 | $0 | $7,800 | No Charge |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $753 | $962 | $2,044 | $0 | $10,600 | $25 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare · HMO | $767 | $980 | $2,081 | $500 | $9,000 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $785 | $1,003 | $2,130 | $500 | $9,000 | $20 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $786 | $1,004 | $2,133 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $805 | $1,028 | $2,184 | $1,500 | $6,450 | No Charge |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $826 | $1,055 | $2,241 | $0 | $6,250 | No Charge |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $829 | $1,059 | $2,250 | $0 | $6,250 | No Charge |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,148 | $1,467 | $3,116 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,176 | $1,503 | $3,193 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,177 | $1,505 | $3,196 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,205 | $1,541 | $3,272 | $1,500 | $6,450 | No Charge |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,218 | $1,556 | $3,305 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,238 | $1,582 | $3,361 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,030 | $1,316 | $2,794 | $1,000 | $4,000 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,058 | $1,352 | $2,872 | $0 | $2,525 | No Charge |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,103 | $1,409 | $2,993 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,437 | $1,836 | $3,899 | $1,000 | $4,000 | No Charge |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,491 | $1,906 | $4,048 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,563 | $1,998 | $4,242 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,564 | $1,999 | $4,244 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,609 | $2,056 | $4,366 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,676 | $2,142 | $4,550 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) Health First Commercial Plans, Inc. · HMO | $260 | $332 | $706 | $10,600 | $10,600 | $35 |
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint · HMO | $439 | $560 | $1,190 | $10,600 | $10,600 | $40 |
Care quality in Volusia County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Volusia County.
Frequently asked questions
How many Marketplace health plans are available in Volusia County, FL for 2026?
154 plans from 8 insurers: Ambetter Health, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Florida Health Care Plans, Health First Commercial Plans, Inc., Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Wellpoint.
What is the benchmark silver plan premium in Volusia County, FL?
For 2026, the second-lowest-cost silver plan costs $684 a month for a 40-year-old before tax credits, up 36.8% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Volusia County, FL?
The lowest bronze premium for a 40-year-old is $496 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Volusia County, FL?
Aetna CVS Health, Oscar Insurance Company of Florida offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.