2026 plan year · Florida
2026 health insurance plans in Indian River County, FL
121 Marketplace plans from 7 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $591benchmark silver (age 40)
- $436cheapest bronze (age 40)
- 7insurers
- +21.2%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
- New here: Cigna HealthCare of Florida, Inc..
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Bronze 26M02-24 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $415 | $531 | $1,127 | $10,125 | $10,150 | No Charge |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $541 | $692 | $1,469 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $719 | $919 | $1,952 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Everyday Bronze Ambetter Health · HMO | $342 | $436 | $927 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $343 | $438 | $930 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $351 | $448 | $952 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $352 | $450 | $955 | $7,500 | $10,000 | $50 |
| Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) Health First Commercial Plans, Inc. · HMO | $354 | $452 | $960 | $9,800 | $10,150 | $100 and 50% Coinsurance after deductible |
| Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) Health First Commercial Plans, Inc. · HMO | $374 | $477 | $1,014 | $9,800 | $10,150 | $100 and 50% Coinsurance after deductible |
| Bronze Standard 1828 Health First Commercial Plans, Inc. · HMO | $377 | $482 | $1,023 | $7,500 | $10,000 | $50 |
| Elite Bronze Ambetter Health · HMO | $390 | $499 | $1,059 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $401 | $512 | $1,087 | $0 | $10,500 | $60 |
| Connect Bronze Mid-South CMS Standard Cigna Healthcare · EPO | $410 | $524 | $1,113 | $7,500 | $10,000 | $50 |
| Connect Bronze Mid-South 5500 Indiv Med Deductible Cigna Healthcare · EPO | $416 | $532 | $1,129 | $5,500 | $9,500 | $30 |
| Connect myDiabetesCare Bronze Mid-South Cigna Healthcare · EPO | $416 | $532 | $1,130 | $6,500 | $9,200 | $45 |
| Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $417 | $533 | $1,132 | $0 | $10,150 | No Charge |
| Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $437 | $558 | $1,186 | $0 | $10,150 | No Charge |
| Connect Bronze Mid-South 0 Indiv Med Deductible Cigna Healthcare · EPO | $458 | $585 | $1,243 | $0 | $10,600 | $55 |
| myBlue Bronze 2322S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $469 | $599 | $1,273 | $7,500 | $10,000 | $50 |
| myBlue Bronze 2286 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $470 | $600 | $1,275 | $2,350 | $10,150 | No Charge |
| myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $475 | $607 | $1,289 | $6,000 | $10,150 | No Charge |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $479 | $612 | $1,300 | $6,000 | $10,600 | $50 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $486 | $622 | $1,320 | $5,500 | $10,600 | $30 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $491 | $627 | $1,331 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $495 | $633 | $1,344 | $5,500 | $10,600 | $30 |
| myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $506 | $647 | $1,374 | $0 | $10,150 | No Charge |
| myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $510 | $651 | $1,383 | $0 | $10,150 | No Charge |
| myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $516 | $660 | $1,401 | $0 | $10,150 | No Charge |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $562 | $718 | $1,525 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $567 | $724 | $1,538 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $571 | $729 | $1,548 | $6,500 | $10,000 | No Charge |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $595 | $760 | $1,615 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $598 | $764 | $1,623 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $604 | $772 | $1,640 | $0 | $9,900 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $746 | $954 | $2,026 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $753 | $962 | $2,044 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $758 | $969 | $2,059 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $792 | $1,012 | $2,150 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Clarity Silver Ambetter Health · HMO | $434 | $554 | $1,177 | $8,000 | $8,400 | $50 |
| Standard Silver Ambetter Health · HMO | $463 | $591 | $1,255 | $6,000 | $8,900 | $40 |
| Silver Savings 1821 (Primary Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $463 | $592 | $1,257 | $4,500 | $8,000 | $45 |
| Silver Standard 1829 Health First Commercial Plans, Inc. · HMO | $467 | $596 | $1,266 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health · HMO | $468 | $598 | $1,271 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $475 | $607 | $1,289 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $476 | $608 | $1,292 | $5,000 | $8,650 | $30 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $481 | $614 | $1,305 | $6,300 | $8,400 | $40 |
| Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $483 | $617 | $1,311 | $4,500 | $8,000 | $45 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $489 | $625 | $1,326 | $5,000 | $8,650 | $30 |
| Silver 1664 (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc. · HMO | $494 | $632 | $1,342 | $4,550 | $7,600 | $50 |
| Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc. · HMO | $514 | $657 | $1,396 | $4,550 | $7,600 | $50 |
| myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $532 | $680 | $1,445 | $9,500 | $10,150 | No Charge |
| myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $536 | $685 | $1,454 | $9,500 | $10,150 | No Charge |
| myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $541 | $691 | $1,468 | $7,000 | $9,125 | No Charge |
| myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $542 | $693 | $1,472 | $9,500 | $10,150 | No Charge |
| myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $544 | $695 | $1,477 | $7,000 | $9,125 | No Charge |
| myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $551 | $704 | $1,495 | $7,000 | $9,125 | No Charge |
| myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $553 | $707 | $1,502 | $6,400 | $9,200 | No Charge |
| myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $557 | $711 | $1,511 | $6,400 | $9,200 | No Charge |
| myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $563 | $720 | $1,529 | $6,400 | $9,200 | No Charge |
| myBlue Silver 2010 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $578 | $739 | $1,569 | $2,800 | $7,675 | No Charge |
| myBlue Silver 2010V (Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $581 | $743 | $1,578 | $2,800 | $7,675 | No Charge |
| myBlue Silver 2010E (Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $588 | $751 | $1,596 | $2,800 | $7,675 | No Charge |
| myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $594 | $759 | $1,613 | $6,000 | $8,900 | $40 |
| Partnered Care Classic Silver Cigna HealthCare of Florida, Inc. · HMO | $598 | $765 | $1,624 | $5,000 | $7,950 | $35 |
| Partnered Care Premier Silver Cigna HealthCare of Florida, Inc. · HMO | $599 | $766 | $1,626 | $7,000 | $8,500 | $25 |
| Connect Silver Mid-South 4500 Indiv Med Deductible Cigna Healthcare · EPO | $613 | $783 | $1,663 | $4,500 | $9,350 | $15 |
| Connect Silver Mid-South 3800 Indiv Med Deductible Cigna Healthcare · EPO | $614 | $784 | $1,666 | $3,800 | $9,500 | $30 |
| Connect Silver Mid-South CMS Standard Cigna Healthcare · EPO | $619 | $791 | $1,679 | $6,000 | $8,900 | $40 |
| Partnered Care Silver CMS Standard Cigna HealthCare of Florida, Inc. · HMO | $621 | $793 | $1,685 | $6,000 | $8,900 | $40 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $621 | $793 | $1,685 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $623 | $796 | $1,691 | $1,850 | $9,100 | $10 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $630 | $805 | $1,709 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $634 | $811 | $1,722 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $726 | $927 | $1,969 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $729 | $931 | $1,978 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $735 | $939 | $1,995 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $738 | $943 | $2,002 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $746 | $953 | $2,024 | $3,125 | $8,100 | No Charge |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,163 | $1,486 | $3,156 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,242 | $1,588 | $3,371 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,257 | $1,606 | $3,411 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $440 | $562 | $1,194 | $3,050 | $8,100 | $25 |
| Standard Gold Ambetter Health · HMO | $453 | $579 | $1,229 | $2,000 | $8,200 | $30 |
| Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $460 | $588 | $1,248 | $3,050 | $8,100 | $25 |
| Everyday Gold Ambetter Health · HMO | $462 | $591 | $1,255 | $800 | $7,250 | $35 |
| Gold Standard 1833 Health First Commercial Plans, Inc. · HMO | $463 | $592 | $1,257 | $2,000 | $8,200 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $465 | $594 | $1,262 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $475 | $607 | $1,289 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $478 | $611 | $1,297 | $1,450 | $7,500 | $15 |
| Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc. · HMO | $488 | $624 | $1,325 | $3,000 | $8,250 | $50 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $491 | $627 | $1,332 | $1,450 | $7,500 | $15 |
| Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc. · HMO | $508 | $649 | $1,379 | $3,000 | $8,250 | $50 |
| Partnered Care Premier Gold Cigna HealthCare of Florida, Inc. · HMO | $524 | $670 | $1,423 | $1,850 | $7,700 | $20 |
| Connect Gold Mid-South 2250 Indiv Med Deductible Cigna Healthcare · EPO | $531 | $678 | $1,440 | $2,250 | $9,450 | No Charge |
| Partnered Care Gold CMS Standard Cigna HealthCare of Florida, Inc. · HMO | $538 | $687 | $1,460 | $2,000 | $8,200 | $30 |
| Connect Gold Mid-South CMS Standard Cigna Healthcare · EPO | $542 | $693 | $1,472 | $2,000 | $8,200 | $30 |
| Connect Gold Mid-South 850 Indiv Med Deductible Cigna Healthcare · EPO | $567 | $725 | $1,539 | $850 | $8,550 | $25 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $679 | $868 | $1,843 | $800 | $9,000 | $10 |
| myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $680 | $870 | $1,847 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $686 | $876 | $1,861 | $800 | $9,000 | $10 |
| myBlue Gold 2011 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $692 | $884 | $1,878 | $940 | $4,500 | No Charge |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $693 | $886 | $1,881 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $694 | $887 | $1,884 | $1,400 | $5,000 | $20 |
| myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $722 | $923 | $1,960 | $0 | $6,550 | No Charge |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $816 | $1,043 | $2,214 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $835 | $1,067 | $2,267 | $1,500 | $6,450 | No Charge |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $857 | $1,096 | $2,327 | $0 | $6,250 | No Charge |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $860 | $1,100 | $2,335 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,222 | $1,562 | $3,317 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,251 | $1,599 | $3,396 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,285 | $1,643 | $3,488 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $939 | $1,200 | $2,548 | $0 | $2,250 | No Charge |
| myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $983 | $1,257 | $2,669 | $0 | $5,200 | $10 |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,069 | $1,366 | $2,901 | $1,000 | $4,000 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,098 | $1,404 | $2,981 | $0 | $2,525 | No Charge |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,145 | $1,463 | $3,107 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,623 | $2,075 | $4,406 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,670 | $2,134 | $4,533 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,740 | $2,224 | $4,723 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) Health First Commercial Plans, Inc. · HMO | $225 | $288 | $611 | $10,600 | $10,600 | $35 |
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint · HMO | $452 | $577 | $1,226 | $10,600 | $10,600 | $40 |
Care quality in Indian River County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Indian River County.
Frequently asked questions
How many Marketplace health plans are available in Indian River County, FL for 2026?
121 plans from 7 insurers: Ambetter Health, Cigna Healthcare, Cigna HealthCare of Florida, Inc., Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Health First Commercial Plans, Inc., Wellpoint.
What is the benchmark silver plan premium in Indian River County, FL?
For 2026, the second-lowest-cost silver plan costs $591 a month for a 40-year-old before tax credits, up 21.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Indian River County, FL?
The lowest bronze premium for a 40-year-old is $436 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Indian River County, FL?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.