2026 plan year · Florida
2026 health insurance plans in Seminole County, FL
215 Marketplace plans from 11 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $699benchmark silver (age 40)
- $508cheapest bronze (age 40)
- 11insurers
- +32%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, Health First Commercial Plans, Inc., Oscar Insurance Company of Florida. See what to do if your insurer leaves.
- New here: AmeriHealth Caritas Next, Oscar Health Maintenance Organization of Florida.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next · HMO | $422 | $539 | $1,145 | $10,600 | $10,600 | $25 |
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $440 | $563 | $1,195 | $10,125 | $10,150 | No Charge |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $490 | $626 | $1,329 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $490 | $626 | $1,329 | $10,600 | $10,600 | No Charge after Deductible |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $633 | $809 | $1,717 | $6,150 | $10,150 | No Charge |
| BlueCare Bronze 24K02-18 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $736 | $941 | $1,998 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $841 | $1,075 | $2,282 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $397 | $508 | $1,079 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $419 | $536 | $1,138 | $7,500 | $10,000 | $50 |
| Gym Access IND Bronze HMO 1340 Florida Health Care Plans · HMO | $424 | $541 | $1,150 | $10,150 | $10,150 | No Charge |
| AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next · HMO | $424 | $542 | $1,151 | $3,850 | $10,600 | $40 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next · HMO | $424 | $542 | $1,151 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $430 | $549 | $1,166 | $4,700 | $9,200 | $70 |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $439 | $562 | $1,193 | $7,500 | $10,000 | $50 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $445 | $569 | $1,208 | $5,500 | $10,150 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $450 | $576 | $1,222 | $5,500 | $10,150 | $50 |
| Bronze Elite + PCP Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $456 | $582 | $1,237 | $0 | $10,600 | $50 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $462 | $590 | $1,253 | $6,000 | $10,600 | $50 |
| Gym Access IND Bronze HMO OA Standard 2450 Florida Health Care Plans · HMO | $463 | $592 | $1,258 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $469 | $599 | $1,272 | $5,500 | $10,600 | $30 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $473 | $604 | $1,283 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $477 | $610 | $1,296 | $5,500 | $10,600 | $30 |
| Molina Bronze Standard Molina Healthcare · HMO | $477 | $610 | $1,296 | $7,500 | $10,000 | $50 |
| Gym Access IND Bronze Standardized HMO Florida Health Care Plans · HMO | $481 | $615 | $1,307 | $7,150 | $10,150 | No Charge |
| Molina Bronze Enhanced 3500 Molina Healthcare · HMO | $489 | $625 | $1,327 | $3,500 | $9,950 | $50 |
| Molina Bronze Enhanced 3500 Pluswith Adult Vision Molina Healthcare · HMO | $493 | $629 | $1,337 | $3,500 | $9,950 | $50 |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed · HMO | $498 | $637 | $1,352 | $7,500 | $10,000 | $50 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $502 | $641 | $1,362 | $2,625 | $10,150 | No Charge |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $502 | $642 | $1,364 | $7,500 | $10,000 | $50 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare · HMO | $505 | $645 | $1,369 | $3,500 | $9,950 | $50 |
| AvMed Entrust Bronze 650 (2026) AvMed · HMO | $505 | $646 | $1,371 | $10,150 | $10,150 | $75 |
| Everyday Bronze Ambetter Health · HMO | $506 | $646 | $1,373 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $507 | $648 | $1,377 | $7,500 | $10,000 | $50 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $508 | $649 | $1,379 | $6,000 | $10,150 | No Charge |
| AvMed Entrust Bronze 600 (2026) AvMed · HMO | $513 | $655 | $1,392 | $6,500 | $9,500 | $70 |
| UHC Bronze Standard UnitedHealthcare · HMO | $513 | $656 | $1,393 | $7,500 | $10,000 | $50 |
| Connect Bronze Orlando CMS Standard Cigna Healthcare · EPO | $513 | $656 | $1,393 | $7,500 | $10,000 | $50 |
| Connect Bronze Orlando 6000 Indiv Med Deductible Cigna Healthcare · EPO | $514 | $657 | $1,395 | $6,000 | $10,150 | $25 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $519 | $664 | $1,410 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $521 | $666 | $1,414 | $7,500 | $10,000 | $50 |
| Gym Access IND Bronze HMO OA 1211 Florida Health Care Plans · HMO | $522 | $667 | $1,416 | $0 | $10,150 | No Charge |
| Connect Bronze Orlando 3000 Indiv Med Deductible Cigna Healthcare · EPO | $523 | $668 | $1,419 | $3,000 | $9,750 | $40 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $531 | $679 | $1,442 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $532 | $680 | $1,443 | $0 | $10,600 | $50 |
| Gym Access IND Bronze POS OA Standard 2450 Florida Health Care Plans · POS | $533 | $681 | $1,446 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze VALUE Ambetter Health · HMO | $535 | $683 | $1,451 | $7,500 | $10,000 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Molina Healthcare · HMO | $535 | $684 | $1,452 | $0 | $10,350 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision Molina Healthcare · HMO | $538 | $688 | $1,461 | $0 | $10,350 | $50 |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $543 | $693 | $1,473 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $546 | $698 | $1,482 | $0 | $10,150 | No Charge |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $550 | $703 | $1,492 | $0 | $10,600 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision Molina Healthcare · HMO | $550 | $703 | $1,494 | $0 | $10,350 | $50 |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $553 | $707 | $1,500 | $0 | $10,150 | No Charge |
| Gym Access IND Bronze POS 1042 Florida Health Care Plans · POS | $554 | $708 | $1,503 | $5,500 | $10,150 | No Charge |
| Gym Access IND Bronze POS BC 3841 Florida Health Care Plans · POS | $560 | $715 | $1,519 | $6,000 | $10,000 | No Charge |
| Elite Bronze Ambetter Health · HMO | $578 | $738 | $1,568 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $593 | $758 | $1,610 | $0 | $10,500 | $60 |
| Gym Access IND Bronze POS OA 1211 Florida Health Care Plans · POS | $600 | $767 | $1,629 | $0 | $10,150 | No Charge |
| Elite VALUE Bronze Ambetter Health · HMO | $609 | $778 | $1,652 | $0 | $10,500 | $60 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $657 | $839 | $1,782 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $662 | $846 | $1,798 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $667 | $852 | $1,810 | $6,500 | $10,000 | No Charge |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $696 | $889 | $1,888 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $699 | $894 | $1,898 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $707 | $903 | $1,918 | $0 | $9,900 | No Charge |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $778 | $994 | $2,110 | $7,500 | $10,000 | $50 |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $795 | $1,016 | $2,158 | $6,500 | $10,000 | No Charge |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $841 | $1,074 | $2,281 | $0 | $9,900 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $873 | $1,115 | $2,368 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $880 | $1,125 | $2,389 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $887 | $1,133 | $2,406 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $926 | $1,184 | $2,514 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Silver Simple PCP Saver | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $542 | $693 | $1,471 | $5,000 | $9,250 | $20 |
| Silver Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $547 | $699 | $1,485 | $6,000 | $8,900 | $40 |
| AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next · HMO | $547 | $699 | $1,485 | $6,100 | $9,000 | $25 |
| Silver Simple Diabetes | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $547 | $699 | $1,485 | $6,500 | $10,000 | No Charge |
| Silver Simple Chronic Care CKM | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $548 | $701 | $1,488 | $5,900 | $10,150 | No Charge |
| Silver Elite | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $553 | $707 | $1,502 | $5,000 | $9,850 | $25 |
| AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next · HMO | $569 | $727 | $1,544 | $6,000 | $8,900 | $40 |
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $570 | $728 | $1,546 | $9,500 | $10,025 | No Charge |
| myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $573 | $732 | $1,555 | $9,500 | $10,025 | No Charge |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $574 | $734 | $1,559 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $575 | $734 | $1,559 | $6,200 | $9,600 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida · HMO | $575 | $735 | $1,561 | $6,000 | $10,150 | No Charge |
| myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $580 | $741 | $1,574 | $9,500 | $10,025 | No Charge |
| myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $580 | $741 | $1,575 | $8,250 | $8,650 | No Charge |
| myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $584 | $746 | $1,584 | $8,250 | $8,650 | No Charge |
| myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $586 | $750 | $1,592 | $6,375 | $8,825 | No Charge |
| myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $590 | $754 | $1,601 | $6,375 | $8,825 | No Charge |
| myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $590 | $755 | $1,602 | $8,250 | $8,650 | No Charge |
| myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $597 | $763 | $1,620 | $6,375 | $8,825 | No Charge |
| AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next · HMO | $598 | $764 | $1,623 | $400 | $10,200 | $50 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $598 | $764 | $1,623 | $3,500 | $10,150 | $25 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $601 | $767 | $1,630 | $1,850 | $9,100 | $10 |
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare · HMO | $604 | $772 | $1,640 | $7,000 | $10,150 | $40 |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $606 | $774 | $1,645 | $3,150 | $8,675 | No Charge |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $607 | $776 | $1,647 | $3,500 | $10,150 | $25 |
| Molina Silver Core Molina Healthcare · HMO | $609 | $778 | $1,653 | $6,000 | $8,990 | $35 |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $609 | $779 | $1,654 | $3,150 | $8,675 | No Charge |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $611 | $781 | $1,659 | $6,000 | $8,900 | $40 |
| Molina Silver Core Pluswith Adult Vision Molina Healthcare · HMO | $612 | $783 | $1,662 | $6,000 | $8,990 | $35 |
| Gym Access IND Silver HMO OA Standard 1440 Florida Health Care Plans · HMO | $614 | $785 | $1,667 | $6,000 | $8,900 | $40 |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $616 | $788 | $1,672 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $616 | $788 | $1,673 | $6,000 | $8,900 | $40 |
| AvMed Entrust Silver Standard (2026) AvMed · HMO | $624 | $797 | $1,693 | $6,000 | $8,900 | $40 |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare · HMO | $624 | $798 | $1,694 | $6,000 | $8,990 | $35 |
| Gym Access IND Silver HMO BC 7741 Florida Health Care Plans · HMO | $627 | $801 | $1,701 | $3,500 | $8,900 | No Charge |
| Molina Silver Standard Molina Healthcare · HMO | $630 | $805 | $1,709 | $6,000 | $8,900 | $40 |
| AvMed Entrust Silver 550 (2026) AvMed · HMO | $634 | $811 | $1,722 | $6,250 | $8,000 | $55 |
| Gym Access IND Silver HMO BC 0941 Florida Health Care Plans · HMO | $635 | $811 | $1,722 | $5,000 | $8,350 | No Charge |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed · HMO | $637 | $814 | $1,729 | $6,250 | $8,000 | $55 |
| Gym Access IND Silver HMO OA 1009 Florida Health Care Plans · HMO | $640 | $818 | $1,738 | $0 | $9,000 | No Charge |
| Clarity Silver Ambetter Health · HMO | $642 | $821 | $1,743 | $8,000 | $8,400 | $50 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $648 | $828 | $1,759 | $4,500 | $9,900 | $35 |
| AvMed Entrust Silver 350 (2026) AvMed · HMO | $653 | $834 | $1,771 | $3,500 | $9,250 | $30 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed · HMO | $655 | $838 | $1,779 | $3,500 | $9,250 | $30 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $666 | $852 | $1,808 | $4,500 | $9,900 | $35 |
| Clarity VALUE Silver Ambetter Health · HMO | $677 | $865 | $1,837 | $8,000 | $8,400 | $50 |
| UHC Silver Standard- UnitedHealthcare · HMO | $681 | $870 | $1,848 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $681 | $870 | $1,848 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter Health · HMO | $685 | $876 | $1,859 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $690 | $882 | $1,873 | $2,700 | $10,350 | $30 |
| Focused Silver Ambetter Health · HMO | $693 | $886 | $1,882 | $6,300 | $8,400 | $40 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare · HMO | $699 | $893 | $1,897 | $6,000 | $8,900 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $704 | $899 | $1,910 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $705 | $901 | $1,913 | $5,000 | $8,650 | $30 |
| Gym Access IND Silver POS OA Standard 1440 Florida Health Care Plans · POS | $706 | $903 | $1,917 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $708 | $905 | $1,922 | $2,700 | $10,350 | $30 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $712 | $910 | $1,933 | $6,300 | $8,400 | $40 |
| Gym Access IND Silver POS BC 7741 Florida Health Care Plans · POS | $721 | $921 | $1,956 | $3,500 | $8,900 | No Charge |
| Standard Silver VALUE Ambetter Health · HMO | $722 | $923 | $1,960 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $724 | $925 | $1,965 | $5,000 | $8,650 | $30 |
| Gym Access IND Silver POS BC 0941 Florida Health Care Plans · POS | $730 | $933 | $1,981 | $5,000 | $8,350 | No Charge |
| Focused VALUE Silver Ambetter Health · HMO | $731 | $934 | $1,983 | $6,300 | $8,400 | $40 |
| Gym Access IND Silver POS OA 1009 Florida Health Care Plans · POS | $736 | $941 | $1,998 | $0 | $9,000 | No Charge |
| Connect Silver Orlando CMS Standard Cigna Healthcare · EPO | $775 | $990 | $2,102 | $6,000 | $8,900 | $40 |
| Connect Silver Orlando 3500 Indiv Med Deductible Cigna Healthcare · EPO | $775 | $990 | $2,103 | $3,500 | $9,350 | $30 |
| Connect Silver Orlando 5000 Indiv Med Deductible Cigna Healthcare · EPO | $777 | $993 | $2,110 | $5,000 | $8,950 | $20 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $848 | $1,084 | $2,302 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $852 | $1,089 | $2,312 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $859 | $1,098 | $2,332 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $862 | $1,102 | $2,340 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $872 | $1,114 | $2,366 | $3,125 | $8,100 | No Charge |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $995 | $1,271 | $2,699 | $4,000 | $8,100 | No Charge |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,028 | $1,314 | $2,790 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,360 | $1,738 | $3,690 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,452 | $1,856 | $3,941 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,469 | $1,877 | $3,987 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Simple | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $494 | $632 | $1,342 | $3,000 | $9,950 | $5 |
| Gold Elite Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $496 | $634 | $1,346 | $0 | $9,500 | $20 |
| Gold Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $519 | $664 | $1,410 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $545 | $697 | $1,480 | $2,000 | $8,200 | $30 |
| AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next · HMO | $617 | $789 | $1,675 | $2,000 | $8,200 | $30 |
| AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next · HMO | $635 | $812 | $1,724 | $850 | $8,500 | $15 |
| Gym Access IND Gold HMO H.S.A 9010 Florida Health Care Plans · HMO | $637 | $814 | $1,729 | $2,000 | $6,500 | 10% Coinsurance after deductible |
| Molina Gold Enhanced 895 Molina Healthcare · HMO | $639 | $817 | $1,735 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Molina Healthcare · HMO | $640 | $818 | $1,736 | $1,640 | $8,100 | $25 |
| Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare · HMO | $643 | $821 | $1,744 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare · HMO | $643 | $822 | $1,745 | $1,640 | $8,100 | $25 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $654 | $836 | $1,776 | $800 | $9,000 | $10 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare · HMO | $655 | $837 | $1,777 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare · HMO | $655 | $837 | $1,778 | $1,640 | $8,100 | $25 |
| Gym Access IND Gold HMO OA Standard 3450 Florida Health Care Plans · HMO | $657 | $840 | $1,784 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $661 | $845 | $1,794 | $800 | $9,000 | $10 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $668 | $854 | $1,813 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $669 | $855 | $1,815 | $1,400 | $5,000 | $20 |
| Molina Gold Standard Molina Healthcare · HMO | $669 | $855 | $1,816 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter Health · HMO | $670 | $857 | $1,820 | $2,000 | $8,200 | $30 |
| Connect Gold Orlando 1500 Indiv Med Deductible Cigna Healthcare · EPO | $674 | $862 | $1,830 | $1,500 | $9,450 | $5 |
| Connect Gold Orlando CMS Standard Cigna Healthcare · EPO | $679 | $868 | $1,843 | $2,000 | $8,200 | $30 |
| AvMed Entrust Gold Standard (2026) AvMed · HMO | $680 | $869 | $1,845 | $2,000 | $8,200 | $30 |
| Gym Access IND Gold HMO 4500 Florida Health Care Plans · HMO | $681 | $870 | $1,849 | $2,550 | $5,600 | No Charge |
| Everyday Gold Ambetter Health · HMO | $685 | $875 | $1,859 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $689 | $880 | $1,869 | $2,000 | $8,200 | $30 |
| AvMed Entrust Gold 125 (2026) AvMed · HMO | $693 | $885 | $1,880 | $2,000 | $5,850 | $35 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed · HMO | $696 | $889 | $1,888 | $2,000 | $5,850 | $35 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $704 | $899 | $1,909 | $800 | $7,250 | $35 |
| Standard Gold VALUE Ambetter Health · HMO | $707 | $903 | $1,918 | $2,000 | $8,200 | $30 |
| Complete Gold Ambetter Health · HMO | $708 | $905 | $1,921 | $1,450 | $7,500 | $15 |
| Gym Access IND Gold HMO BC 5651 Florida Health Care Plans · HMO | $714 | $912 | $1,937 | $0 | $7,800 | No Charge |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $727 | $929 | $1,973 | $1,450 | $7,500 | $15 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $731 | $934 | $1,984 | $2,000 | $8,200 | $30 |
| UHC Gold Standard UnitedHealthcare · HMO | $741 | $947 | $2,011 | $2,000 | $8,200 | $30 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $744 | $950 | $2,018 | $940 | $4,500 | No Charge |
| Complete VALUE Gold Ambetter Health · HMO | $746 | $953 | $2,025 | $1,450 | $7,500 | $15 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $748 | $955 | $2,029 | $0 | $10,600 | $25 |
| Gym Access IND Gold POS OA Standard 3450 Florida Health Care Plans · POS | $756 | $966 | $2,051 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare · HMO | $761 | $973 | $2,066 | $500 | $9,000 | $20 |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $770 | $984 | $2,090 | $0 | $6,550 | No Charge |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $779 | $996 | $2,115 | $500 | $9,000 | $20 |
| Gym Access IND Gold POS 55001 Florida Health Care Plans · POS | $788 | $1,007 | $2,139 | $2,800 | $8,100 | No Charge |
| Gym Access IND Gold POS BC 5651 Florida Health Care Plans · POS | $821 | $1,049 | $2,227 | $0 | $7,800 | No Charge |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $954 | $1,219 | $2,589 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $976 | $1,248 | $2,650 | $1,500 | $6,450 | No Charge |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,002 | $1,281 | $2,720 | $0 | $6,250 | No Charge |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,006 | $1,285 | $2,730 | $0 | $6,250 | No Charge |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,154 | $1,475 | $3,132 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,224 | $1,564 | $3,322 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,429 | $1,826 | $3,878 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,463 | $1,870 | $3,970 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,503 | $1,920 | $4,078 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| AvMed Entrust Platinum 25 (2026) AvMed · HMO | $942 | $1,204 | $2,557 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum 25 Dental+Vision (2026) AvMed · HMO | $946 | $1,208 | $2,566 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum Standard (2026) AvMed · HMO | $967 | $1,236 | $2,626 | $0 | $5,200 | $10 |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $996 | $1,273 | $2,704 | $0 | $2,250 | No Charge |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,044 | $1,334 | $2,832 | $0 | $5,200 | $10 |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,249 | $1,597 | $3,391 | $1,000 | $4,000 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,284 | $1,641 | $3,485 | $0 | $2,525 | No Charge |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,338 | $1,710 | $3,632 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,492 | $1,907 | $4,049 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,563 | $1,998 | $4,243 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,898 | $2,425 | $5,150 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,952 | $2,495 | $5,299 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $2,034 | $2,600 | $5,521 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint · HMO | $435 | $556 | $1,181 | $10,600 | $10,600 | $40 |
Care quality in Seminole County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Seminole County.
Frequently asked questions
How many Marketplace health plans are available in Seminole County, FL for 2026?
215 plans from 11 insurers: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Florida Health Care Plans, Molina Healthcare, Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Wellpoint.
What is the benchmark silver plan premium in Seminole County, FL?
For 2026, the second-lowest-cost silver plan costs $699 a month for a 40-year-old before tax credits, up 32% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Seminole County, FL?
The lowest bronze premium for a 40-year-old is $508 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Seminole County, FL?
Aetna CVS Health, Health First Commercial Plans, Inc., Oscar Insurance Company of Florida offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.