2026 plan year · Florida
2026 health insurance plans in Orange County, FL
208 Marketplace plans from 11 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $680benchmark silver (age 40)
- $501cheapest bronze (age 40)
- 11insurers
- +30%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, Oscar Insurance Company of Florida. See what to do if your insurer leaves.
- New here: AmeriHealth Caritas Next, Oscar Health Maintenance Organization of Florida.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $413 | $527 | $1,120 | $10,125 | $10,150 | No Charge |
| AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next · HMO | $415 | $531 | $1,128 | $10,600 | $10,600 | $25 |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $483 | $617 | $1,310 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $483 | $617 | $1,310 | $10,600 | $10,600 | No Charge after Deductible |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $607 | $776 | $1,648 | $6,150 | $10,150 | No Charge |
| BlueCare Bronze 24K02-18 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $690 | $882 | $1,872 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $807 | $1,031 | $2,190 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $392 | $501 | $1,065 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) Health First Commercial Plans, Inc. · HMO | $406 | $519 | $1,103 | $9,800 | $10,150 | $100 and 50% Coinsurance after deductible |
| Bronze Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $414 | $529 | $1,123 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter Health · HMO | $416 | $532 | $1,130 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $418 | $534 | $1,134 | $7,500 | $10,000 | $50 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next · HMO | $418 | $534 | $1,134 | $3,850 | $10,600 | $40 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next · HMO | $418 | $534 | $1,134 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $424 | $542 | $1,151 | $4,700 | $9,200 | $70 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $428 | $547 | $1,161 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $429 | $548 | $1,164 | $7,500 | $10,000 | $50 |
| Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) Health First Commercial Plans, Inc. · HMO | $429 | $548 | $1,165 | $9,800 | $10,150 | $100 and 50% Coinsurance after deductible |
| Bronze Standard 1828 Health First Commercial Plans, Inc. · HMO | $433 | $553 | $1,175 | $7,500 | $10,000 | $50 |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $434 | $554 | $1,177 | $7,500 | $10,000 | $50 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $439 | $561 | $1,191 | $6,000 | $10,600 | $50 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $439 | $561 | $1,192 | $5,500 | $10,150 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $445 | $568 | $1,207 | $5,500 | $10,150 | $50 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $445 | $569 | $1,209 | $5,500 | $10,600 | $30 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $449 | $574 | $1,219 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze VALUE Ambetter Health · HMO | $449 | $574 | $1,220 | $7,500 | $10,000 | $50 |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed · HMO | $450 | $575 | $1,220 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $450 | $575 | $1,221 | $0 | $10,600 | $50 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $454 | $580 | $1,231 | $5,500 | $10,600 | $30 |
| AvMed Entrust Bronze 650 (2026) AvMed · HMO | $456 | $583 | $1,238 | $10,150 | $10,150 | $75 |
| AvMed Entrust Bronze 600 (2026) AvMed · HMO | $463 | $592 | $1,256 | $6,500 | $9,500 | $70 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $470 | $601 | $1,276 | $2,625 | $10,150 | No Charge |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $471 | $602 | $1,278 | $7,500 | $10,000 | $50 |
| Elite Bronze Ambetter Health · HMO | $476 | $608 | $1,291 | $0 | $10,500 | $60 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $476 | $608 | $1,292 | $6,000 | $10,150 | No Charge |
| Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $479 | $612 | $1,300 | $0 | $10,150 | No Charge |
| Molina Bronze Standard Molina Healthcare · HMO | $486 | $621 | $1,318 | $7,500 | $10,000 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $488 | $624 | $1,326 | $0 | $10,500 | $60 |
| Connect Bronze Orlando CMS Standard Cigna Healthcare · EPO | $496 | $634 | $1,347 | $7,500 | $10,000 | $50 |
| Connect Bronze Orlando 6000 Indiv Med Deductible Cigna Healthcare · EPO | $497 | $635 | $1,349 | $6,000 | $10,150 | $25 |
| Molina Bronze Enhanced 3500 Molina Healthcare · HMO | $498 | $636 | $1,350 | $3,500 | $9,950 | $50 |
| Molina Bronze Enhanced 3500 Pluswith Adult Vision Molina Healthcare · HMO | $501 | $640 | $1,360 | $3,500 | $9,950 | $50 |
| Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $502 | $641 | $1,362 | $0 | $10,150 | No Charge |
| Connect Bronze Orlando 3000 Indiv Med Deductible Cigna Healthcare · EPO | $505 | $646 | $1,372 | $3,000 | $9,750 | $40 |
| UHC Bronze Standard UnitedHealthcare · HMO | $506 | $646 | $1,373 | $7,500 | $10,000 | $50 |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $508 | $650 | $1,380 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $512 | $654 | $1,388 | $0 | $10,150 | No Charge |
| Elite VALUE Bronze Ambetter Health · HMO | $512 | $654 | $1,389 | $0 | $10,500 | $60 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare · HMO | $513 | $656 | $1,393 | $3,500 | $9,950 | $50 |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $518 | $662 | $1,406 | $0 | $10,150 | No Charge |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $524 | $669 | $1,421 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $524 | $670 | $1,422 | $0 | $10,600 | $50 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $542 | $693 | $1,471 | $0 | $10,600 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Molina Healthcare · HMO | $544 | $695 | $1,477 | $0 | $10,350 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision Molina Healthcare · HMO | $548 | $700 | $1,486 | $0 | $10,350 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision Molina Healthcare · HMO | $560 | $715 | $1,519 | $0 | $10,350 | $50 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $630 | $805 | $1,710 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $635 | $812 | $1,725 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $640 | $818 | $1,737 | $6,500 | $10,000 | No Charge |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $667 | $853 | $1,811 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $671 | $857 | $1,821 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $678 | $866 | $1,840 | $0 | $9,900 | No Charge |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $729 | $931 | $1,977 | $7,500 | $10,000 | $50 |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $745 | $952 | $2,022 | $6,500 | $10,000 | No Charge |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $788 | $1,007 | $2,137 | $0 | $9,900 | No Charge |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $837 | $1,070 | $2,272 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $845 | $1,079 | $2,292 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $851 | $1,087 | $2,309 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $889 | $1,136 | $2,412 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Clarity Silver Ambetter Health · HMO | $529 | $676 | $1,435 | $8,000 | $8,400 | $50 |
| Silver Savings 1821 (Primary Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $532 | $680 | $1,444 | $4,500 | $8,000 | $45 |
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $534 | $682 | $1,448 | $9,500 | $10,025 | No Charge |
| Silver Simple PCP Saver | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $535 | $684 | $1,453 | $5,000 | $9,250 | $20 |
| Silver Standard 1829 Health First Commercial Plans, Inc. · HMO | $536 | $685 | $1,455 | $6,000 | $8,900 | $40 |
| myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $537 | $686 | $1,457 | $9,500 | $10,025 | No Charge |
| AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next · HMO | $539 | $689 | $1,462 | $6,100 | $9,000 | $25 |
| Silver Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $540 | $690 | $1,466 | $6,000 | $8,900 | $40 |
| Silver Simple Diabetes | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $540 | $690 | $1,466 | $6,500 | $10,000 | No Charge |
| Silver Simple Chronic Care CKM | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $541 | $692 | $1,469 | $5,900 | $10,150 | No Charge |
| myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $543 | $694 | $1,475 | $9,500 | $10,025 | No Charge |
| myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $544 | $695 | $1,475 | $8,250 | $8,650 | No Charge |
| Silver Elite | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $546 | $698 | $1,483 | $5,000 | $9,850 | $25 |
| myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $547 | $699 | $1,484 | $8,250 | $8,650 | No Charge |
| myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $550 | $702 | $1,491 | $6,375 | $8,825 | No Charge |
| myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $553 | $706 | $1,500 | $6,375 | $8,825 | No Charge |
| myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $553 | $707 | $1,501 | $8,250 | $8,650 | No Charge |
| Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $555 | $709 | $1,506 | $4,500 | $8,000 | $45 |
| myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $559 | $715 | $1,518 | $6,375 | $8,825 | No Charge |
| AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next · HMO | $560 | $716 | $1,521 | $6,000 | $8,900 | $40 |
| AvMed Entrust Silver Standard (2026) AvMed · HMO | $563 | $720 | $1,529 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter Health · HMO | $564 | $721 | $1,531 | $6,000 | $8,900 | $40 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $567 | $725 | $1,539 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $567 | $725 | $1,539 | $6,200 | $9,600 | No Charge |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $568 | $726 | $1,541 | $3,150 | $8,675 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida · HMO | $568 | $726 | $1,541 | $6,000 | $10,150 | No Charge |
| Silver 1664 (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc. · HMO | $568 | $726 | $1,542 | $4,550 | $7,600 | $50 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $568 | $726 | $1,543 | $3,500 | $10,150 | $25 |
| Clarity VALUE Silver Ambetter Health · HMO | $569 | $727 | $1,544 | $8,000 | $8,400 | $50 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $571 | $729 | $1,549 | $1,850 | $9,100 | $10 |
| Focused Silver Ambetter Health · HMO | $571 | $729 | $1,549 | $6,300 | $8,400 | $40 |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $571 | $730 | $1,549 | $3,150 | $8,675 | No Charge |
| AvMed Entrust Silver 550 (2026) AvMed · HMO | $573 | $732 | $1,554 | $6,250 | $8,000 | $55 |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed · HMO | $575 | $735 | $1,561 | $6,250 | $8,000 | $55 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $577 | $737 | $1,565 | $3,500 | $10,150 | $25 |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $577 | $738 | $1,567 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $578 | $738 | $1,568 | $6,000 | $8,900 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $579 | $740 | $1,572 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $580 | $742 | $1,575 | $5,000 | $8,650 | $30 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $581 | $742 | $1,577 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $586 | $749 | $1,591 | $6,300 | $8,400 | $40 |
| AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next · HMO | $589 | $753 | $1,598 | $400 | $10,200 | $50 |
| AvMed Entrust Silver 350 (2026) AvMed · HMO | $589 | $753 | $1,599 | $3,500 | $9,250 | $30 |
| Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc. · HMO | $591 | $755 | $1,604 | $4,550 | $7,600 | $50 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed · HMO | $592 | $756 | $1,606 | $3,500 | $9,250 | $30 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $596 | $762 | $1,617 | $5,000 | $8,650 | $30 |
| Standard Silver VALUE Ambetter Health · HMO | $607 | $776 | $1,647 | $6,000 | $8,900 | $40 |
| Focused VALUE Silver Ambetter Health · HMO | $614 | $785 | $1,667 | $6,300 | $8,400 | $40 |
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare · HMO | $615 | $786 | $1,668 | $7,000 | $10,150 | $40 |
| Molina Silver Core Molina Healthcare · HMO | $619 | $792 | $1,681 | $6,000 | $8,990 | $35 |
| Molina Silver Core Pluswith Adult Vision Molina Healthcare · HMO | $623 | $796 | $1,690 | $6,000 | $8,990 | $35 |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare · HMO | $635 | $812 | $1,723 | $6,000 | $8,990 | $35 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $639 | $817 | $1,734 | $4,500 | $9,900 | $35 |
| Molina Silver Standard Molina Healthcare · HMO | $640 | $819 | $1,738 | $6,000 | $8,900 | $40 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $657 | $839 | $1,782 | $4,500 | $9,900 | $35 |
| UHC Silver Standard- UnitedHealthcare · HMO | $671 | $858 | $1,821 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $671 | $858 | $1,822 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $680 | $869 | $1,846 | $2,700 | $10,350 | $30 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare · HMO | $689 | $881 | $1,870 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $698 | $892 | $1,894 | $2,700 | $10,350 | $30 |
| Connect Silver Orlando CMS Standard Cigna Healthcare · EPO | $749 | $957 | $2,033 | $6,000 | $8,900 | $40 |
| Connect Silver Orlando 3500 Indiv Med Deductible Cigna Healthcare · EPO | $749 | $957 | $2,033 | $3,500 | $9,350 | $30 |
| Connect Silver Orlando 5000 Indiv Med Deductible Cigna Healthcare · EPO | $752 | $961 | $2,040 | $5,000 | $8,950 | $20 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $814 | $1,040 | $2,208 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $817 | $1,045 | $2,218 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $824 | $1,054 | $2,238 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $827 | $1,057 | $2,245 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $837 | $1,069 | $2,270 | $3,125 | $8,100 | No Charge |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $932 | $1,191 | $2,529 | $4,000 | $8,100 | No Charge |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $963 | $1,231 | $2,615 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,304 | $1,667 | $3,540 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,393 | $1,781 | $3,781 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,409 | $1,801 | $3,825 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Simple | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $488 | $624 | $1,325 | $3,000 | $9,950 | $5 |
| Gold Elite Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $489 | $625 | $1,328 | $0 | $9,500 | $20 |
| Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $506 | $646 | $1,372 | $3,050 | $8,100 | $25 |
| Gold Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida · HMO | $513 | $655 | $1,391 | $2,000 | $8,200 | $30 |
| Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc. · HMO | $528 | $675 | $1,434 | $3,050 | $8,100 | $25 |
| Gold Standard 1833 Health First Commercial Plans, Inc. · HMO | $532 | $680 | $1,444 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $538 | $688 | $1,461 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter Health · HMO | $552 | $705 | $1,498 | $2,000 | $8,200 | $30 |
| Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc. · HMO | $561 | $717 | $1,523 | $3,000 | $8,250 | $50 |
| Everyday Gold Ambetter Health · HMO | $564 | $721 | $1,530 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $567 | $724 | $1,539 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $579 | $740 | $1,572 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $583 | $745 | $1,582 | $1,450 | $7,500 | $15 |
| Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc. · HMO | $584 | $746 | $1,584 | $3,000 | $8,250 | $50 |
| Standard Gold VALUE Ambetter Health · HMO | $594 | $759 | $1,612 | $2,000 | $8,200 | $30 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $599 | $765 | $1,624 | $1,450 | $7,500 | $15 |
| AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next · HMO | $608 | $777 | $1,650 | $2,000 | $8,200 | $30 |
| AvMed Entrust Gold Standard (2026) AvMed · HMO | $614 | $784 | $1,666 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $622 | $795 | $1,688 | $800 | $9,000 | $10 |
| AvMed Entrust Gold 125 (2026) AvMed · HMO | $625 | $799 | $1,698 | $2,000 | $5,850 | $35 |
| AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next · HMO | $626 | $800 | $1,698 | $850 | $8,500 | $15 |
| Complete VALUE Gold Ambetter Health · HMO | $627 | $801 | $1,702 | $1,450 | $7,500 | $15 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed · HMO | $628 | $803 | $1,705 | $2,000 | $5,850 | $35 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $628 | $803 | $1,705 | $800 | $9,000 | $10 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $635 | $811 | $1,723 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $636 | $812 | $1,725 | $1,400 | $5,000 | $20 |
| Molina Gold Enhanced 895 Molina Healthcare · HMO | $650 | $831 | $1,765 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Molina Healthcare · HMO | $651 | $832 | $1,766 | $1,640 | $8,100 | $25 |
| Connect Gold Orlando 1500 Indiv Med Deductible Cigna Healthcare · EPO | $652 | $833 | $1,769 | $1,500 | $9,450 | $5 |
| Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare · HMO | $654 | $835 | $1,774 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare · HMO | $654 | $836 | $1,776 | $1,640 | $8,100 | $25 |
| Connect Gold Orlando CMS Standard Cigna Healthcare · EPO | $657 | $839 | $1,782 | $2,000 | $8,200 | $30 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare · HMO | $666 | $851 | $1,807 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare · HMO | $666 | $852 | $1,809 | $1,640 | $8,100 | $25 |
| Molina Gold Standard Molina Healthcare · HMO | $681 | $870 | $1,848 | $2,000 | $8,200 | $30 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $685 | $875 | $1,859 | $2,000 | $8,200 | $30 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $697 | $890 | $1,891 | $940 | $4,500 | No Charge |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $721 | $922 | $1,958 | $0 | $6,550 | No Charge |
| UHC Gold Standard UnitedHealthcare · HMO | $730 | $934 | $1,982 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $737 | $942 | $2,000 | $0 | $10,600 | $25 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare · HMO | $750 | $959 | $2,036 | $500 | $9,000 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $768 | $981 | $2,084 | $500 | $9,000 | $20 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $915 | $1,169 | $2,484 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $937 | $1,197 | $2,542 | $1,500 | $6,450 | No Charge |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $961 | $1,229 | $2,609 | $0 | $6,250 | No Charge |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $965 | $1,233 | $2,619 | $0 | $6,250 | No Charge |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,081 | $1,382 | $2,935 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,147 | $1,466 | $3,112 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,371 | $1,752 | $3,721 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,403 | $1,794 | $3,809 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,442 | $1,842 | $3,912 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| AvMed Entrust Platinum 25 (2026) AvMed · HMO | $851 | $1,087 | $2,308 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum 25 Dental+Vision (2026) AvMed · HMO | $854 | $1,091 | $2,317 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum Standard (2026) AvMed · HMO | $873 | $1,116 | $2,370 | $0 | $5,200 | $10 |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $933 | $1,193 | $2,533 | $0 | $2,250 | No Charge |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $978 | $1,250 | $2,654 | $0 | $5,200 | $10 |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,199 | $1,532 | $3,253 | $1,000 | $4,000 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,232 | $1,574 | $3,343 | $0 | $2,525 | No Charge |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,284 | $1,641 | $3,484 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,398 | $1,787 | $3,794 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,465 | $1,872 | $3,976 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,821 | $2,327 | $4,941 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,873 | $2,394 | $5,084 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,952 | $2,494 | $5,297 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) Health First Commercial Plans, Inc. · HMO | $258 | $330 | $702 | $10,600 | $10,600 | $35 |
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint · HMO | $414 | $529 | $1,123 | $10,600 | $10,600 | $40 |
Care quality in Orange County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Orange County.
Frequently asked questions
How many Marketplace health plans are available in Orange County, FL for 2026?
208 plans from 11 insurers: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Health First Commercial Plans, Inc., Molina Healthcare, Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Wellpoint.
What is the benchmark silver plan premium in Orange County, FL?
For 2026, the second-lowest-cost silver plan costs $680 a month for a 40-year-old before tax credits, up 30% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Orange County, FL?
The lowest bronze premium for a 40-year-old is $501 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Orange County, FL?
Aetna CVS Health, Oscar Insurance Company of Florida offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.