2026 plan year · Florida
2026 health insurance plans in Palm Beach County, FL
195 Marketplace plans from 11 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $676benchmark silver (age 40)
- $496cheapest bronze (age 40)
- 11insurers
- +28.3%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, Oscar Insurance Company of Florida. See what to do if your insurer leaves.
- New here: Cigna HealthCare of Florida, Inc., Oscar Health Maintenance Organization of Florida.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $432 | $552 | $1,171 | $10,125 | $10,150 | No Charge |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $443 | $566 | $1,202 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $443 | $566 | $1,202 | $10,600 | $10,600 | No Charge after Deductible |
| AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next · HMO | $451 | $576 | $1,224 | $10,600 | $10,600 | $25 |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $541 | $691 | $1,467 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $718 | $918 | $1,950 | $6,150 | $10,150 | No Charge |
| BlueCare Bronze 24K02-18 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $721 | $922 | $1,958 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $388 | $496 | $1,053 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $407 | $520 | $1,105 | $6,000 | $10,600 | $50 |
| Connect Bronze Mid-South CMS Standard Cigna Healthcare · EPO | $407 | $520 | $1,105 | $7,500 | $10,000 | $50 |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $409 | $523 | $1,110 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 Oscar Health Maintenance Organization of Florida · HMO | $413 | $527 | $1,120 | $4,700 | $10,150 | $70 |
| Connect Bronze Mid-South 5500 Indiv Med Deductible Cigna Healthcare · EPO | $413 | $528 | $1,122 | $5,500 | $9,500 | $30 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $413 | $528 | $1,122 | $5,500 | $10,600 | $30 |
| Connect myDiabetesCare Bronze Mid-South Cigna Healthcare · EPO | $414 | $529 | $1,123 | $6,500 | $9,200 | $45 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $414 | $529 | $1,124 | $5,500 | $10,150 | $50 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $417 | $533 | $1,132 | $7,500 | $10,000 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $419 | $536 | $1,138 | $5,500 | $10,150 | $50 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $421 | $538 | $1,143 | $5,500 | $10,600 | $30 |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed · HMO | $431 | $550 | $1,169 | $7,500 | $10,000 | $50 |
| AvMed Entrust Bronze 650 (2026) AvMed · HMO | $437 | $558 | $1,186 | $10,150 | $10,150 | $75 |
| AvMed Entrust Bronze 600 (2026) AvMed · HMO | $444 | $567 | $1,204 | $6,500 | $9,500 | $70 |
| Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida · HMO | $445 | $569 | $1,208 | $0 | $10,600 | $50 |
| Molina Bronze Standard Molina Healthcare · HMO | $446 | $570 | $1,211 | $7,500 | $10,000 | $50 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next · HMO | $453 | $579 | $1,230 | $3,850 | $10,600 | $40 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next · HMO | $453 | $579 | $1,230 | $7,500 | $10,000 | $50 |
| Connect Bronze Mid-South 0 Indiv Med Deductible Cigna Healthcare · EPO | $455 | $581 | $1,235 | $0 | $10,600 | $55 |
| Molina Bronze Enhanced 3500 Molina Healthcare · HMO | $457 | $584 | $1,241 | $3,500 | $9,950 | $50 |
| Molina Bronze Enhanced 3500 Pluswith Adult Vision Molina Healthcare · HMO | $460 | $588 | $1,250 | $3,500 | $9,950 | $50 |
| UHC Bronze Standard UnitedHealthcare · HMO | $464 | $593 | $1,260 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter Health · HMO | $471 | $602 | $1,279 | $8,450 | $10,150 | $40 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare · HMO | $472 | $603 | $1,280 | $3,500 | $9,950 | $50 |
| Standard Expanded Bronze Ambetter Health · HMO | $473 | $604 | $1,283 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $480 | $614 | $1,304 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $481 | $615 | $1,305 | $0 | $10,600 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $484 | $618 | $1,313 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $485 | $620 | $1,317 | $7,500 | $10,000 | $50 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $492 | $628 | $1,334 | $2,625 | $10,150 | No Charge |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $492 | $629 | $1,336 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $497 | $635 | $1,350 | $0 | $10,600 | $50 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $498 | $636 | $1,351 | $6,000 | $10,150 | No Charge |
| Molina Bronze Premier with $0 Medical Deductible Molina Healthcare · HMO | $500 | $639 | $1,357 | $0 | $10,350 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision Molina Healthcare · HMO | $503 | $643 | $1,366 | $0 | $10,350 | $50 |
| Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision Molina Healthcare · HMO | $515 | $658 | $1,396 | $0 | $10,350 | $50 |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $532 | $680 | $1,443 | $0 | $10,150 | No Charge |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $535 | $684 | $1,452 | $0 | $10,150 | No Charge |
| Elite Bronze Ambetter Health · HMO | $538 | $688 | $1,461 | $0 | $10,500 | $60 |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $542 | $692 | $1,470 | $0 | $10,150 | No Charge |
| Standard Expanded Bronze VALUE Ambetter Health · HMO | $547 | $699 | $1,485 | $7,500 | $10,000 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $553 | $706 | $1,500 | $0 | $10,500 | $60 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $561 | $717 | $1,522 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $566 | $723 | $1,535 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $570 | $728 | $1,546 | $6,500 | $10,000 | No Charge |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $594 | $759 | $1,613 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $597 | $763 | $1,621 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $604 | $771 | $1,638 | $0 | $9,900 | No Charge |
| Elite VALUE Bronze Ambetter Health · HMO | $623 | $796 | $1,691 | $0 | $10,500 | $60 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $745 | $953 | $2,023 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $752 | $961 | $2,041 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $757 | $968 | $2,056 | $6,500 | $10,000 | No Charge |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $762 | $974 | $2,068 | $7,500 | $10,000 | $50 |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $779 | $996 | $2,115 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $791 | $1,011 | $2,147 | $0 | $9,900 | No Charge |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $824 | $1,053 | $2,235 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $528 | $674 | $1,432 | $3,500 | $10,150 | $25 |
| Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida · HMO | $529 | $676 | $1,436 | $5,000 | $9,250 | $20 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $530 | $677 | $1,438 | $1,850 | $9,100 | $10 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $534 | $682 | $1,449 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida · HMO | $534 | $683 | $1,450 | $6,200 | $9,600 | No Charge |
| Silver Simple Diabetes Oscar Health Maintenance Organization of Florida · HMO | $534 | $683 | $1,450 | $6,500 | $10,000 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida · HMO | $535 | $683 | $1,451 | $6,000 | $10,150 | No Charge |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $535 | $684 | $1,453 | $3,500 | $10,150 | $25 |
| Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida · HMO | $535 | $684 | $1,453 | $5,900 | $10,150 | No Charge |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $539 | $689 | $1,463 | $6,000 | $8,900 | $40 |
| AvMed Entrust Silver Standard (2026) AvMed · HMO | $540 | $690 | $1,464 | $6,000 | $8,900 | $40 |
| Silver Elite Oscar Health Maintenance Organization of Florida · HMO | $541 | $692 | $1,469 | $5,000 | $9,750 | $25 |
| AvMed Entrust Silver 550 (2026) AvMed · HMO | $549 | $701 | $1,489 | $6,250 | $8,000 | $55 |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed · HMO | $551 | $704 | $1,495 | $6,250 | $8,000 | $55 |
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $558 | $713 | $1,515 | $9,500 | $10,025 | No Charge |
| myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $562 | $718 | $1,524 | $9,500 | $10,025 | No Charge |
| AvMed Entrust Silver 350 (2026) AvMed · HMO | $564 | $721 | $1,532 | $3,500 | $9,250 | $30 |
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare · HMO | $565 | $722 | $1,533 | $7,000 | $10,150 | $40 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed · HMO | $567 | $724 | $1,538 | $3,500 | $9,250 | $30 |
| myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $568 | $726 | $1,542 | $9,500 | $10,025 | No Charge |
| myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $569 | $727 | $1,543 | $8,250 | $8,650 | No Charge |
| Molina Silver Core Molina Healthcare · HMO | $569 | $728 | $1,545 | $6,000 | $8,990 | $35 |
| myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $572 | $731 | $1,552 | $8,250 | $8,650 | No Charge |
| Molina Silver Core Pluswith Adult Vision Molina Healthcare · HMO | $572 | $732 | $1,554 | $6,000 | $8,990 | $35 |
| myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $575 | $735 | $1,560 | $6,375 | $8,825 | No Charge |
| myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $578 | $739 | $1,569 | $6,375 | $8,825 | No Charge |
| myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $579 | $739 | $1,570 | $8,250 | $8,650 | No Charge |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare · HMO | $584 | $746 | $1,584 | $6,000 | $8,990 | $35 |
| AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next · HMO | $585 | $747 | $1,587 | $6,100 | $9,000 | $25 |
| myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $585 | $747 | $1,587 | $6,375 | $8,825 | No Charge |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $586 | $749 | $1,591 | $4,500 | $9,900 | $35 |
| Molina Silver Standard Molina Healthcare · HMO | $589 | $752 | $1,598 | $6,000 | $8,900 | $40 |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $594 | $759 | $1,612 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $597 | $763 | $1,621 | $3,150 | $8,675 | No Charge |
| Clarity Silver Ambetter Health · HMO | $598 | $765 | $1,624 | $8,000 | $8,400 | $50 |
| Partnered Care Classic Silver Cigna HealthCare of Florida, Inc. · HMO | $599 | $765 | $1,625 | $5,000 | $7,950 | $35 |
| Partnered Care Premier Silver Cigna HealthCare of Florida, Inc. · HMO | $600 | $766 | $1,627 | $7,000 | $8,500 | $25 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $603 | $770 | $1,635 | $4,500 | $9,900 | $35 |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $604 | $772 | $1,639 | $3,150 | $8,675 | No Charge |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $604 | $772 | $1,640 | $6,000 | $8,900 | $40 |
| AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next · HMO | $608 | $777 | $1,650 | $6,000 | $8,900 | $40 |
| Connect Silver Mid-South 4500 Indiv Med Deductible Cigna Healthcare · EPO | $609 | $778 | $1,652 | $4,500 | $9,350 | $15 |
| Connect Silver Mid-South 3800 Indiv Med Deductible Cigna Healthcare · EPO | $610 | $779 | $1,655 | $3,800 | $9,500 | $30 |
| Connect Silver Mid-South CMS Standard Cigna Healthcare · EPO | $615 | $785 | $1,668 | $6,000 | $8,900 | $40 |
| UHC Silver Standard- UnitedHealthcare · HMO | $616 | $787 | $1,671 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $616 | $787 | $1,672 | $6,000 | $8,900 | $40 |
| Partnered Care Silver CMS Standard Cigna HealthCare of Florida, Inc. · HMO | $621 | $794 | $1,686 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $624 | $798 | $1,694 | $2,700 | $10,350 | $30 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare · HMO | $632 | $808 | $1,716 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter Health · HMO | $638 | $816 | $1,732 | $6,000 | $8,900 | $40 |
| AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next · HMO | $639 | $817 | $1,735 | $400 | $10,200 | $50 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $640 | $818 | $1,738 | $2,700 | $10,350 | $30 |
| Focused Silver Ambetter Health · HMO | $646 | $825 | $1,753 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $656 | $838 | $1,779 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $657 | $839 | $1,782 | $5,000 | $8,650 | $30 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $663 | $848 | $1,800 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $674 | $862 | $1,830 | $5,000 | $8,650 | $30 |
| Clarity VALUE Silver Ambetter Health · HMO | $693 | $885 | $1,880 | $8,000 | $8,400 | $50 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $724 | $926 | $1,966 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $728 | $930 | $1,975 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $734 | $938 | $1,992 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $736 | $941 | $1,999 | $6,000 | $8,900 | $40 |
| Standard Silver VALUE Ambetter Health · HMO | $739 | $944 | $2,005 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $745 | $952 | $2,021 | $3,125 | $8,100 | No Charge |
| Focused VALUE Silver Ambetter Health · HMO | $748 | $955 | $2,029 | $6,300 | $8,400 | $40 |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $975 | $1,246 | $2,645 | $4,000 | $8,100 | No Charge |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,008 | $1,288 | $2,734 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,161 | $1,484 | $3,152 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,240 | $1,585 | $3,367 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,255 | $1,604 | $3,406 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Simple Oscar Health Maintenance Organization of Florida · HMO | $483 | $617 | $1,310 | $3,000 | $9,950 | $5 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida · HMO | $507 | $648 | $1,376 | $2,000 | $8,200 | $30 |
| Partnered Care Premier Gold Cigna HealthCare of Florida, Inc. · HMO | $525 | $671 | $1,424 | $1,850 | $7,700 | $20 |
| Connect Gold Mid-South 2250 Indiv Med Deductible Cigna Healthcare · EPO | $527 | $674 | $1,431 | $2,250 | $9,450 | No Charge |
| Partnered Care Gold CMS Standard Cigna HealthCare of Florida, Inc. · HMO | $538 | $688 | $1,461 | $2,000 | $8,200 | $30 |
| Connect Gold Mid-South CMS Standard Cigna Healthcare · EPO | $539 | $689 | $1,462 | $2,000 | $8,200 | $30 |
| Connect Gold Mid-South 850 Indiv Med Deductible Cigna Healthcare · EPO | $563 | $720 | $1,529 | $850 | $8,550 | $25 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $577 | $738 | $1,567 | $800 | $9,000 | $10 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $583 | $745 | $1,582 | $800 | $9,000 | $10 |
| AvMed Entrust Gold Standard (2026) AvMed · HMO | $588 | $751 | $1,596 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint · HMO | $589 | $753 | $1,599 | $2,000 | $8,200 | $30 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint · HMO | $590 | $754 | $1,601 | $1,400 | $5,000 | $20 |
| Molina Gold Enhanced 895 Molina Healthcare · HMO | $598 | $764 | $1,622 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Molina Healthcare · HMO | $598 | $764 | $1,623 | $1,640 | $8,100 | $25 |
| AvMed Entrust Gold 125 (2026) AvMed · HMO | $599 | $766 | $1,626 | $2,000 | $5,850 | $35 |
| Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare · HMO | $601 | $768 | $1,631 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare · HMO | $601 | $768 | $1,632 | $1,640 | $8,100 | $25 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed · HMO | $602 | $769 | $1,633 | $2,000 | $5,850 | $35 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare · HMO | $612 | $782 | $1,661 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare · HMO | $612 | $783 | $1,662 | $1,640 | $8,100 | $25 |
| Standard Gold Ambetter Health · HMO | $625 | $798 | $1,695 | $2,000 | $8,200 | $30 |
| Molina Gold Standard Molina Healthcare · HMO | $626 | $800 | $1,698 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter Health · HMO | $638 | $816 | $1,732 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $642 | $820 | $1,741 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $655 | $838 | $1,779 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $659 | $843 | $1,790 | $1,450 | $7,500 | $15 |
| AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next · HMO | $660 | $843 | $1,790 | $2,000 | $8,200 | $30 |
| UHC Gold Standard UnitedHealthcare · HMO | $670 | $857 | $1,819 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $676 | $864 | $1,835 | $0 | $10,600 | $25 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $677 | $866 | $1,838 | $1,450 | $7,500 | $15 |
| AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next · HMO | $679 | $868 | $1,843 | $850 | $8,500 | $15 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare · HMO | $688 | $880 | $1,868 | $500 | $9,000 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $705 | $901 | $1,913 | $500 | $9,000 | $20 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $716 | $916 | $1,944 | $2,000 | $8,200 | $30 |
| Standard Gold VALUE Ambetter Health · HMO | $723 | $924 | $1,962 | $2,000 | $8,200 | $30 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $729 | $931 | $1,977 | $940 | $4,500 | No Charge |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $755 | $964 | $2,048 | $0 | $6,550 | No Charge |
| Complete VALUE Gold Ambetter Health · HMO | $763 | $975 | $2,071 | $1,450 | $7,500 | $15 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $815 | $1,041 | $2,211 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $834 | $1,066 | $2,264 | $1,500 | $6,450 | No Charge |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $856 | $1,094 | $2,323 | $0 | $6,250 | No Charge |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $859 | $1,098 | $2,332 | $0 | $6,250 | No Charge |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,131 | $1,445 | $3,069 | $2,000 | $8,200 | $30 |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,199 | $1,533 | $3,255 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,221 | $1,560 | $3,313 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,250 | $1,597 | $3,391 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,284 | $1,640 | $3,483 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| AvMed Entrust Platinum 25 (2026) AvMed · HMO | $815 | $1,041 | $2,211 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum 25 Dental+Vision (2026) AvMed · HMO | $818 | $1,045 | $2,219 | $0 | $5,500 | $10 |
| AvMed Entrust Platinum Standard (2026) AvMed · HMO | $837 | $1,069 | $2,271 | $0 | $5,200 | $10 |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $976 | $1,248 | $2,650 | $0 | $2,250 | No Charge |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · HMO | $1,023 | $1,307 | $2,776 | $0 | $5,200 | $10 |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,067 | $1,364 | $2,896 | $1,000 | $4,000 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,097 | $1,402 | $2,977 | $0 | $2,525 | No Charge |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,143 | $1,461 | $3,102 | $0 | $5,200 | $10 |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,462 | $1,868 | $3,968 | $0 | $2,525 | No Charge |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) · POS | $1,532 | $1,958 | $4,158 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,621 | $2,072 | $4,399 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,668 | $2,131 | $4,526 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,738 | $2,221 | $4,716 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint · HMO | $384 | $491 | $1,042 | $10,600 | $10,600 | $40 |
Care quality in Palm Beach County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Palm Beach County.
Frequently asked questions
How many Marketplace health plans are available in Palm Beach County, FL for 2026?
195 plans from 11 insurers: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Cigna HealthCare of Florida, Inc., Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Molina Healthcare, Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Wellpoint.
What is the benchmark silver plan premium in Palm Beach County, FL?
For 2026, the second-lowest-cost silver plan costs $676 a month for a 40-year-old before tax credits, up 28.3% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Palm Beach County, FL?
The lowest bronze premium for a 40-year-old is $496 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Palm Beach County, FL?
Aetna CVS Health, Oscar Insurance Company of Florida offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.