2026 plan year · Florida
2026 health insurance plans in Hamilton County, FL
52 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $1,264benchmark silver (age 40)
- $933cheapest bronze (age 40)
- 2insurers
- +42.9%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $738 | $943 | $2,003 | $6,150 | $10,150 | No Charge |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $981 | $1,254 | $2,662 | $6,150 | $10,150 | No Charge |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Everyday Bronze Ambetter Health · HMO | $730 | $933 | $1,981 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $732 | $936 | $1,987 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $750 | $958 | $2,035 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $752 | $961 | $2,041 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $766 | $979 | $2,079 | $7,500 | $10,000 | $50 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · EPO | $773 | $987 | $2,097 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $778 | $994 | $2,111 | $6,500 | $10,000 | No Charge |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $811 | $1,037 | $2,202 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $816 | $1,042 | $2,214 | $0 | $9,900 | No Charge |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $824 | $1,053 | $2,237 | $0 | $9,900 | No Charge |
| Elite Bronze Ambetter Health · HMO | $834 | $1,066 | $2,263 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $856 | $1,094 | $2,324 | $0 | $10,500 | $60 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,018 | $1,301 | $2,762 | $7,500 | $10,000 | $50 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) · PPO | $1,027 | $1,312 | $2,787 | $6,650 | $7,400 | 5% Coinsurance after deductible |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,034 | $1,322 | $2,807 | $6,500 | $10,000 | No Charge |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,080 | $1,381 | $2,932 | $0 | $9,900 | No Charge |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Clarity Silver Ambetter Health · HMO | $927 | $1,185 | $2,516 | $8,000 | $8,400 | $50 |
| Standard Silver Ambetter Health · HMO | $989 | $1,264 | $2,684 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $989 | $1,264 | $2,685 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $994 | $1,270 | $2,697 | $4,000 | $8,100 | No Charge |
| Focused Silver Ambetter Health · HMO | $1,001 | $1,279 | $2,716 | $6,300 | $8,400 | $40 |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,002 | $1,281 | $2,720 | $4,000 | $8,100 | No Charge |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,006 | $1,285 | $2,729 | $6,000 | $8,900 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $1,016 | $1,298 | $2,756 | $6,000 | $8,900 | $40 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,017 | $1,300 | $2,760 | $3,125 | $8,100 | No Charge |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health · HMO | $1,017 | $1,300 | $2,761 | $5,000 | $8,650 | $30 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $1,028 | $1,314 | $2,789 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health · HMO | $1,045 | $1,335 | $2,836 | $5,000 | $8,650 | $30 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,586 | $2,027 | $4,304 | $4,000 | $8,100 | No Charge |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,694 | $2,165 | $4,597 | $6,000 | $8,900 | $40 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,714 | $2,190 | $4,651 | $3,125 | $8,100 | No Charge |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter Health · HMO | $968 | $1,237 | $2,626 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter Health · HMO | $989 | $1,263 | $2,683 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $994 | $1,270 | $2,697 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $1,015 | $1,298 | $2,756 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · HMO | $1,022 | $1,306 | $2,773 | $1,450 | $7,500 | $15 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $1,049 | $1,341 | $2,848 | $1,450 | $7,500 | $15 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,113 | $1,422 | $3,019 | $2,000 | $8,200 | $30 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,139 | $1,455 | $3,091 | $1,500 | $6,450 | No Charge |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,169 | $1,494 | $3,172 | $0 | $6,250 | No Charge |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,173 | $1,499 | $3,184 | $0 | $6,250 | No Charge |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,667 | $2,130 | $4,523 | $2,000 | $8,200 | $30 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,706 | $2,181 | $4,631 | $1,500 | $6,450 | No Charge |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $1,753 | $2,240 | $4,757 | $0 | $6,250 | No Charge |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,457 | $1,862 | $3,955 | $1,000 | $4,000 | No Charge |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,498 | $1,914 | $4,065 | $0 | $2,525 | No Charge |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · EPO | $1,561 | $1,995 | $4,236 | $0 | $5,200 | $10 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $2,214 | $2,829 | $6,008 | $1,000 | $4,000 | No Charge |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $2,277 | $2,910 | $6,181 | $0 | $2,525 | No Charge |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) · PPO | $2,373 | $3,033 | $6,440 | $0 | $5,200 | $10 |
Care quality in Hamilton County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Hamilton County.
Frequently asked questions
How many Marketplace health plans are available in Hamilton County, FL for 2026?
52 plans from 2 insurers: Ambetter Health, Florida Blue (BlueCross BlueShield FL).
What is the benchmark silver plan premium in Hamilton County, FL?
For 2026, the second-lowest-cost silver plan costs $1,264 a month for a 40-year-old before tax credits, up 42.9% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Hamilton County, FL?
The lowest bronze premium for a 40-year-old is $933 a month before tax credits. Bronze plans have low premiums but high deductibles.