2026 plan year
2026 health insurance plans in Texas
Marketplace plans and prices vary by county. The benchmark is the second-lowest-cost silver plan, which is what tax credits are based on. Prices are monthly, for a 40-year-old, before subsidies.
| County | Plans | Insurers | Benchmark silver | Cheapest bronze | Benchmark vs. 2025 |
|---|---|---|---|---|---|
| Anderson County | 49 | 3 | $672 | $427 | +29% |
| Andrews County | 54 | 4 | $648 | $420 | +45.2% |
| Angelina County | 30 | 2 | $717 | $444 | +33.2% |
| Aransas County | 58 | 4 | $676 | $429 | +23.1% |
| Archer County | 19 | 1 | $922 | $556 | +26.9% |
| Armstrong County | 54 | 4 | $774 | $485 | +47.7% |
| Atascosa County | 54 | 4 | $711 | $455 | +39.5% |
| Austin County | 60 | 5 | $715 | $451 | +41.5% |
| Bailey County | 33 | 2 | $829 | $520 | +42.9% |
| Bandera County | 54 | 4 | $711 | $455 | +39.5% |
| Bastrop County | 47 | 4 | $625 | $433 | +17.5% |
| Baylor County | 19 | 1 | $922 | $556 | +26.9% |
| Bee County | 44 | 3 | $695 | $429 | +25.6% |
| Bell County | 55 | 4 | $734 | $487 | +37.6% |
| Bexar County | 123 | 8 | $637 | $412 | +30.3% |
| Blanco County | 54 | 4 | $704 | $450 | +13.9% |
| Borden County | 42 | 3 | $697 | $420 | +37.6% |
| Bosque County | 38 | 3 | $724 | $475 | +50% |
| Bowie County | 47 | 3 | $725 | $422 | +24.7% |
| Brazoria County | 82 | 6 | $664 | $451 | +31.3% |
| Brazos County | 55 | 4 | $699 | $447 | +35.9% |
| Brewster County | 51 | 4 | $753 | $479 | +35.8% |
| Briscoe County | 42 | 3 | $804 | $485 | +36% |
| Brooks County | 58 | 4 | $608 | $386 | +32.1% |
| Brown County | 31 | 2 | $898 | $581 | +45.6% |
| Burleson County | 45 | 3 | $699 | $447 | +35.9% |
| Burnet County | 71 | 6 | $625 | $433 | +19.4% |
| Caldwell County | 96 | 7 | $610 | $387 | +16.5% |
| Calhoun County | 45 | 3 | $790 | $525 | +45.1% |
| Callahan County | 28 | 2 | $963 | $581 | +43.6% |
| Cameron County | 78 | 5 | $710 | $355 | +52.5% |
| Camp County | 45 | 3 | $788 | $487 | +39.8% |
| Carson County | 54 | 4 | $774 | $485 | +47.7% |
| Cass County | 47 | 3 | $725 | $422 | +24.7% |
| Castro County | 54 | 4 | $774 | $485 | +47.7% |
| Chambers County | 48 | 4 | $728 | $468 | +34.1% |
| Cherokee County | 61 | 4 | $672 | $427 | +34.6% |
| Childress County | 42 | 3 | $804 | $485 | +36% |
| Clay County | 19 | 1 | $922 | $556 | +26.9% |
| Cochran County | 33 | 2 | $829 | $520 | +42.9% |
| Coke County | 54 | 4 | $925 | $580 | +52.1% |
| Coleman County | 40 | 3 | $898 | $581 | +45.6% |
| Collin County | 127 | 9 | $671 | $433 | +40.1% |
| Collingsworth County | 54 | 4 | $774 | $485 | +47.7% |
| Colorado County | 42 | 3 | $715 | $465 | +41.5% |
| Comal County | 115 | 7 | $635 | $379 | +34.5% |
| Comanche County | 40 | 3 | $898 | $581 | +45.6% |
| Concho County | 45 | 3 | $925 | $580 | +48.2% |
| Cooke County | 69 | 5 | $739 | $475 | +29.8% |
| Coryell County | 43 | 3 | $780 | $487 | +38.5% |
| Cottle County | 28 | 2 | $564 | $352 | -3.2% |
| Crane County | 42 | 3 | $697 | $420 | +37.6% |
| Crockett County | 33 | 2 | $962 | $580 | +34.5% |
| Crosby County | 74 | 5 | $779 | $487 | +34.3% |
| Culberson County | 30 | 2 | $753 | $479 | +35.8% |
| Dallam County | 54 | 4 | $774 | $485 | +47.7% |
| Dallas County | 138 | 9 | $671 | $433 | +40.1% |
| Dawson County | 42 | 3 | $697 | $420 | +37.6% |
| Deaf Smith County | 54 | 4 | $774 | $485 | +47.7% |
| Delta County | 45 | 3 | $788 | $487 | +39.8% |
| Denton County | 117 | 7 | $692 | $450 | +36.1% |
| De Witt County | 45 | 3 | $790 | $525 | +45.1% |
| Dickens County | 42 | 3 | $779 | $487 | +34.3% |
| Dimmit County | 30 | 2 | $711 | $455 | +39.5% |
| Donley County | 54 | 4 | $774 | $485 | +47.7% |
| Duval County | 33 | 2 | $897 | $574 | +71.3% |
| Eastland County | 28 | 2 | $963 | $581 | +43.6% |
| Ector County | 54 | 4 | $648 | $420 | +45.2% |
| Edwards County | 42 | 3 | $711 | $455 | +35.7% |
| Ellis County | 119 | 8 | $693 | $433 | +44.7% |
| El Paso County | 110 | 7 | $594 | $376 | +24.3% |
| Erath County | 30 | 2 | $826 | $528 | +31.3% |
| Falls County | 38 | 3 | $724 | $475 | +50% |
| Fannin County | 57 | 4 | $739 | $556 | +29.8% |
| Fayette County | 49 | 4 | $625 | $433 | +17.5% |
| Fisher County | 40 | 3 | $898 | $581 | +45.6% |
| Floyd County | 42 | 3 | $779 | $487 | +34.3% |
| Foard County | 19 | 1 | $922 | $556 | +26.9% |
| Fort Bend County | 107 | 6 | $649 | $430 | +39% |
| Franklin County | 47 | 3 | $725 | $422 | +24.7% |
| Freestone County | 38 | 3 | $724 | $475 | +50% |
| Frio County | 42 | 3 | $711 | $455 | +39.5% |
| Gaines County | 42 | 3 | $697 | $420 | +37.6% |
| Galveston County | 61 | 5 | $697 | $466 | +35.5% |
| Garza County | 42 | 3 | $779 | $487 | +34.3% |
| Gillespie County | 42 | 3 | $711 | $455 | +35.7% |
| Glasscock County | 42 | 3 | $697 | $420 | +37.6% |
| Goliad County | 45 | 3 | $790 | $525 | +45.1% |
| Gonzales County | 54 | 4 | $711 | $455 | +35.7% |
| Gray County | 54 | 4 | $774 | $485 | +47.7% |
| Grayson County | 57 | 4 | $739 | $556 | +29.8% |
| Gregg County | 61 | 4 | $629 | $404 | +34.8% |
| Grimes County | 45 | 3 | $699 | $447 | +35.9% |
| Guadalupe County | 96 | 7 | $648 | $403 | +37.4% |
| Hale County | 42 | 3 | $779 | $487 | +34.3% |
| Hall County | 42 | 3 | $804 | $485 | +36% |
| Hamilton County | 55 | 4 | $734 | $487 | +37.6% |
| Hansford County | 42 | 3 | $804 | $485 | +36% |
| Hardeman County | 19 | 1 | $922 | $556 | +26.9% |
| Hardin County | 64 | 5 | $644 | $409 | +37.9% |
| Harris County | 121 | 7 | $592 | $375 | +35.3% |
| Harrison County | 47 | 3 | $653 | $404 | +38.1% |
| Hartley County | 54 | 4 | $774 | $485 | +47.7% |
| Haskell County | 28 | 2 | $963 | $581 | +43.6% |
| Hays County | 102 | 9 | $610 | $387 | +16.5% |
| Hemphill County | 42 | 3 | $804 | $485 | +36% |
| Henderson County | 45 | 3 | $684 | $496 | +36.9% |
| Hidalgo County | 78 | 5 | $649 | $380 | +42.8% |
| Hill County | 38 | 3 | $724 | $475 | +50% |
| Hockley County | 42 | 3 | $779 | $487 | +34.3% |
| Hood County | 54 | 4 | $794 | $528 | +30.4% |
| Hopkins County | 47 | 3 | $725 | $422 | +24.7% |
| Houston County | 42 | 3 | $648 | $444 | +38.8% |
| Howard County | 42 | 3 | $697 | $420 | +37.6% |
| Hudspeth County | 42 | 3 | $741 | $464 | +37.8% |
| Hunt County | 74 | 5 | $711 | $433 | +29.5% |
| Hutchinson County | 42 | 3 | $804 | $485 | +36% |
| Irion County | 45 | 3 | $925 | $580 | +48.2% |
| Jack County | 57 | 4 | $695 | $459 | +33.3% |
| Jackson County | 45 | 3 | $790 | $525 | +45.1% |
| Jasper County | 50 | 4 | $662 | $409 | +34.2% |
| Jeff Davis County | 30 | 2 | $753 | $479 | +35.8% |
| Jefferson County | 91 | 6 | $644 | $385 | +37.9% |
| Jim Hogg County | 33 | 2 | $897 | $574 | +71.3% |
| Jim Wells County | 44 | 3 | $695 | $429 | +25.6% |
| Johnson County | 86 | 6 | $756 | $460 | +29.5% |
| Jones County | 28 | 2 | $963 | $581 | +43.6% |
| Karnes County | 47 | 3 | $725 | $448 | +29% |
| Kaufman County | 48 | 3 | $711 | $433 | +27.1% |
| Kendall County | 65 | 4 | $659 | $455 | +29.3% |
| Kenedy County | 58 | 4 | $687 | $432 | +45.5% |
| Kent County | 28 | 2 | $963 | $581 | +43.6% |
| Kerr County | 42 | 3 | $711 | $455 | +35.7% |
| Kimble County | 45 | 3 | $925 | $580 | +48.2% |
| King County | 42 | 3 | $779 | $487 | +34.3% |
| Kinney County | 42 | 3 | $711 | $455 | +35.7% |
| Kleberg County | 44 | 3 | $695 | $429 | +25.6% |
| Knox County | 28 | 2 | $564 | $352 | -3.2% |
| Lamar County | 33 | 2 | $807 | $487 | +35.7% |
| Lamb County | 42 | 3 | $779 | $487 | +34.3% |
| Lampasas County | 55 | 4 | $734 | $487 | +37.6% |
| La Salle County | 42 | 3 | $711 | $455 | +39.5% |
| Lavaca County | 45 | 3 | $790 | $525 | +45.1% |
| Lee County | 61 | 5 | $625 | $433 | +17.5% |
| Leon County | 45 | 3 | $699 | $447 | +35.9% |
| Liberty County | 60 | 5 | $728 | $468 | +34.1% |
| Limestone County | 38 | 3 | $724 | $475 | +50% |
| Lipscomb County | 42 | 3 | $804 | $485 | +36% |
| Live Oak County | 44 | 3 | $695 | $429 | +25.6% |
| Llano County | 64 | 5 | $699 | $437 | +33.3% |
| Loving County | 42 | 3 | $697 | $420 | +29.3% |
| Lubbock County | 74 | 5 | $779 | $487 | +34.3% |
| Lynn County | 63 | 4 | $779 | $487 | +34.3% |
| Madison County | 45 | 3 | $699 | $447 | +35.9% |
| Marion County | 47 | 3 | $653 | $404 | +38.1% |
| Martin County | 42 | 3 | $697 | $420 | +37.6% |
| Mason County | 45 | 3 | $925 | $580 | +48.2% |
| Matagorda County | 69 | 5 | $715 | $465 | +41.5% |
| Maverick County | 42 | 3 | $711 | $455 | +35.7% |
| McCulloch County | 54 | 4 | $925 | $580 | +52.1% |
| McLennan County | 44 | 3 | $724 | $470 | +50% |
| McMullen County | 45 | 3 | $735 | $458 | +39.7% |
| Medina County | 75 | 5 | $687 | $418 | +35.3% |
| Menard County | 45 | 3 | $925 | $580 | +48.2% |
| Midland County | 54 | 4 | $648 | $420 | +27.9% |
| Milam County | 67 | 5 | $665 | $414 | +34.1% |
| Mills County | 55 | 4 | $734 | $487 | +37.6% |
| Mitchell County | 40 | 3 | $898 | $581 | +45.6% |
| Montague County | 45 | 3 | $695 | $459 | +33.3% |
| Montgomery County | 112 | 7 | $668 | $443 | +39% |
| Moore County | 42 | 3 | $804 | $485 | +36% |
| Morris County | 47 | 3 | $725 | $422 | +24.7% |
| Motley County | 42 | 3 | $779 | $487 | +34.3% |
| Nacogdoches County | 42 | 3 | $648 | $444 | +38.8% |
| Navarro County | 52 | 4 | $707 | $442 | +47.7% |
| Newton County | 50 | 4 | $662 | $409 | +34.2% |
| Nolan County | 28 | 2 | $963 | $581 | +43.6% |
| Nueces County | 64 | 4 | $676 | $404 | +24.2% |
| Ochiltree County | 42 | 3 | $804 | $485 | +36% |
| Oldham County | 54 | 4 | $774 | $485 | +47.7% |
| Orange County | 85 | 6 | $644 | $409 | +37.9% |
| Palo Pinto County | 42 | 3 | $826 | $528 | +35.7% |
| Panola County | 45 | 3 | $632 | $458 | +35.5% |
| Parker County | 66 | 5 | $794 | $517 | +38.9% |
| Parmer County | 54 | 4 | $774 | $485 | +47.7% |
| Pecos County | 42 | 3 | $697 | $420 | +29.3% |
| Polk County | 36 | 3 | $695 | $443 | +29.2% |
| Potter County | 54 | 4 | $774 | $485 | +47.7% |
| Presidio County | 30 | 2 | $753 | $479 | +35.8% |
| Rains County | 61 | 4 | $672 | $427 | +34.6% |
| Randall County | 54 | 4 | $774 | $485 | +47.7% |
| Reagan County | 42 | 3 | $962 | $580 | +58.3% |
| Real County | 42 | 3 | $711 | $455 | +35.7% |
| Red River County | 47 | 3 | $725 | $422 | +24.7% |
| Reeves County | 42 | 3 | $697 | $420 | +29.3% |
| Refugio County | 58 | 4 | $676 | $429 | +23.1% |
| Roberts County | 42 | 3 | $804 | $485 | +36% |
| Robertson County | 45 | 3 | $699 | $447 | +35.9% |
| Rockwall County | 120 | 8 | $671 | $433 | +40.1% |
| Runnels County | 40 | 3 | $898 | $581 | +45.6% |
| Rusk County | 45 | 3 | $632 | $458 | +35.5% |
| Sabine County | 30 | 2 | $717 | $444 | +33.2% |
| San Augustine County | 30 | 2 | $717 | $444 | +33.2% |
| San Jacinto County | 60 | 5 | $648 | $443 | +38.8% |
| San Patricio County | 44 | 3 | $695 | $429 | +25.6% |
| San Saba County | 55 | 4 | $734 | $487 | +37.6% |
| Schleicher County | 45 | 3 | $925 | $580 | +48.2% |
| Scurry County | 40 | 3 | $898 | $581 | +45.6% |
| Shackelford County | 28 | 2 | $963 | $581 | +43.6% |
| Shelby County | 30 | 2 | $717 | $444 | +33.2% |
| Sherman County | 54 | 4 | $774 | $485 | +47.7% |
| Smith County | 61 | 4 | $672 | $427 | +34.6% |
| Somervell County | 51 | 4 | $745 | $466 | +24% |
| Starr County | 42 | 3 | $652 | $445 | +41.8% |
| Stephens County | 28 | 2 | $963 | $581 | +43.6% |
| Sterling County | 45 | 3 | $925 | $580 | +48.2% |
| Stonewall County | 40 | 3 | $898 | $581 | +45.6% |
| Sutton County | 45 | 3 | $925 | $580 | +48.2% |
| Swisher County | 42 | 3 | $804 | $485 | +36% |
| Tarrant County | 128 | 8 | $692 | $450 | +36.1% |
| Taylor County | 28 | 2 | $963 | $581 | +43.6% |
| Terrell County | 33 | 2 | $697 | $420 | +29.3% |
| Terry County | 63 | 4 | $779 | $487 | +34.3% |
| Throckmorton County | 28 | 2 | $963 | $581 | +43.6% |
| Titus County | 47 | 3 | $725 | $422 | +24.7% |
| Tom Green County | 45 | 3 | $925 | $580 | +48.2% |
| Travis County | 110 | 9 | $625 | $433 | +19.4% |
| Trinity County | 42 | 3 | $648 | $444 | +38.8% |
| Tyler County | 64 | 5 | $644 | $409 | +37.9% |
| Upshur County | 47 | 3 | $653 | $404 | +38.1% |
| Upton County | 42 | 3 | $697 | $420 | +37.6% |
| Uvalde County | 30 | 2 | $711 | $455 | +39.5% |
| Val Verde County | 42 | 3 | $711 | $455 | +35.7% |
| Van Zandt County | 61 | 4 | $672 | $427 | +34.6% |
| Victoria County | 45 | 3 | $790 | $525 | +45.1% |
| Walker County | 81 | 6 | $728 | $455 | +35.8% |
| Waller County | 60 | 5 | $715 | $451 | +41.5% |
| Ward County | 42 | 3 | $697 | $420 | +29.3% |
| Washington County | 29 | 2 | $792 | $495 | +50.9% |
| Webb County | 45 | 3 | $652 | $574 | +38.2% |
| Wharton County | 48 | 4 | $715 | $465 | +41.5% |
| Wheeler County | 54 | 4 | $774 | $485 | +47.7% |
| Wichita County | 19 | 1 | $922 | $556 | +26.9% |
| Wilbarger County | 19 | 1 | $922 | $556 | +26.9% |
| Willacy County | 54 | 4 | $718 | $432 | +52.1% |
| Williamson County | 110 | 9 | $625 | $433 | +19.4% |
| Wilson County | 63 | 4 | $687 | $418 | +35.3% |
| Winkler County | 42 | 3 | $697 | $420 | +29.3% |
| Wise County | 66 | 5 | $794 | $517 | +38.9% |
| Wood County | 61 | 4 | $672 | $427 | +34.6% |
| Yoakum County | 42 | 3 | $779 | $487 | +34.3% |
| Young County | 33 | 2 | $717 | $459 | +37.5% |
| Zapata County | 45 | 3 | $652 | $574 | +38.2% |
| Zavala County | 30 | 2 | $711 | $455 | +39.5% |