2026 plan year · Texas
2026 health insurance plans in McMullen County, TX
45 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $735benchmark silver (age 40)
- $458cheapest bronze (age 40)
- 3insurers
- +39.7%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $449 | $574 | $1,219 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Bronze HMO℠ 301 Blue Cross and Blue Shield of Texas · HMO | $462 | $591 | $1,255 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas · POS | $467 | $597 | $1,267 | $7,300 | $10,600 | 40% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company · EPO | $358 | $458 | $972 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Classic Standard Oscar Insurance Company · EPO | $370 | $473 | $1,005 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 Oscar Insurance Company · EPO | $375 | $479 | $1,017 | $4,700 | $9,800 | $70 |
| Bronze Simple Diabetes Oscar Insurance Company · EPO | $376 | $480 | $1,020 | $5,500 | $10,150 | $50 |
| Bronze Simple Chronic Care CKM Oscar Insurance Company · EPO | $382 | $488 | $1,037 | $5,500 | $10,150 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company · EPO | $392 | $500 | $1,063 | $0 | $10,150 | $40 |
| UHC Bronze Standard UnitedHealthcare · HMO | $469 | $600 | $1,274 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $475 | $607 | $1,289 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas · HMO | $476 | $608 | $1,291 | $6,000 | $10,150 | $45 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $485 | $620 | $1,317 | $7,500 | $10,000 | $50 |
| Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas · POS | $489 | $624 | $1,326 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $497 | $635 | $1,348 | $0 | $10,600 | $45 |
| Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas · POS | $504 | $644 | $1,368 | $7,000 | $10,150 | $75 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Silver Simple PCP Saver Oscar Insurance Company · EPO | $571 | $730 | $1,551 | $5,750 | $10,150 | $10 |
| Silver Classic Standard Oscar Insurance Company · EPO | $575 | $735 | $1,561 | $6,000 | $8,900 | $40 |
| Silver Classic Oscar Insurance Company · EPO | $583 | $745 | $1,583 | $5,500 | $8,900 | $35 |
| UHC Silver Standard UnitedHealthcare · HMO | $691 | $883 | $1,875 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $702 | $897 | $1,905 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $703 | $898 | $1,907 | $3,500 | $9,200 | $15 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $718 | $918 | $1,949 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $719 | $919 | $1,951 | $3,500 | $9,200 | $15 |
| Blue Advantage Silver HMO℠ 801 Blue Cross and Blue Shield of Texas · HMO | $759 | $970 | $2,060 | $4,000 | $9,200 | $30 |
| Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $767 | $980 | $2,080 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas · HMO | $775 | $990 | $2,103 | $1,450 | $10,600 | No Charge |
| Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas · POS | $782 | $999 | $2,122 | $1,250 | $10,500 | $25 |
| Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas · POS | $785 | $1,003 | $2,130 | $6,000 | $8,900 | $40 |
| Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas · POS | $804 | $1,028 | $2,182 | $0 | $10,150 | $115 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Classic Standard Oscar Insurance Company · EPO | $490 | $626 | $1,329 | $2,000 | $8,200 | $30 |
| Gold Classic Oscar Insurance Company · EPO | $497 | $635 | $1,349 | $2,500 | $8,000 | $25 |
| Gold Elite Oscar Insurance Company · EPO | $507 | $649 | $1,377 | $1,200 | $7,800 | $25 |
| UHC Gold Standard UnitedHealthcare · HMO | $596 | $762 | $1,618 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $610 | $780 | $1,656 | $0 | $7,800 | $15 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $612 | $782 | $1,661 | $1,000 | $7,500 | $15 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $626 | $800 | $1,699 | $0 | $7,800 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $628 | $803 | $1,704 | $1,000 | $7,500 | $15 |
| Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas · HMO | $645 | $825 | $1,752 | $550 | $10,100 | $30 |
| Blue Advantage Gold HMO℠ 603 Blue Cross and Blue Shield of Texas · HMO | $653 | $834 | $1,771 | $1,000 | $8,200 | $20 |
| Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas · POS | $654 | $836 | $1,775 | $2,400 | $10,400 | No Charge |
| Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $659 | $842 | $1,788 | $2,000 | $8,200 | $30 |
| Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas · POS | $662 | $846 | $1,796 | $1,700 | $10,150 | $20 |
| Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas · POS | $688 | $879 | $1,866 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas · HMO | $468 | $598 | $1,270 | $10,600 | $10,600 | $20 |
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in McMullen County.
Frequently asked questions
How many Marketplace health plans are available in McMullen County, TX for 2026?
45 plans from 3 insurers: Blue Cross and Blue Shield of Texas, Oscar Insurance Company, UnitedHealthcare.
What is the benchmark silver plan premium in McMullen County, TX?
For 2026, the second-lowest-cost silver plan costs $735 a month for a 40-year-old before tax credits, up 39.7% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in McMullen County, TX?
The lowest bronze premium for a 40-year-old is $458 a month before tax credits. Bronze plans have low premiums but high deductibles.