2026 plan year · Texas
2026 health insurance plans in Rains County, TX
61 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $672benchmark silver (age 40)
- $427cheapest bronze (age 40)
- 4insurers
- +34.6%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $388 | $496 | $1,054 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Bronze HMO℠ 301 Blue Cross and Blue Shield of Texas · HMO | $405 | $517 | $1,098 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas · POS | $409 | $522 | $1,109 | $7,300 | $10,600 | 40% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $334 | $427 | $907 | $7,500 | $10,000 | $50 |
| CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $338 | $433 | $919 | $8,500 | $9,900 | $50 |
| CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $339 | $433 | $919 | $7,450 | $9,850 | $60 |
| CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $348 | $444 | $944 | $8,500 | $9,900 | $50 |
| CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $348 | $445 | $945 | $7,450 | $9,850 | $60 |
| UHC Bronze Standard UnitedHealthcare · HMO | $406 | $519 | $1,102 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $416 | $531 | $1,128 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas · HMO | $416 | $532 | $1,130 | $6,000 | $10,150 | $45 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $420 | $536 | $1,139 | $7,500 | $10,000 | $50 |
| Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas · POS | $428 | $547 | $1,161 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $430 | $549 | $1,166 | $0 | $10,600 | $45 |
| Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas · POS | $441 | $564 | $1,198 | $7,000 | $10,150 | $75 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $511 | $653 | $1,386 | $5,990 | $5,990 | No Charge after Deductible |
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $526 | $672 | $1,427 | $6,000 | $8,900 | $40 |
| CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $526 | $672 | $1,428 | $5,990 | $5,990 | No Charge after Deductible |
| Standard Silver Ambetter from Superior HealthPlan · EPO | $532 | $680 | $1,445 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Superior HealthPlan · EPO | $535 | $684 | $1,452 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan · EPO | $540 | $690 | $1,466 | $5,000 | $8,650 | $30 |
| CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $541 | $691 | $1,467 | $6,900 | $9,300 | $5 |
| Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $552 | $706 | $1,499 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $555 | $709 | $1,507 | $6,300 | $8,400 | $40 |
| CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $556 | $711 | $1,509 | $6,900 | $9,300 | $5 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $560 | $716 | $1,521 | $5,000 | $8,650 | $30 |
| UHC Silver Standard UnitedHealthcare · HMO | $598 | $764 | $1,622 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $607 | $776 | $1,648 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $608 | $777 | $1,650 | $3,500 | $9,200 | $15 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $621 | $794 | $1,685 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $622 | $795 | $1,687 | $3,500 | $9,200 | $15 |
| Blue Advantage Silver HMO℠ 801 Blue Cross and Blue Shield of Texas · HMO | $664 | $849 | $1,803 | $4,000 | $9,200 | $30 |
| Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $671 | $858 | $1,821 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas · HMO | $678 | $867 | $1,841 | $1,450 | $10,600 | No Charge |
| Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas · POS | $684 | $875 | $1,857 | $1,250 | $10,500 | $25 |
| Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas · POS | $687 | $878 | $1,864 | $6,000 | $8,900 | $40 |
| Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas · POS | $704 | $900 | $1,910 | $0 | $10,150 | $115 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| CHRISTUS Standard Gold ($0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $439 | $561 | $1,192 | $2,000 | $8,200 | $30 |
| CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $445 | $569 | $1,208 | $3,750 | $9,200 | $5 |
| CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $457 | $584 | $1,240 | $3,750 | $9,200 | $5 |
| CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $463 | $592 | $1,257 | $0 | $9,200 | $5 |
| CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan · HMO | $478 | $611 | $1,297 | $0 | $9,200 | $5 |
| Standard Gold Ambetter from Superior HealthPlan · EPO | $487 | $622 | $1,321 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from Superior HealthPlan · EPO | $489 | $625 | $1,327 | $800 | $7,250 | $35 |
| Complete Gold Ambetter from Superior HealthPlan · EPO | $498 | $636 | $1,351 | $1,450 | $7,500 | $15 |
| Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $505 | $645 | $1,370 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $507 | $648 | $1,376 | $800 | $7,250 | $35 |
| UHC Gold Standard UnitedHealthcare · HMO | $516 | $659 | $1,399 | $2,000 | $8,200 | $30 |
| Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $516 | $660 | $1,401 | $1,450 | $7,500 | $15 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $528 | $674 | $1,432 | $0 | $7,800 | $15 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $529 | $676 | $1,437 | $1,000 | $7,500 | $15 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $542 | $692 | $1,470 | $0 | $7,800 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $543 | $694 | $1,474 | $1,000 | $7,500 | $15 |
| Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas · HMO | $565 | $722 | $1,533 | $550 | $10,100 | $30 |
| Blue Advantage Gold HMO℠ 603 Blue Cross and Blue Shield of Texas · HMO | $571 | $730 | $1,550 | $1,000 | $8,200 | $20 |
| Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas · POS | $573 | $732 | $1,554 | $2,400 | $10,400 | No Charge |
| Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $577 | $737 | $1,565 | $2,000 | $8,200 | $30 |
| Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas · POS | $579 | $740 | $1,572 | $1,700 | $10,150 | $20 |
| Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas · POS | $602 | $769 | $1,634 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| CHRISTUS Catastrophic (3 Free PCP visits) CHRISTUS Health Plan · HMO | $277 | $354 | $753 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas · HMO | $410 | $523 | $1,112 | $10,600 | $10,600 | $20 |
Care quality in Rains County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Rains County.
Frequently asked questions
How many Marketplace health plans are available in Rains County, TX for 2026?
61 plans from 4 insurers: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, CHRISTUS Health Plan, UnitedHealthcare.
What is the benchmark silver plan premium in Rains County, TX?
For 2026, the second-lowest-cost silver plan costs $672 a month for a 40-year-old before tax credits, up 34.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Rains County, TX?
The lowest bronze premium for a 40-year-old is $427 a month before tax credits. Bronze plans have low premiums but high deductibles.