2026 plan year · Texas
2026 health insurance plans in Bandera County, TX
54 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $711benchmark silver (age 40)
- $455cheapest bronze (age 40)
- 4insurers
- +39.5%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $356 | $455 | $967 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas · POS | $429 | $548 | $1,164 | $7,300 | $10,600 | 40% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company · EPO | $357 | $457 | $970 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Classic Standard Oscar Insurance Company · EPO | $370 | $472 | $1,003 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard UnitedHealthcare · HMO | $372 | $476 | $1,010 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 Oscar Insurance Company · EPO | $374 | $478 | $1,015 | $4,700 | $9,800 | $70 |
| Bronze Simple Diabetes Oscar Insurance Company · EPO | $375 | $479 | $1,018 | $5,500 | $10,150 | $50 |
| Bronze Simple Chronic Care CKM Oscar Insurance Company · EPO | $381 | $488 | $1,035 | $5,500 | $10,150 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $385 | $492 | $1,044 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company · EPO | $391 | $499 | $1,061 | $0 | $10,150 | $40 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $394 | $503 | $1,069 | $0 | $10,600 | $45 |
| Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $436 | $558 | $1,184 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas · HMO | $437 | $558 | $1,185 | $6,000 | $10,150 | $45 |
| Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas · POS | $449 | $574 | $1,218 | $7,500 | $10,000 | $50 |
| Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas · POS | $463 | $592 | $1,257 | $7,000 | $10,150 | $75 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Silver Standard UnitedHealthcare · HMO | $548 | $700 | $1,487 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $557 | $711 | $1,511 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $557 | $712 | $1,512 | $3,500 | $9,200 | $15 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $569 | $728 | $1,545 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $570 | $728 | $1,547 | $3,500 | $9,200 | $15 |
| Silver Simple PCP Saver Oscar Insurance Company · EPO | $570 | $729 | $1,548 | $5,750 | $10,150 | $10 |
| Standard Silver Ambetter from Superior HealthPlan · EPO | $574 | $733 | $1,557 | $6,000 | $8,900 | $40 |
| Silver Classic Standard Oscar Insurance Company · EPO | $574 | $734 | $1,559 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Superior HealthPlan · EPO | $577 | $737 | $1,565 | $6,300 | $8,400 | $40 |
| Silver Classic Oscar Insurance Company · EPO | $582 | $744 | $1,580 | $5,500 | $8,900 | $35 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan · EPO | $582 | $744 | $1,580 | $5,000 | $8,650 | $30 |
| Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $595 | $761 | $1,616 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $598 | $765 | $1,624 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $604 | $772 | $1,639 | $5,000 | $8,650 | $30 |
| Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $704 | $900 | $1,911 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas · HMO | $712 | $910 | $1,932 | $1,450 | $10,600 | No Charge |
| Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas · POS | $718 | $918 | $1,949 | $1,250 | $10,500 | $25 |
| Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas · POS | $721 | $921 | $1,956 | $6,000 | $8,900 | $40 |
| Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas · POS | $739 | $944 | $2,004 | $0 | $10,150 | $115 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Gold Standard UnitedHealthcare · HMO | $473 | $604 | $1,283 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $484 | $618 | $1,313 | $0 | $7,800 | $15 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $485 | $620 | $1,317 | $1,000 | $7,500 | $15 |
| Gold Classic Standard Oscar Insurance Company · EPO | $489 | $625 | $1,326 | $2,000 | $8,200 | $30 |
| Gold Classic Oscar Insurance Company · EPO | $496 | $634 | $1,347 | $2,500 | $8,000 | $25 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $496 | $634 | $1,347 | $0 | $7,800 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $498 | $636 | $1,351 | $1,000 | $7,500 | $15 |
| Gold Elite Oscar Insurance Company · EPO | $507 | $647 | $1,375 | $1,200 | $7,800 | $25 |
| Standard Gold Ambetter from Superior HealthPlan · EPO | $525 | $670 | $1,424 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from Superior HealthPlan · EPO | $527 | $674 | $1,430 | $800 | $7,250 | $35 |
| Complete Gold Ambetter from Superior HealthPlan · EPO | $537 | $686 | $1,456 | $1,450 | $7,500 | $15 |
| Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $544 | $695 | $1,477 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $547 | $699 | $1,484 | $800 | $7,250 | $35 |
| Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $557 | $711 | $1,510 | $1,450 | $7,500 | $15 |
| Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas · HMO | $593 | $758 | $1,609 | $550 | $10,100 | $30 |
| Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas · POS | $601 | $768 | $1,631 | $2,400 | $10,400 | No Charge |
| Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $605 | $773 | $1,642 | $2,000 | $8,200 | $30 |
| Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas · POS | $608 | $777 | $1,650 | $1,700 | $10,150 | $20 |
| Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas · POS | $632 | $807 | $1,714 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas · HMO | $430 | $549 | $1,166 | $10,600 | $10,600 | $20 |
Care quality in Bandera County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Bandera County.
Frequently asked questions
How many Marketplace health plans are available in Bandera County, TX for 2026?
54 plans from 4 insurers: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Oscar Insurance Company, UnitedHealthcare.
What is the benchmark silver plan premium in Bandera County, TX?
For 2026, the second-lowest-cost silver plan costs $711 a month for a 40-year-old before tax credits, up 39.5% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Bandera County, TX?
The lowest bronze premium for a 40-year-old is $455 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Bandera County, TX?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.