2026 plan year · Texas
2026 health insurance plans in Fannin County, TX
57 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $739benchmark silver (age 40)
- $556cheapest bronze (age 40)
- 4insurers
- +29.8%benchmark change vs. 2025
Insurer changes from 2025
- New here: Molina Healthcare.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $435 | $556 | $1,180 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Bronze HMO℠ 301 Blue Cross and Blue Shield of Texas · HMO | $435 | $556 | $1,181 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas · POS | $439 | $561 | $1,192 | $7,300 | $10,600 | 40% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $447 | $571 | $1,213 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas · HMO | $448 | $572 | $1,215 | $6,000 | $10,150 | $45 |
| UHC Bronze Standard UnitedHealthcare · HMO | $454 | $581 | $1,233 | $7,500 | $10,000 | $50 |
| Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas · POS | $460 | $588 | $1,248 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $470 | $601 | $1,275 | $7,500 | $10,000 | $50 |
| Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas · POS | $475 | $606 | $1,288 | $7,000 | $10,150 | $75 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $481 | $615 | $1,305 | $0 | $10,600 | $45 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare · HMO | $572 | $731 | $1,553 | $7,000 | $10,150 | $40 |
| Molina Silver Core Molina Healthcare · HMO | $579 | $739 | $1,570 | $6,000 | $8,990 | $35 |
| Molina Silver Standard Molina Healthcare · HMO | $579 | $740 | $1,572 | $6,000 | $8,900 | $40 |
| Molina Silver Core Pluswith Adult Vision Molina Healthcare · HMO | $582 | $744 | $1,579 | $6,000 | $8,990 | $35 |
| Molina Silver Core Pluswith Adult Dental and Vision Molina Healthcare · HMO | $594 | $759 | $1,612 | $6,000 | $8,990 | $35 |
| Standard Silver Ambetter from Superior HealthPlan · EPO | $661 | $844 | $1,793 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Superior HealthPlan · EPO | $664 | $849 | $1,802 | $6,300 | $8,400 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $669 | $855 | $1,816 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan · EPO | $670 | $857 | $1,819 | $5,000 | $8,650 | $30 |
| UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $680 | $869 | $1,845 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $681 | $870 | $1,847 | $3,500 | $9,200 | $15 |
| Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $686 | $876 | $1,860 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $689 | $881 | $1,870 | $6,300 | $8,400 | $40 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $695 | $889 | $1,887 | $3,000 | $8,950 | $20 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $696 | $889 | $1,888 | $5,000 | $8,650 | $30 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $696 | $890 | $1,889 | $3,500 | $9,200 | $15 |
| Blue Advantage Silver HMO℠ 801 Blue Cross and Blue Shield of Texas · HMO | $714 | $913 | $1,939 | $4,000 | $9,200 | $30 |
| Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $721 | $922 | $1,958 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas · HMO | $729 | $932 | $1,980 | $1,450 | $10,600 | No Charge |
| Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas · POS | $736 | $940 | $1,997 | $1,250 | $10,500 | $25 |
| Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas · POS | $739 | $944 | $2,005 | $6,000 | $8,900 | $40 |
| Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas · POS | $757 | $967 | $2,054 | $0 | $10,150 | $115 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Molina Gold Saver 750 Molina Healthcare · HMO | $491 | $628 | $1,333 | $750 | $9,400 | $25 |
| Molina Gold Core 1640 Molina Healthcare · HMO | $491 | $628 | $1,334 | $1,640 | $8,100 | $25 |
| Molina Gold Saver 750 Pluswith Adult Vision Molina Healthcare · HMO | $495 | $632 | $1,343 | $750 | $9,400 | $25 |
| Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare · HMO | $495 | $632 | $1,343 | $1,640 | $8,100 | $25 |
| Molina Gold Saver 750 Pluswith Adult Dental and Vision Molina Healthcare · HMO | $507 | $648 | $1,375 | $750 | $9,400 | $25 |
| Molina Gold Core 1640 Pluswith Adult Dental and Vision Molina Healthcare · HMO | $507 | $648 | $1,376 | $1,640 | $8,100 | $25 |
| Molina Gold Standard Molina Healthcare · HMO | $509 | $651 | $1,382 | $2,000 | $8,200 | $30 |
| UHC Gold Standard UnitedHealthcare · HMO | $577 | $738 | $1,567 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $591 | $755 | $1,603 | $0 | $7,800 | $15 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $593 | $757 | $1,608 | $1,000 | $7,500 | $15 |
| Standard Gold Ambetter from Superior HealthPlan · EPO | $604 | $772 | $1,639 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $606 | $775 | $1,645 | $0 | $7,800 | $15 |
| Everyday Gold Ambetter from Superior HealthPlan · EPO | $607 | $776 | $1,647 | $800 | $7,250 | $35 |
| Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas · HMO | $608 | $776 | $1,649 | $550 | $10,100 | $30 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $608 | $777 | $1,650 | $1,000 | $7,500 | $15 |
| Blue Advantage Gold HMO℠ 603 Blue Cross and Blue Shield of Texas · HMO | $614 | $785 | $1,667 | $1,000 | $8,200 | $20 |
| Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas · POS | $616 | $787 | $1,671 | $2,400 | $10,400 | No Charge |
| Complete Gold Ambetter from Superior HealthPlan · EPO | $618 | $790 | $1,677 | $1,450 | $7,500 | $15 |
| Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $620 | $792 | $1,683 | $2,000 | $8,200 | $30 |
| Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas · POS | $623 | $796 | $1,691 | $1,700 | $10,150 | $20 |
| Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $627 | $801 | $1,700 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $629 | $804 | $1,708 | $800 | $7,250 | $35 |
| Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $641 | $819 | $1,739 | $1,450 | $7,500 | $15 |
| Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas · POS | $647 | $827 | $1,757 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas · HMO | $440 | $563 | $1,195 | $10,600 | $10,600 | $20 |
Care quality in Fannin County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Fannin County.
Frequently asked questions
How many Marketplace health plans are available in Fannin County, TX for 2026?
57 plans from 4 insurers: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Molina Healthcare, UnitedHealthcare.
What is the benchmark silver plan premium in Fannin County, TX?
For 2026, the second-lowest-cost silver plan costs $739 a month for a 40-year-old before tax credits, up 29.8% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Fannin County, TX?
The lowest bronze premium for a 40-year-old is $556 a month before tax credits. Bronze plans have low premiums but high deductibles.