2026 plan year · Texas
2026 health insurance plans in Lampasas County, TX
55 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $734benchmark silver (age 40)
- $487cheapest bronze (age 40)
- 4insurers
- +37.6%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $397 | $508 | $1,079 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Bronze HMO℠ 301 Blue Cross and Blue Shield of Texas · HMO | $412 | $527 | $1,119 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas · POS | $424 | $542 | $1,152 | $7,300 | $10,600 | 40% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BSW Savers Bronze HMO H S A 006 Baylor Scott and White Health Plan · HMO | $381 | $487 | $1,035 | $8,000 | $8,000 | No Charge after Deductible |
| BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan · HMO | $387 | $495 | $1,051 | $7,500 | $10,000 | $50 |
| BSW Savers Bronze HMO H S A 009 Baylor Scott and White Health Plan · HMO | $392 | $501 | $1,064 | $5,300 | $10,600 | $40 |
| UHC Bronze Standard UnitedHealthcare · HMO | $415 | $531 | $1,127 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $423 | $541 | $1,149 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas · HMO | $424 | $542 | $1,151 | $6,000 | $10,150 | $45 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $429 | $549 | $1,166 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $439 | $562 | $1,193 | $0 | $10,600 | $45 |
| Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas · POS | $444 | $568 | $1,206 | $7,500 | $10,000 | $50 |
| Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas · POS | $458 | $586 | $1,244 | $7,000 | $10,150 | $75 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter from Superior HealthPlan · EPO | $572 | $731 | $1,552 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Superior HealthPlan · EPO | $575 | $734 | $1,560 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan · EPO | $580 | $741 | $1,574 | $5,000 | $8,650 | $30 |
| Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $593 | $758 | $1,610 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $596 | $762 | $1,618 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $602 | $769 | $1,634 | $5,000 | $8,650 | $30 |
| BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan · HMO | $610 | $780 | $1,655 | $6,000 | $8,900 | $40 |
| BSW Prime Silver HMO 005 Baylor Scott and White Health Plan · HMO | $610 | $780 | $1,656 | $3,000 | $9,000 | $45 |
| BSW Prime Silver HMO 008 Baylor Scott and White Health Plan · HMO | $611 | $780 | $1,657 | $5,000 | $8,500 | $35 |
| UHC Silver Standard UnitedHealthcare · HMO | $611 | $781 | $1,659 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $621 | $794 | $1,686 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $622 | $795 | $1,688 | $3,500 | $9,200 | $15 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $635 | $812 | $1,724 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $636 | $813 | $1,726 | $3,500 | $9,200 | $15 |
| Blue Advantage Silver HMO℠ 801 Blue Cross and Blue Shield of Texas · HMO | $677 | $865 | $1,836 | $4,000 | $9,200 | $30 |
| Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $683 | $873 | $1,855 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas · HMO | $691 | $883 | $1,875 | $1,450 | $10,600 | No Charge |
| Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas · POS | $711 | $908 | $1,929 | $1,250 | $10,500 | $25 |
| Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas · POS | $714 | $912 | $1,937 | $6,000 | $8,900 | $40 |
| Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas · POS | $731 | $934 | $1,984 | $0 | $10,150 | $115 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BSW Elite Gold HMO 004 Baylor Scott and White Health Plan · HMO | $509 | $651 | $1,382 | $1,550 | $8,100 | $30 |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan · HMO | $509 | $651 | $1,382 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter from Superior HealthPlan · EPO | $523 | $668 | $1,419 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from Superior HealthPlan · EPO | $525 | $671 | $1,425 | $800 | $7,250 | $35 |
| UHC Gold Standard UnitedHealthcare · HMO | $528 | $674 | $1,432 | $2,000 | $8,200 | $30 |
| BSW Elite Gold HMO 012 Baylor Scott and White Health Plan · HMO | $532 | $680 | $1,443 | $500 | $10,600 | $10 |
| Complete Gold Ambetter from Superior HealthPlan · EPO | $535 | $683 | $1,451 | $1,450 | $7,500 | $15 |
| BSW Diabetes Care Gold HMO 014 Baylor Scott and White Health Plan · HMO | $535 | $683 | $1,451 | $1,700 | $10,150 | No Charge |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $540 | $690 | $1,465 | $0 | $7,800 | $15 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $542 | $692 | $1,470 | $1,000 | $7,500 | $15 |
| Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $542 | $693 | $1,472 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $545 | $696 | $1,478 | $800 | $7,250 | $35 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $554 | $708 | $1,504 | $0 | $7,800 | $15 |
| Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $555 | $709 | $1,505 | $1,450 | $7,500 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $556 | $710 | $1,508 | $1,000 | $7,500 | $15 |
| Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas · HMO | $575 | $735 | $1,562 | $550 | $10,100 | $30 |
| Blue Advantage Gold HMO℠ 603 Blue Cross and Blue Shield of Texas · HMO | $582 | $744 | $1,579 | $1,000 | $8,200 | $20 |
| Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $587 | $751 | $1,594 | $2,000 | $8,200 | $30 |
| Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas · POS | $595 | $760 | $1,614 | $2,400 | $10,400 | No Charge |
| Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas · POS | $602 | $769 | $1,633 | $1,700 | $10,150 | $20 |
| Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas · POS | $625 | $799 | $1,697 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas · HMO | $417 | $533 | $1,132 | $10,600 | $10,600 | $20 |
Care quality in Lampasas County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Lampasas County.
Frequently asked questions
How many Marketplace health plans are available in Lampasas County, TX for 2026?
55 plans from 4 insurers: Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, UnitedHealthcare.
What is the benchmark silver plan premium in Lampasas County, TX?
For 2026, the second-lowest-cost silver plan costs $734 a month for a 40-year-old before tax credits, up 37.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Lampasas County, TX?
The lowest bronze premium for a 40-year-old is $487 a month before tax credits. Bronze plans have low premiums but high deductibles.