2026 plan year · Texas
2026 health insurance plans in Travis County, TX
110 Marketplace plans from 9 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $625benchmark silver (age 40)
- $433cheapest bronze (age 40)
- 9insurers
- +19.4%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
- New here: Harbor Health.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $352 | $450 | $956 | $10,600 | $10,600 | No Charge after Deductible |
| Imperial Preferred Bronze Imperial Insurance Companies, Inc. · HMO | $365 | $466 | $990 | $9,200 | $9,200 | No Charge after Deductible |
| Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas · POS | $491 | $628 | $1,334 | $7,300 | $10,600 | 40% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist Sendero Health Plans, Local Nonprofit · HMO | $339 | $433 | $919 | $7,500 | $10,000 | $50 |
| BSW Savers Bronze HMO H S A 006 Baylor Scott and White Health Plan · HMO | $342 | $437 | $928 | $8,000 | $8,000 | No Charge after Deductible |
| BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan · HMO | $348 | $444 | $943 | $7,500 | $10,000 | $50 |
| BSW Savers Bronze HMO H S A 009 Baylor Scott and White Health Plan · HMO | $352 | $449 | $954 | $5,300 | $10,600 | $40 |
| Sendero Health Preferred Bronze / $25 PCP / $75 Specialist / $22 Generic Drugs Sendero Health Plans, Local Nonprofit · HMO | $359 | $459 | $975 | $8,550 | $9,800 | $25 |
| UHC Bronze Standard UnitedHealthcare · HMO | $368 | $470 | $999 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $381 | $486 | $1,033 | $7,500 | $10,000 | $50 |
| MyBlue Health Bronze℠ Standard Blue Cross and Blue Shield of Texas · HMO | $386 | $494 | $1,048 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $390 | $498 | $1,057 | $0 | $10,600 | $45 |
| Imperial Standard Bronze Imperial Insurance Companies, Inc. · HMO | $390 | $499 | $1,059 | $7,500 | $10,000 | $50 |
| MyBlue Health Bronze℠ 402 Blue Cross and Blue Shield of Texas · HMO | $401 | $513 | $1,088 | $5,000 | $9,000 | No Charge |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company · EPO | $417 | $533 | $1,132 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Classic Standard Oscar Insurance Company · EPO | $431 | $551 | $1,170 | $7,500 | $10,000 | $50 |
| Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) Moda Health Plan, Inc. · EPO | $433 | $553 | $1,175 | $8,700 | $8,700 | $85 |
| Bronze Classic 4700 Oscar Insurance Company · EPO | $436 | $558 | $1,184 | $4,700 | $9,800 | $70 |
| Bronze Simple Diabetes Oscar Insurance Company · EPO | $438 | $559 | $1,188 | $5,500 | $10,150 | $50 |
| Moda Select Texas Standard Bronze Moda Health Plan, Inc. · EPO | $444 | $567 | $1,205 | $7,500 | $10,000 | $50 |
| Bronze Simple Chronic Care CKM Oscar Insurance Company · EPO | $445 | $569 | $1,208 | $5,500 | $10,150 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company · EPO | $456 | $583 | $1,237 | $0 | $10,150 | $40 |
| Moda Select Texas Bronze HDHP 7500 Moda Health Plan, Inc. · EPO | $462 | $591 | $1,254 | $7,500 | $7,500 | No Charge after Deductible |
| Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $500 | $639 | $1,357 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas · HMO | $501 | $640 | $1,359 | $6,000 | $10,150 | $45 |
| Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas · POS | $514 | $657 | $1,396 | $7,500 | $10,000 | $50 |
| Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas · POS | $531 | $678 | $1,441 | $7,000 | $10,150 | $75 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs Sendero Health Plans, Local Nonprofit · HMO | $476 | $608 | $1,291 | $6,000 | $8,900 | $40 |
| Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs Sendero Health Plans, Local Nonprofit · HMO | $489 | $625 | $1,327 | $4,250 | $7,750 | $20 |
| Harbor Health S1 $0 PCP $0 Mental Health Office Visit $0 Express Care Harbor Health · HMO | $510 | $652 | $1,385 | $9,900 | $10,150 | No Charge |
| Sendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 Deductible Sendero Health Plans, Local Nonprofit · HMO | $521 | $666 | $1,415 | $0 | $9,200 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $542 | $692 | $1,471 | $6,000 | $8,900 | $40 |
| BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan · HMO | $547 | $699 | $1,485 | $6,000 | $8,900 | $40 |
| BSW Prime Silver HMO 005 Baylor Scott and White Health Plan · HMO | $547 | $700 | $1,486 | $3,000 | $9,000 | $45 |
| BSW Prime Silver HMO 008 Baylor Scott and White Health Plan · HMO | $548 | $700 | $1,487 | $5,000 | $8,500 | $35 |
| UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $551 | $704 | $1,494 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $551 | $704 | $1,496 | $3,500 | $9,200 | $15 |
| Standard Silver VALUE Ambetter from Superior HealthPlan · HMO | $552 | $706 | $1,499 | $6,000 | $8,900 | $40 |
| Focused VALUE Silver Ambetter from Superior HealthPlan · HMO | $555 | $709 | $1,506 | $6,300 | $8,400 | $40 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $563 | $720 | $1,528 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $564 | $720 | $1,530 | $3,500 | $9,200 | $15 |
| Silver Simple Guided Care Oscar Insurance Company · HMO | $573 | $732 | $1,555 | $6,300 | $9,300 | $10 |
| Standard Silver VALUE + Vision + Adult Dental Ambetter from Superior HealthPlan · HMO | $573 | $732 | $1,555 | $6,000 | $8,900 | $40 |
| Harbor Health S1S $40 PCP $40 Mental Health Office Visit $40 Express Care Harbor Health · HMO | $574 | $733 | $1,557 | $6,000 | $8,900 | $40 |
| Imperial Standard Silver Imperial Insurance Companies, Inc. · HMO | $575 | $735 | $1,560 | $6,000 | $8,900 | $40 |
| Focused VALUE Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · HMO | $576 | $736 | $1,563 | $6,300 | $8,400 | $40 |
| Silver Simple Diabetes Guided Care Oscar Insurance Company · HMO | $579 | $740 | $1,573 | $6,500 | $10,000 | No Charge |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care Oscar Insurance Company · HMO | $583 | $746 | $1,583 | $6,200 | $9,600 | No Charge |
| Silver Simple Chronic Care CKM Guided Care Oscar Insurance Company · HMO | $584 | $746 | $1,585 | $5,900 | $10,150 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Guided Care Oscar Insurance Company · HMO | $585 | $748 | $1,589 | $6,000 | $10,150 | No Charge |
| Imperial Preferred Silver Imperial Insurance Companies, Inc. · HMO | $586 | $748 | $1,589 | $7,500 | $9,500 | $10 |
| Silver Classic Standard Guided Care Oscar Insurance Company · HMO | $593 | $758 | $1,610 | $6,000 | $8,900 | $40 |
| Silver Simple PCP Saver Guided Care Oscar Insurance Company · HMO | $598 | $764 | $1,622 | $5,750 | $10,150 | $10 |
| MyBlue Health Silver℠ Standard Blue Cross and Blue Shield of Texas · HMO | $609 | $778 | $1,653 | $6,000 | $8,900 | $40 |
| MyBlue Health Silver℠ 405 Blue Cross and Blue Shield of Texas · HMO | $610 | $780 | $1,655 | $1,500 | $10,600 | No Charge |
| Standard Silver Ambetter from Superior HealthPlan · EPO | $639 | $817 | $1,734 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Superior HealthPlan · EPO | $642 | $821 | $1,743 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan · EPO | $648 | $828 | $1,759 | $5,000 | $8,650 | $30 |
| Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $663 | $847 | $1,799 | $6,000 | $8,900 | $40 |
| Silver Simple PCP Saver Oscar Insurance Company · EPO | $665 | $850 | $1,806 | $5,750 | $10,150 | $10 |
| Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $666 | $852 | $1,808 | $6,300 | $8,400 | $40 |
| Silver Classic Standard Oscar Insurance Company · EPO | $670 | $856 | $1,818 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $673 | $860 | $1,825 | $5,000 | $8,650 | $30 |
| Silver Classic Oscar Insurance Company · EPO | $679 | $868 | $1,843 | $5,500 | $8,900 | $35 |
| Moda Select Texas Standard Silver Moda Health Plan, Inc. · EPO | $720 | $920 | $1,954 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $807 | $1,031 | $2,190 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas · HMO | $816 | $1,043 | $2,215 | $1,450 | $10,600 | No Charge |
| Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas · POS | $823 | $1,052 | $2,234 | $1,250 | $10,500 | $25 |
| Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas · POS | $826 | $1,056 | $2,243 | $6,000 | $8,900 | $40 |
| Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas · POS | $847 | $1,082 | $2,298 | $0 | $10,150 | $115 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care Harbor Health · HMO | $447 | $571 | $1,212 | $0 | $10,150 | No Charge |
| Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs Sendero Health Plans, Local Nonprofit · HMO | $452 | $577 | $1,226 | $2,000 | $8,200 | $30 |
| BSW Elite Gold HMO 004 Baylor Scott and White Health Plan · HMO | $457 | $584 | $1,240 | $1,550 | $8,100 | $30 |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan · HMO | $457 | $584 | $1,240 | $2,000 | $8,200 | $30 |
| Sendero Health Real Gold / $350 Deductible Sendero Health Plans, Local Nonprofit · HMO | $459 | $587 | $1,247 | $350 | $8,750 | 30% Coinsurance after deductible |
| UHC Gold Standard UnitedHealthcare · HMO | $468 | $598 | $1,269 | $2,000 | $8,200 | $30 |
| BSW Elite Gold HMO 012 Baylor Scott and White Health Plan · HMO | $477 | $610 | $1,295 | $500 | $10,600 | $10 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $478 | $611 | $1,298 | $0 | $7,800 | $15 |
| BSW Diabetes Care Gold HMO 014 Baylor Scott and White Health Plan · HMO | $480 | $613 | $1,302 | $1,700 | $10,150 | No Charge |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $480 | $613 | $1,303 | $1,000 | $7,500 | $15 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $491 | $628 | $1,333 | $0 | $7,800 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $493 | $629 | $1,337 | $1,000 | $7,500 | $15 |
| Harbor Health G1S $30 PCP $30 Mental Health Office Visit $30 Express Care Harbor Health · HMO | $494 | $632 | $1,342 | $2,000 | $8,200 | $30 |
| Gold Simple Guided Care Oscar Insurance Company · HMO | $503 | $643 | $1,366 | $3,300 | $9,950 | $5 |
| Standard Gold VALUE Ambetter from Superior HealthPlan · HMO | $505 | $645 | $1,370 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Guided Care Oscar Insurance Company · HMO | $506 | $647 | $1,373 | $2,000 | $8,200 | $30 |
| Gold Simple Diabetes Guided Care Oscar Insurance Company · HMO | $508 | $649 | $1,379 | $2,000 | $9,800 | No Charge |
| Gold Classic Guided Care Oscar Insurance Company · HMO | $514 | $656 | $1,394 | $2,500 | $8,000 | $25 |
| Complete VALUE Gold Ambetter from Superior HealthPlan · HMO | $516 | $660 | $1,401 | $1,450 | $7,500 | $15 |
| Imperial Standard Gold Imperial Insurance Companies, Inc. · HMO | $524 | $670 | $1,423 | $2,000 | $8,200 | $30 |
| Imperial Preferred Gold Zero Imperial Insurance Companies, Inc. · HMO | $527 | $673 | $1,430 | $0 | $9,200 | $10 |
| MyBlue Health Gold℠ 403 Blue Cross and Blue Shield of Texas · HMO | $528 | $675 | $1,432 | $500 | $8,500 | No Charge |
| Imperial Preferred Gold Imperial Insurance Companies, Inc. · HMO | $529 | $676 | $1,436 | $1,350 | $9,000 | $20 |
| MyBlue Health Gold℠ Standard Blue Cross and Blue Shield of Texas · HMO | $536 | $685 | $1,454 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Insurance Company · EPO | $570 | $729 | $1,547 | $2,000 | $8,200 | $30 |
| Gold Classic Oscar Insurance Company · EPO | $579 | $740 | $1,571 | $2,500 | $8,000 | $25 |
| Standard Gold Ambetter from Superior HealthPlan · EPO | $584 | $747 | $1,585 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from Superior HealthPlan · EPO | $587 | $750 | $1,593 | $800 | $7,250 | $35 |
| Gold Elite Oscar Insurance Company · EPO | $591 | $755 | $1,604 | $1,200 | $7,800 | $25 |
| Complete Gold Ambetter from Superior HealthPlan · EPO | $597 | $764 | $1,621 | $1,450 | $7,500 | $15 |
| Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $606 | $774 | $1,644 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $609 | $778 | $1,652 | $800 | $7,250 | $35 |
| Moda Select Texas Standard Gold Moda Health Plan, Inc. · EPO | $619 | $791 | $1,679 | $2,000 | $8,200 | $30 |
| Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $620 | $792 | $1,682 | $1,450 | $7,500 | $15 |
| Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas · HMO | $680 | $869 | $1,844 | $550 | $10,100 | $30 |
| Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas · POS | $689 | $880 | $1,869 | $2,400 | $10,400 | No Charge |
| Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $694 | $886 | $1,883 | $2,000 | $8,200 | $30 |
| Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas · POS | $697 | $891 | $1,891 | $1,700 | $10,150 | $20 |
| Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas · POS | $724 | $925 | $1,965 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas · HMO | $493 | $630 | $1,337 | $10,600 | $10,600 | $20 |
Care quality in Travis County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Travis County.
Frequently asked questions
How many Marketplace health plans are available in Travis County, TX for 2026?
110 plans from 9 insurers: Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, Harbor Health, Imperial Insurance Companies, Inc., Moda Health Plan, Inc., Oscar Insurance Company, Sendero Health Plans, Local Nonprofit, UnitedHealthcare.
What is the benchmark silver plan premium in Travis County, TX?
For 2026, the second-lowest-cost silver plan costs $625 a month for a 40-year-old before tax credits, up 19.4% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Travis County, TX?
The lowest bronze premium for a 40-year-old is $433 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Travis County, TX?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.