2026 plan year · Texas
2026 health insurance plans in Willacy County, TX
54 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $718benchmark silver (age 40)
- $432cheapest bronze (age 40)
- 4insurers
- +52.1%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, Molina Healthcare. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas · POS | $338 | $432 | $918 | $7,300 | $10,600 | 40% Coinsurance after deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $411 | $525 | $1,114 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $344 | $440 | $935 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas · HMO | $345 | $441 | $936 | $6,000 | $10,150 | $45 |
| Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas · POS | $354 | $453 | $961 | $7,500 | $10,000 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company · EPO | $359 | $459 | $975 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas · POS | $365 | $467 | $992 | $7,000 | $10,150 | $75 |
| Bronze Classic Standard Oscar Insurance Company · EPO | $372 | $475 | $1,008 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 Oscar Insurance Company · EPO | $376 | $481 | $1,020 | $4,700 | $9,800 | $70 |
| Bronze Simple Diabetes Oscar Insurance Company · EPO | $377 | $482 | $1,024 | $5,500 | $10,150 | $50 |
| Bronze Simple Chronic Care CKM Oscar Insurance Company · EPO | $383 | $490 | $1,041 | $5,500 | $10,150 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company · EPO | $393 | $502 | $1,066 | $0 | $10,150 | $40 |
| UHC Bronze Standard UnitedHealthcare · HMO | $429 | $548 | $1,164 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $444 | $567 | $1,204 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $454 | $580 | $1,232 | $0 | $10,600 | $45 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $556 | $710 | $1,508 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas · HMO | $562 | $718 | $1,525 | $1,450 | $10,600 | No Charge |
| Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas · POS | $567 | $724 | $1,538 | $1,250 | $10,500 | $25 |
| Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas · POS | $569 | $727 | $1,544 | $6,000 | $8,900 | $40 |
| Silver Simple PCP Saver Oscar Insurance Company · EPO | $573 | $733 | $1,556 | $5,750 | $10,150 | $10 |
| Silver Classic Standard Oscar Insurance Company · EPO | $577 | $738 | $1,567 | $6,000 | $8,900 | $40 |
| Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas · POS | $583 | $745 | $1,582 | $0 | $10,150 | $115 |
| Silver Classic Oscar Insurance Company · EPO | $585 | $748 | $1,588 | $5,500 | $8,900 | $35 |
| Standard Silver Ambetter from Superior HealthPlan · EPO | $612 | $782 | $1,662 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Superior HealthPlan · EPO | $615 | $786 | $1,670 | $6,300 | $8,400 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan · EPO | $621 | $794 | $1,686 | $5,000 | $8,650 | $30 |
| UHC Silver Standard UnitedHealthcare · HMO | $631 | $807 | $1,714 | $6,000 | $8,900 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $635 | $812 | $1,724 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $639 | $816 | $1,733 | $6,300 | $8,400 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $642 | $820 | $1,741 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare · HMO | $642 | $821 | $1,743 | $3,500 | $9,200 | $15 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $645 | $824 | $1,749 | $5,000 | $8,650 | $30 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $656 | $839 | $1,781 | $3,000 | $8,950 | $20 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $657 | $840 | $1,783 | $3,500 | $9,200 | $15 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas · HMO | $468 | $598 | $1,270 | $550 | $10,100 | $30 |
| Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas · POS | $474 | $606 | $1,287 | $2,400 | $10,400 | No Charge |
| Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas · HMO | $478 | $610 | $1,296 | $2,000 | $8,200 | $30 |
| Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas · POS | $480 | $613 | $1,302 | $1,700 | $10,150 | $20 |
| Gold Classic Standard Oscar Insurance Company · EPO | $491 | $628 | $1,333 | $2,000 | $8,200 | $30 |
| Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas · POS | $498 | $637 | $1,353 | $2,000 | $8,200 | $30 |
| Gold Classic Oscar Insurance Company · EPO | $499 | $638 | $1,354 | $2,500 | $8,000 | $25 |
| Gold Elite Oscar Insurance Company · EPO | $509 | $651 | $1,382 | $1,200 | $7,800 | $25 |
| UHC Gold Standard UnitedHealthcare · HMO | $545 | $696 | $1,479 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $558 | $713 | $1,513 | $0 | $7,800 | $15 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $559 | $715 | $1,518 | $1,000 | $7,500 | $15 |
| Standard Gold Ambetter from Superior HealthPlan · EPO | $560 | $715 | $1,519 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from Superior HealthPlan · EPO | $562 | $719 | $1,526 | $800 | $7,250 | $35 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $572 | $731 | $1,553 | $0 | $7,800 | $15 |
| Complete Gold Ambetter from Superior HealthPlan · EPO | $573 | $732 | $1,554 | $1,450 | $7,500 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $574 | $734 | $1,558 | $1,000 | $7,500 | $15 |
| Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $581 | $742 | $1,576 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $583 | $745 | $1,583 | $800 | $7,250 | $35 |
| Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan · EPO | $594 | $759 | $1,612 | $1,450 | $7,500 | $15 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas · HMO | $339 | $434 | $921 | $10,600 | $10,600 | $20 |
Care quality in Willacy County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Willacy County.
Frequently asked questions
How many Marketplace health plans are available in Willacy County, TX for 2026?
54 plans from 4 insurers: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Oscar Insurance Company, UnitedHealthcare.
What is the benchmark silver plan premium in Willacy County, TX?
For 2026, the second-lowest-cost silver plan costs $718 a month for a 40-year-old before tax credits, up 52.1% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Willacy County, TX?
The lowest bronze premium for a 40-year-old is $432 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Willacy County, TX?
Aetna CVS Health, Molina Healthcare offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.