2026 plan year
2026 health insurance plans in Michigan
Marketplace plans and prices vary by county. The benchmark is the second-lowest-cost silver plan, which is what tax credits are based on. Prices are monthly, for a 40-year-old, before subsidies.
| County | Plans | Insurers | Benchmark silver | Cheapest bronze | Benchmark vs. 2025 |
|---|---|---|---|---|---|
| Alcona County | 36 | 4 | $656 | $443 | +26.4% |
| Alger County | 16 | 2 | $910 | $528 | +21.5% |
| Allegan County | 59 | 5 | $474 | $435 | +17.3% |
| Alpena County | 36 | 4 | $656 | $443 | +26.4% |
| Antrim County | 36 | 4 | $614 | $406 | +25.6% |
| Arenac County | 36 | 4 | $652 | $434 | +25.2% |
| Baraga County | 16 | 2 | $910 | $528 | +21.5% |
| Barry County | 53 | 5 | $474 | $435 | +17.3% |
| Bay County | 42 | 4 | $633 | $401 | +34.6% |
| Benzie County | 42 | 4 | $592 | $375 | +21.2% |
| Berrien County | 42 | 4 | $509 | $483 | +6.6% |
| Branch County | 40 | 4 | $570 | $422 | -4.8% |
| Calhoun County | 72 | 6 | $450 | $422 | +5.6% |
| Cass County | 42 | 4 | $509 | $483 | +6.6% |
| Charlevoix County | 36 | 4 | $614 | $406 | +25.6% |
| Cheboygan County | 36 | 4 | $656 | $443 | +26.4% |
| Chippewa County | 16 | 2 | $764 | $443 | +26.7% |
| Clare County | 36 | 4 | $706 | $468 | +25.2% |
| Clinton County | 42 | 4 | $618 | $416 | +27.2% |
| Crawford County | 36 | 4 | $656 | $443 | +26.4% |
| Delta County | 16 | 2 | $910 | $528 | +21.5% |
| Dickinson County | 16 | 2 | $910 | $528 | +21.5% |
| Eaton County | 42 | 4 | $618 | $416 | +27.2% |
| Emmet County | 36 | 4 | $614 | $406 | +25.6% |
| Genesee County | 64 | 6 | $388 | $381 | +12.2% |
| Gladwin County | 36 | 4 | $706 | $468 | +25.2% |
| Gogebic County | 16 | 2 | $910 | $528 | +21.5% |
| Grand Traverse County | 42 | 4 | $592 | $375 | +21.2% |
| Gratiot County | 36 | 4 | $652 | $434 | +36.5% |
| Hillsdale County | 58 | 6 | $448 | $414 | +6% |
| Houghton County | 16 | 2 | $910 | $528 | +21.5% |
| Huron County | 36 | 4 | $644 | $443 | +33% |
| Ingham County | 51 | 5 | $448 | $416 | +6% |
| Ionia County | 36 | 4 | $705 | $489 | +50.7% |
| Iosco County | 36 | 4 | $656 | $443 | +26.4% |
| Iron County | 16 | 2 | $910 | $528 | +21.5% |
| Isabella County | 36 | 4 | $706 | $468 | +43.5% |
| Jackson County | 59 | 5 | $448 | $416 | +6% |
| Kalamazoo County | 72 | 6 | $450 | $422 | +5.6% |
| Kalkaska County | 36 | 4 | $614 | $406 | +25.6% |
| Kent County | 80 | 7 | $471 | $356 | +17.9% |
| Keweenaw County | 16 | 2 | $910 | $528 | +21.5% |
| Lake County | 45 | 5 | $596 | $489 | +38.3% |
| Lapeer County | 51 | 5 | $388 | $383 | +12.2% |
| Leelanau County | 42 | 4 | $592 | $375 | +21.2% |
| Lenawee County | 33 | 3 | $665 | $421 | +14% |
| Livingston County | 50 | 4 | $639 | $421 | +76.5% |
| Luce County | 16 | 2 | $910 | $528 | +21.5% |
| Mackinac County | 16 | 2 | $764 | $443 | +26.7% |
| Macomb County | 64 | 5 | $507 | $345 | +51.2% |
| Manistee County | 42 | 4 | $592 | $375 | +21.2% |
| Marquette County | 16 | 2 | $910 | $528 | +21.5% |
| Mason County | 45 | 5 | $596 | $489 | +38.3% |
| Mecosta County | 53 | 5 | $593 | $425 | +37.7% |
| Menominee County | 16 | 2 | $910 | $528 | +21.5% |
| Midland County | 36 | 4 | $706 | $468 | +25.2% |
| Missaukee County | 36 | 4 | $614 | $406 | +25.6% |
| Monroe County | 46 | 4 | $511 | $378 | +41.8% |
| Montcalm County | 45 | 5 | $596 | $489 | +38.3% |
| Montmorency County | 36 | 4 | $656 | $443 | +26.4% |
| Muskegon County | 50 | 5 | $471 | $356 | +13.4% |
| Newaygo County | 53 | 5 | $593 | $425 | +37.7% |
| Oakland County | 64 | 5 | $507 | $345 | +51.2% |
| Oceana County | 44 | 5 | $471 | $356 | +13.4% |
| Ogemaw County | 45 | 5 | $449 | $443 | +19.2% |
| Ontonagon County | 16 | 2 | $910 | $528 | +21.5% |
| Osceola County | 45 | 5 | $596 | $489 | +38.3% |
| Oscoda County | 45 | 5 | $449 | $443 | +19.2% |
| Otsego County | 36 | 4 | $656 | $443 | +26.4% |
| Ottawa County | 67 | 6 | $471 | $356 | +13.4% |
| Presque Isle County | 36 | 4 | $656 | $443 | +26.4% |
| Roscommon County | 45 | 5 | $449 | $443 | +19.2% |
| Saginaw County | 42 | 4 | $633 | $401 | +34.6% |
| Saint Clair County | 51 | 5 | $433 | $413 | +6.2% |
| Saint Joseph County | 45 | 5 | $509 | $523 | +6.6% |
| Sanilac County | 45 | 5 | $441 | $443 | +7.5% |
| Schoolcraft County | 16 | 2 | $910 | $528 | +21.5% |
| Shiawassee County | 55 | 5 | $514 | $381 | +28.3% |
| Tuscola County | 45 | 5 | $441 | $443 | +7.5% |
| Van Buren County | 63 | 5 | $509 | $415 | +6.6% |
| Washtenaw County | 59 | 5 | $489 | $421 | +35% |
| Wayne County | 64 | 5 | $508 | $349 | +41% |
| Wexford County | 42 | 4 | $592 | $375 | +21.2% |