2026 plan year · Michigan
2026 health insurance plans in Branch County, MI
40 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $570benchmark silver (age 40)
- $422cheapest bronze (age 40)
- 4insurers
- -4.8%benchmark change vs. 2025
Insurer changes from 2025
- New here: UnitedHealthcare.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · HMO | $330 | $422 | $896 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $345 | $441 | $937 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Cross® Preferred HMO Bronze Secure Blue Care Network of Michigan · HMO | $390 | $498 | $1,059 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Cross® Premier PPO Bronze Secure Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $398 | $509 | $1,080 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Standard (No Referrals) UnitedHealthcare · HMO | $346 | $442 | $939 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus (No Referrals) UnitedHealthcare · HMO | $363 | $464 | $985 | $0 | $10,600 | $50 |
| MyPriority Value Bronze Priority Health · HMO | $411 | $525 | $1,115 | $9,500 | $9,500 | $35 |
| MyPriority Standard Bronze Priority Health · HMO | $413 | $528 | $1,120 | $7,500 | $10,000 | $50 |
| Blue Cross® Preferred HMO Bronze Extra Blue Care Network of Michigan · HMO | $442 | $565 | $1,200 | $7,500 | $10,000 | $50 |
| MyPriority Value Bronze HSA Priority Health · HMO | $447 | $572 | $1,214 | $7,500 | $7,500 | No Charge after Deductible |
| Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan · HMO | $450 | $576 | $1,222 | $8,500 | $8,500 | No Charge after Deductible |
| Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $451 | $576 | $1,223 | $8,500 | $8,500 | No Charge after Deductible |
| Blue Cross® Premier PPO Bronze Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $456 | $583 | $1,237 | $7,500 | $10,000 | $50 |
| MyPriority Standard Bronze - Travel Priority Health · HMO | $475 | $607 | $1,288 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Silver Value (No Referrals) UnitedHealthcare · HMO | $443 | $567 | $1,203 | $4,000 | $9,500 | $35 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · HMO | $446 | $570 | $1,210 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage (No Referrals) UnitedHealthcare · HMO | $449 | $574 | $1,220 | $2,900 | $10,400 | $30 |
| UHC Silver Value+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $459 | $586 | $1,244 | $4,000 | $9,500 | $35 |
| UHC Silver Advantage+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $465 | $594 | $1,261 | $2,900 | $10,400 | $30 |
| Blue Cross® Preferred HMO Silver Saver Blue Care Network of Michigan · HMO | $568 | $726 | $1,541 | $5,800 | $7,650 | $60 |
| MyPriority Premier Silver Priority Health · HMO | $574 | $733 | $1,557 | $5,500 | $9,500 | $30 |
| MyPriority Balanced Silver Priority Health · HMO | $592 | $756 | $1,606 | $3,200 | $9,000 | $30 |
| MyPriority Standard Silver Priority Health · HMO | $614 | $785 | $1,666 | $6,000 | $8,900 | $40 |
| Blue Cross® Premier PPO Silver Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $616 | $788 | $1,673 | $3,900 | $7,700 | $30 Copay after deductible |
| Blue Cross® Premier PPO Silver Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $616 | $788 | $1,673 | $3,200 | $10,100 | $30 Copay after deductible |
| Blue Cross® Preferred HMO Silver Blue Care Network of Michigan · HMO | $636 | $813 | $1,727 | $4,500 | $10,600 | $30 |
| Blue Cross® Premier PPO Silver Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $669 | $855 | $1,815 | $6,000 | $8,900 | $40 |
| Blue Cross® Preferred HMO Silver Extra Blue Care Network of Michigan · HMO | $672 | $859 | $1,824 | $6,000 | $8,900 | $40 |
| MyPriority Standard Silver - Travel Priority Health · HMO | $737 | $942 | $1,999 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Gold Standard (No Referrals) UnitedHealthcare · HMO | $474 | $606 | $1,288 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage (No Referrals) UnitedHealthcare · HMO | $478 | $611 | $1,298 | $1,500 | $7,800 | $25 |
| UHC Gold Copay Focus (No Referrals) UnitedHealthcare · HMO | $487 | $622 | $1,322 | $0 | $8,000 | $20 |
| UHC Gold Advantage+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $494 | $631 | $1,339 | $1,500 | $7,800 | $25 |
| Blue Cross® Preferred HMO Gold Blue Care Network of Michigan · HMO | $694 | $887 | $1,884 | $2,050 | $8,800 | $30 |
| Blue Cross® Premier PPO Gold Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $696 | $889 | $1,889 | $1,450 | $9,000 | $30 Copay after deductible |
| Blue Cross® Preferred HMO Gold Extra Blue Care Network of Michigan · HMO | $721 | $921 | $1,956 | $2,000 | $8,200 | $30 |
| MyPriority Standard Gold Priority Health · HMO | $732 | $936 | $1,987 | $2,000 | $8,200 | $30 |
| Blue Cross® Premier PPO Gold Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $776 | $992 | $2,107 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Cross® Premier PPO Value Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO | $330 | $421 | $895 | $10,600 | $10,600 | $30 |
| Blue Cross® Preferred HMO Value Blue Care Network of Michigan · HMO | $365 | $467 | $992 | $10,600 | $10,600 | $30 |
Care quality in Branch County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Branch County.
Frequently asked questions
How many Marketplace health plans are available in Branch County, MI for 2026?
40 plans from 4 insurers: Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan Mutual Insurance Company, Priority Health, UnitedHealthcare.
What is the benchmark silver plan premium in Branch County, MI?
For 2026, the second-lowest-cost silver plan costs $570 a month for a 40-year-old before tax credits, down 4.8% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Branch County, MI?
The lowest bronze premium for a 40-year-old is $422 a month before tax credits. Bronze plans have low premiums but high deductibles.