2026 plan year · Michigan

2026 health insurance plans in Livingston County, MI

50 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.

$639benchmark silver (age 40)
$421cheapest bronze (age 40)
4insurers
+76.5%benchmark change vs. 2025

Insurer changes from 2025

Leaving: Molina Healthcare, University of Michigan Health Plan. See what to do if your insurer leaves.

Bronze plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Blue Cross® Select HMO Bronze Secure Blue Care Network of Michigan · HMO	$330	$421	$895	$10,600	$10,600	No Charge after Deductible
Blue Cross® Preferred HMO Bronze Secure Blue Care Network of Michigan · HMO	$357	$457	$970	$10,600	$10,600	No Charge after Deductible
Blue Cross® Premier PPO Bronze Secure Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$415	$530	$1,125	$10,600	$10,600	No Charge after Deductible
MHP Bronze McLaren Health Plan Community · HMO	$445	$568	$1,207	$8,250	$10,150	50% Coinsurance after deductible

Expanded Bronze plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
MyPriority Value Bronze Trinity Health East Network Priority Health · HMO	$358	$458	$972	$9,500	$9,500	$35
MyPriority Standard Bronze - Trinity Health East Network Priority Health · HMO	$360	$460	$976	$7,500	$10,000	$50
Blue Cross® Select HMO Bronze Extra Blue Care Network of Michigan · HMO	$373	$477	$1,013	$7,500	$10,000	$50
Blue Cross® Select HMO Bronze Saver HSA Blue Care Network of Michigan · HMO	$381	$487	$1,033	$8,500	$8,500	No Charge after Deductible
MyPriority Value Bronze HSA Trinity Health East Network Priority Health · HMO	$390	$498	$1,058	$7,500	$7,500	No Charge after Deductible
Blue Cross® Preferred HMO Bronze Extra Blue Care Network of Michigan · HMO	$405	$518	$1,099	$7,500	$10,000	$50
MyPriority Value Bronze Priority Health · HMO	$405	$518	$1,099	$9,500	$9,500	$35
MyPriority Standard Bronze Priority Health · HMO	$407	$520	$1,104	$7,500	$10,000	$50
Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan · HMO	$413	$527	$1,120	$8,500	$8,500	No Charge after Deductible
MyPriority Value Bronze HSA Priority Health · HMO	$441	$564	$1,197	$7,500	$7,500	No Charge after Deductible
MyPriority Standard Bronze - Travel Priority Health · HMO	$468	$598	$1,270	$7,500	$10,000	$50
Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$469	$600	$1,273	$8,500	$8,500	No Charge after Deductible
Blue Cross® Premier PPO Bronze Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$475	$607	$1,289	$7,500	$10,000	$50
MHP Expanded Bronze Standard McLaren Health Plan Community · HMO	$480	$614	$1,304	$7,500	$10,000	$50
MHP Bronze Saver (Expanded) McLaren Health Plan Community · HMO	$483	$617	$1,310	$8,500	$8,500	No Charge after Deductible

Silver plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Blue Cross® Select HMO Silver Saver Blue Care Network of Michigan · HMO	$480	$613	$1,302	$5,800	$7,650	$60
MyPriority Premier Silver Trinity Health East Network Priority Health · HMO	$500	$639	$1,358	$5,500	$9,500	$30
MyPriority Balanced Silver Trinity Health East Network Priority Health · HMO	$516	$659	$1,399	$3,200	$9,000	$30
Blue Cross® Preferred HMO Silver Saver Blue Care Network of Michigan · HMO	$520	$665	$1,412	$5,800	$7,650	$60
MyPriority Standard Silver - Trinity Health East Network Priority Health · HMO	$535	$684	$1,452	$6,000	$8,900	$40
Blue Cross® Select HMO Silver Blue Care Network of Michigan · HMO	$538	$687	$1,459	$4,500	$10,600	$30
MyPriority Premier Silver Priority Health · HMO	$566	$723	$1,535	$5,500	$9,500	$30
Blue Cross® Select HMO Silver Extra Blue Care Network of Michigan · HMO	$567	$725	$1,540	$6,000	$8,900	$40
Blue Cross® Preferred HMO Silver Blue Care Network of Michigan · HMO	$583	$745	$1,581	$4,500	$10,600	$30
MyPriority Balanced Silver Priority Health · HMO	$583	$745	$1,583	$3,200	$9,000	$30
MyPriority Standard Silver Priority Health · HMO	$605	$773	$1,642	$6,000	$8,900	$40
Blue Cross® Preferred HMO Silver Extra Blue Care Network of Michigan · HMO	$616	$787	$1,671	$6,000	$8,900	$40
Blue Cross® Premier PPO Silver Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$642	$820	$1,742	$3,900	$7,700	$30 Copay after deductible
Blue Cross® Premier PPO Silver Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$642	$821	$1,743	$3,200	$10,100	$30 Copay after deductible
MHP Silver Exchange Rewards McLaren Health Plan Community · HMO	$660	$843	$1,791	$2,000	$9,000	No Charge after Deductible
MHP Silver Exchange McLaren Health Plan Community · HMO	$675	$862	$1,831	$4,250	$10,150	$30
MHP Silver Standard McLaren Health Plan Community · HMO	$683	$873	$1,854	$6,000	$8,900	$40
Blue Cross® Premier PPO Silver Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$697	$890	$1,891	$6,000	$8,900	$40
MyPriority Standard Silver - Travel Priority Health · HMO	$726	$928	$1,971	$6,000	$8,900	$40

Gold plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Blue Cross® Preferred HMO Gold Blue Care Network of Michigan · HMO	$636	$813	$1,726	$2,050	$8,800	$30
MyPriority Standard Gold Trinity Health East Network Priority Health · HMO	$638	$815	$1,732	$2,000	$8,200	$30
Blue Cross® Preferred HMO Gold Extra Blue Care Network of Michigan · HMO	$660	$844	$1,792	$2,000	$8,200	$30
MHP Gold McLaren Health Plan Community · HMO	$682	$871	$1,851	$2,100	$8,000	$30
MHP Gold Standard McLaren Health Plan Community · HMO	$688	$879	$1,868	$2,000	$8,200	$30
MyPriority Enhanced Gold Trinity Health East Network Priority Health · HMO	$700	$895	$1,901	$0	$9,200	$20
MyPriority Standard Gold Priority Health · HMO	$722	$922	$1,959	$2,000	$8,200	$30
Blue Cross® Premier PPO Gold Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$725	$926	$1,967	$1,450	$9,000	$30 Copay after deductible
Blue Cross® Premier PPO Gold Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$809	$1,034	$2,195	$2,000	$8,200	$30

Catastrophic plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Blue Cross® Select HMO Value Blue Care Network of Michigan · HMO	$309	$395	$838	$10,600	$10,600	$30
Blue Cross® Premier PPO Value Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$343	$439	$932	$10,600	$10,600	$30
MHP Young Adult/Catastrophic McLaren Health Plan Community · HMO	$402	$514	$1,091	$10,600	$10,600	No Charge after Deductible

Care quality in Livingston County

Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.

Turning 65?

Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Livingston County.

Frequently asked questions

How many Marketplace health plans are available in Livingston County, MI for 2026?

50 plans from 4 insurers: Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan Mutual Insurance Company, McLaren Health Plan Community, Priority Health.

What is the benchmark silver plan premium in Livingston County, MI?

For 2026, the second-lowest-cost silver plan costs $639 a month for a 40-year-old before tax credits, up 76.5% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.

What is the cheapest health plan in Livingston County, MI?

The lowest bronze premium for a 40-year-old is $421 a month before tax credits. Bronze plans have low premiums but high deductibles.

Did any insurers leave Livingston County, MI?

Molina Healthcare, University of Michigan Health Plan offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.