2026 plan year · Michigan

2026 health insurance plans in Berrien County, MI

42 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.

$509benchmark silver (age 40)
$483cheapest bronze (age 40)
4insurers
+6.6%benchmark change vs. 2025

Bronze plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Blue Cross® Select HMO Bronze Secure Blue Care Network of Michigan · HMO	$378	$483	$1,026	$10,600	$10,600	No Charge after Deductible
Blue Cross® Preferred HMO Bronze Secure Blue Care Network of Michigan · HMO	$410	$523	$1,112	$10,600	$10,600	No Charge after Deductible
Blue Cross® Premier PPO Bronze Secure Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$428	$547	$1,162	$10,600	$10,600	No Charge after Deductible

Expanded Bronze plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
MyPriority Value Bronze Priority Health · HMO	$415	$530	$1,126	$9,500	$9,500	$35
MyPriority Standard Bronze Priority Health · HMO	$417	$533	$1,131	$7,500	$10,000	$50
Blue Cross® Select HMO Bronze Extra Blue Care Network of Michigan · HMO	$428	$547	$1,162	$7,500	$10,000	$50
Blue Cross® Select HMO Bronze Saver HSA Blue Care Network of Michigan · HMO	$436	$558	$1,185	$8,500	$8,500	No Charge after Deductible
MyPriority Value Bronze HSA Priority Health · HMO	$452	$577	$1,226	$7,500	$7,500	No Charge after Deductible
Blue Cross® Preferred HMO Bronze Extra Blue Care Network of Michigan · HMO	$464	$593	$1,260	$7,500	$10,000	$50
Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan · HMO	$473	$605	$1,284	$8,500	$8,500	No Charge after Deductible
MyPriority Standard Bronze - Travel Priority Health · HMO	$479	$613	$1,301	$7,500	$10,000	$50
Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$484	$619	$1,315	$8,500	$8,500	No Charge after Deductible
Blue Cross® Premier PPO Bronze Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$490	$627	$1,330	$7,500	$10,000	$50

Silver plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Clear Silver Ambetter from Meridian · HMO	$395	$505	$1,072	$7,000	$7,000	$50
Standard Silver Ambetter from Meridian · HMO	$398	$509	$1,081	$6,000	$8,900	$40
Standard Silver + Vision + Adult Dental Ambetter from Meridian · HMO	$413	$528	$1,121	$6,000	$8,900	$40
Blue Cross® Select HMO Silver Saver Blue Care Network of Michigan · HMO	$550	$703	$1,493	$5,800	$7,650	$60
MyPriority Premier Silver Priority Health · HMO	$579	$741	$1,573	$5,500	$9,500	$30
Blue Cross® Preferred HMO Silver Saver Blue Care Network of Michigan · HMO	$596	$762	$1,619	$5,800	$7,650	$60
MyPriority Balanced Silver Priority Health · HMO	$598	$764	$1,622	$3,200	$9,000	$30
Blue Cross® Select HMO Silver Blue Care Network of Michigan · HMO	$616	$788	$1,673	$4,500	$10,600	$30
MyPriority Standard Silver Priority Health · HMO	$620	$792	$1,683	$6,000	$8,900	$40
Blue Cross® Select HMO Silver Extra Blue Care Network of Michigan · HMO	$651	$832	$1,766	$6,000	$8,900	$40
Blue Cross® Premier PPO Silver Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$663	$847	$1,799	$3,900	$7,700	$30 Copay after deductible
Blue Cross® Premier PPO Silver Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$663	$847	$1,799	$3,200	$10,100	$30 Copay after deductible
Blue Cross® Preferred HMO Silver Blue Care Network of Michigan · HMO	$668	$854	$1,813	$4,500	$10,600	$30
Blue Cross® Preferred HMO Silver Extra Blue Care Network of Michigan · HMO	$706	$902	$1,915	$6,000	$8,900	$40
Blue Cross® Premier PPO Silver Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$719	$919	$1,952	$6,000	$8,900	$40
MyPriority Standard Silver - Travel Priority Health · HMO	$744	$951	$2,019	$6,000	$8,900	$40

Gold plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Standard Gold Ambetter from Meridian · HMO	$420	$537	$1,141	$2,000	$8,200	$30
Everyday Gold Ambetter from Meridian · HMO	$427	$545	$1,158	$800	$7,250	$35
Standard Gold + Vision + Adult Dental Ambetter from Meridian · HMO	$436	$557	$1,183	$2,000	$8,200	$30
Everyday Gold + Vision + Adult Dental Ambetter from Meridian · HMO	$443	$566	$1,201	$800	$7,250	$35
Elite Gold Ambetter from Meridian · HMO	$481	$615	$1,306	$0	$6,500	$5
Elite Gold + Vision + Adult Dental Ambetter from Meridian · HMO	$499	$638	$1,355	$0	$6,500	$5
Blue Cross® Preferred HMO Gold Blue Care Network of Michigan · HMO	$729	$932	$1,979	$2,050	$8,800	$30
MyPriority Standard Gold Priority Health · HMO	$739	$945	$2,007	$2,000	$8,200	$30
Blue Cross® Premier PPO Gold Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$748	$956	$2,031	$1,450	$9,000	$30 Copay after deductible
Blue Cross® Preferred HMO Gold Extra Blue Care Network of Michigan · HMO	$757	$967	$2,054	$2,000	$8,200	$30
Blue Cross® Premier PPO Gold Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$835	$1,067	$2,266	$2,000	$8,200	$30

Catastrophic plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Blue Cross® Select HMO Value Blue Care Network of Michigan · HMO	$354	$453	$961	$10,600	$10,600	$30
Blue Cross® Premier PPO Value Blue Cross Blue Shield of Michigan Mutual Insurance Company · PPO	$355	$453	$962	$10,600	$10,600	$30

Care quality in Berrien County

Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.

Turning 65?

Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Berrien County.

Frequently asked questions

How many Marketplace health plans are available in Berrien County, MI for 2026?

42 plans from 4 insurers: Ambetter from Meridian, Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan Mutual Insurance Company, Priority Health.

What is the benchmark silver plan premium in Berrien County, MI?

For 2026, the second-lowest-cost silver plan costs $509 a month for a 40-year-old before tax credits, up 6.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.

What is the cheapest health plan in Berrien County, MI?

The lowest bronze premium for a 40-year-old is $483 a month before tax credits. Bronze plans have low premiums but high deductibles.