2027 Medicare Advantage plan

Imperial Dynamic Plan (HMO)

From Imperial Health Plan of California, Inc. · HMO · Plan ID H5496-012-0

★★★★★4
Medicare star rating
rated per insurer contract (H5496)
  • Health plan (Part C)★★★★★3.5
  • Drug plan (Part D)★★★★★4.5

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$295
Annual drug deductible
$0
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $296 to $295.
  • Star rating changed from 3.5 to 4.

Where this plan is offered