2027 plan year · California
2027 Medicare Advantage plans in Stanislaus County, CA
36 plans from 9 insurers for 2027. 11 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $295.
- 21general plans
- 11$0-premium plans
- $295lowest out-of-pocket max
- 4.5 ★top star rating
- 15Special Needs Plans
2027 Medicare Advantage plans in Stanislaus County, CA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Basic Stanis (HMO) Kaiser Permanente · HMO · includes drug coverage | $25 | $4,900 | $0 | ★★★★★4.5 |
| Kaiser Permanente Senior Advantage Enhanced Stanis (HMO) Kaiser Permanente · HMO · includes drug coverage | $89 | $2,500 | $0 | ★★★★★4.5 |
| Alignment Health Balance 006 (PPO) Alignment Health Plan · PPO · includes drug coverage | $93 | $2,850 | $0 | ★★★★★4.5 |
| Alignment Health My Choice 001 (PPO) Alignment Health Plan · PPO · includes drug coverage | $149 | $4,200 | $0 | ★★★★★4.5 |
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. · HMO · includes drug coverage | $0 | $295 | $0 | ★★★★★4 |
| SCAN Classic (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $999 | $450 | ★★★★★4 |
| SCAN Costco Medicare Advantage (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $999 | $450 | ★★★★★4 |
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. · HMO · no drug coverage | $0 | $2,999 | — | ★★★★★4 |
| Humana Gold Plus H5619-191 (HMO) Humana · HMO · includes drug coverage | $0 | $4,000 | $200 | ★★★★★4 |
| Humana USAA Honor Giveback (HMO) Humana · HMO · no drug coverage | $0 | $5,250 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,500 | — | ★★★★★4 |
| Alignment Health Balance Plus 004 (PPO) Alignment Health Plan · PPO · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice H5525-080 (PPO) Humana · PPO · includes drug coverage | $53 | $5,900 | $700 | ★★★★★4 |
| Blue Shield Inspire (HMO) Blue Shield of California · HMO · includes drug coverage | $61 | $5,100 | $475 | ★★★★★4 |
| Sutter Senior Advantage, a SCAN Medicare Plan (HMO) SCAN Health Plan · HMO · includes drug coverage | $67 | $4,450 | $450 | ★★★★★4 |
| Alignment Health Advantage 001 (PPO) Alignment Health Plan · PPO · includes drug coverage | $70 | $4,451 | $0 | ★★★★★4 |
| Alignment Health + AllCare Preferred 011 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $1,999 | $0 | ★★★★★3.5 |
| Alignment Health My Choice 050 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $3,499 | $0 | ★★★★★3.5 |
| Alignment Health Smart 040 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $3,999 | $700 | ★★★★★3.5 |
| Alignment Health Honor Plus 060 (HMO) Alignment Health Plan · HMO · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★3.5 |
| Anthem Prime (HMO-POS) Anthem Blue Cross Partnership Plan · HMO-POS · includes drug coverage | $0 | $1,200 | $395 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Dual Complete North P20 (HMO D-SNP) Kaiser Permanente · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $295 | $0 | ★★★★★4 |
| SCAN Balance (HMO C-SNP) SCAN Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $1,200 | $450 | ★★★★★4 |
| SCAN Strive (HMO C-SNP) SCAN Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $450 | ★★★★★4 |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $2.70 | $9,850 | $450 | ★★★★★4 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $1,900 | $0 | ★★★★★3.5 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $1,990 | $0 | ★★★★★3.5 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Health Net Dual Align (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0.10 | $9,850 | $700 | ★★★★★3.5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★3.5 |
| Alignment Health Duals+ 030 (HMO D-SNP) Alignment Health Plan · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★3.5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★3.5 |
| Anthem Kidney Care (PPO C-SNP) Anthem Blue Cross and Blue Shield · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★3 |
| HPSJ/MVHP Advantage D-SNP (HMO D-SNP) Health Plan of San Joaquin / Mountain Valley Health Plan Advantage D-SNP (HMO) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 8 plans are new here for 2027.
- 10 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Health Net Dual Align (HMO D-SNP), Alignment Health Honor+ Plan (HMO), SCAN MyChoice (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 28 plans offered both years, 9 raised the monthly premium and 4 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Stanislaus County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in California (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Stanislaus County, CA for 2027?
36 plans from 9 insurers: 21 general plans open to anyone with Medicare Parts A and B who lives here, plus 15 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Stanislaus County, CA?
Yes. 11 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Stanislaus County, CA?
Kaiser Permanente Senior Advantage Basic Stanis (HMO) from Kaiser Permanente has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Stanislaus County, CA?
Imperial Dynamic Plan (HMO) caps in-network out-of-pocket costs at $295 for 2027.