2027 plan year · California
2027 Medicare Advantage plans in El Dorado County, CA
10 plans from 5 insurers for 2027. 2 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $295.
- 5general plans
- 2$0-premium plans
- $295lowest out-of-pocket max
- 4.5 ★top star rating
- 5Special Needs Plans
2027 Medicare Advantage plans in El Dorado County, CA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) Kaiser Permanente · HMO · includes drug coverage | $29 | $6,000 | $0 | ★★★★★4.5 |
| Kaiser Permanente Sr Adv Enhanced Sac., Sonoma (HMO) Kaiser Permanente · HMO · includes drug coverage | $99 | $3,900 | $0 | ★★★★★4.5 |
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. · HMO · includes drug coverage | $0 | $295 | $0 | ★★★★★4 |
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. · HMO · no drug coverage | $0 | $2,999 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC CA-0010 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $99 | $7,150 | $685 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Dual Complete North P2 (HMO D-SNP) Kaiser Permanente · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $295 | $0 | ★★★★★4 |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $2.70 | $9,850 | $450 | ★★★★★4 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP) Anthem Blue Cross · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| HPSJ/MVHP Advantage D-SNP (HMO D-SNP) Health Plan of San Joaquin / Mountain Valley Health Plan Advantage D-SNP (HMO) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 1 plan is new here for 2027.
- 1 plan offered here in 2026 isn't listed for 2027 (for example Anthem Dual Advantage (PPO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 9 plans offered both years, 4 raised the monthly premium and 1 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in El Dorado County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in California (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in El Dorado County, CA for 2027?
10 plans from 5 insurers: 5 general plans open to anyone with Medicare Parts A and B who lives here, plus 5 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in El Dorado County, CA?
Yes. 2 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in El Dorado County, CA?
Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) from Kaiser Permanente has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in El Dorado County, CA?
Imperial Dynamic Plan (HMO) caps in-network out-of-pocket costs at $295 for 2027.