2027 plan year · Pennsylvania
2027 Medicare Advantage plans in Bucks County, PA
104 plans from 14 insurers for 2027. 42 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,450.
- 68general plans
- 42$0-premium plans
- $3,450lowest out-of-pocket max
- 5 ★top star rating
- 36Special Needs Plans
2027 Medicare Advantage plans in Bucks County, PA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Clover Health Choice (PPO) Clover Health · PPO · includes drug coverage | $0 | $9,850 | $0 | ★★★★★5 |
| Clover Health Valor (PPO) Clover Health · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★5 |
| AARP Medicare Advantage from UHC PA-19 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $160 | $9,850 | $685 | ★★★★★5 |
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · no drug coverage | $0 | $6,000 | — | ★★★★★4.5 |
| UPMC for Life HMO No Rx (HMO) UPMC for Life · HMO · no drug coverage | $0 | $6,500 | — | ★★★★★4.5 |
| Aetna Medicare Advantra Signature Giveback (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UPMC for Life PPO Salute (PPO) UPMC for Life · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4.5 |
| Aetna Medicare Advantra Premier (PPO) Aetna Medicare · PPO · includes drug coverage | $128 | $7,150 | $700 | ★★★★★4.5 |
| Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $137 | $6,750 | $700 | ★★★★★4.5 |
| HumanaChoice Giveback H5216-116 (PPO) Humana · PPO · no drug coverage | $0 | $4,150 | — | ★★★★★4 |
| AARP Medicare Advantage Essentials from UHC PA-5 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,700 | $685 | ★★★★★4 |
| Geisinger Gold Heritage (HMO) Geisinger Gold · HMO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC PA-18 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0010 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Geisinger Gold Classic Essential Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Keystone 65 Focus Rx (HMO-POS) Independence Blue Cross · HMO-POS · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Keystone 65 Liberty Medical Only (HMO) Independence Blue Cross · HMO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $7,750 | $700 | ★★★★★4 |
| Humana Total Complete (HMO) Humana · HMO · includes drug coverage | $0 | $8,200 | $700 | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $8,250 | $700 | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $9,200 | $685 | ★★★★★4 |
| Geisinger Gold Classic 360 Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Geisinger Gold Preferred Complete Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Keystone 65 Assured Rx (HMO) Independence Blue Cross · HMO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Personal Choice 65 Achieve Rx (PPO) Independence Blue Cross · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Keystone 65 Basic Rx (HMO) Independence Blue Cross · HMO · includes drug coverage | $15 | $9,500 | $700 | ★★★★★4 |
| Keystone 65 Select Medical Only (HMO) Independence Blue Cross · HMO · no drug coverage | $20 | $6,750 | — | ★★★★★4 |
| Geisinger Gold Value Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $29 | $9,000 | $0 | ★★★★★4 |
| Geisinger Gold Preferred Balance Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $29 | $9,850 | $0 | ★★★★★4 |
| Keystone 65 Essential Rx (HMO-POS) Independence Blue Cross · HMO-POS · includes drug coverage | $45 | $9,000 | $700 | ★★★★★4 |
| Geisinger Gold Classic Complete Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $58 | $5,700 | $0 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) UnitedHealthcare · PPO · includes drug coverage | $60 | $5,900 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0001 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $63 | $6,700 | $685 | ★★★★★4 |
| Keystone 65 Select Rx (HMO) Independence Blue Cross · HMO · includes drug coverage | $67 | $6,750 | $0 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0009 (PPO) UnitedHealthcare · PPO · includes drug coverage | $81 | $7,150 | $685 | ★★★★★4 |
| Geisinger Gold Preferred Advantage Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $104 | $4,450 | $0 | ★★★★★4 |
| Keystone 65 Preferred Medical Only (HMO) Independence Blue Cross · HMO · no drug coverage | $105 | $4,450 | — | ★★★★★4 |
| HumanaChoice H5216-120 (PPO) Humana · PPO · includes drug coverage | $107 | $7,600 | $700 | ★★★★★4 |
| Personal Choice 65 Medical Only (PPO) Independence Blue Cross · PPO · no drug coverage | $113 | $5,950 | — | ★★★★★4 |
| Geisinger Gold Classic Advantage Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $129 | $3,450 | $0 | ★★★★★4 |
| Keystone 65 Preferred Rx (HMO) Independence Blue Cross · HMO · includes drug coverage | $202 | $4,450 | $0 | ★★★★★4 |
| Personal Choice 65 Rx (PPO) Independence Blue Cross · PPO · includes drug coverage | $242.50 | $5,950 | $0 | ★★★★★4 |
| HumanaChoice R0110-007 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $4,750 | — | ★★★★★3.5 |
| Aetna Medicare Advantra Eagle (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| DEVOTED CORE 023 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,500 | $650 | ★★★★★3.5 |
| DEVOTED GIVEBACK EXTRAS 036 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,400 | $700 | ★★★★★3.5 |
| Aetna Medicare Advantra Signature (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $9,850 | $400 | ★★★★★3.5 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Value Care (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $43 | $9,850 | $700 | ★★★★★3.5 |
| HumanaChoice R0110-008 (Regional PPO) Humana · Regional PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★3.5 |
| DEVOTED CHOICE 007 PA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,100 | $650 | ★★★★★3 |
| Jefferson Health Plans Complete (HMO) Jefferson Health Plans · HMO · includes drug coverage | $0 | $7,500 | $0 | ★★★★★3 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $7,700 | $500 | ★★★★★3 |
| Jefferson Health Plans Flex (PPO) Jefferson Health Plans · PPO · includes drug coverage | $0 | $8,000 | $0 | ★★★★★3 |
| HealthSpring Preferred PA (HMO) HealthSpring · HMO · includes drug coverage | $0 | $8,700 | $400 | ★★★★★3 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $9,250 | $300 | ★★★★★3 |
| DEVOTED CHOICE GIVEBACK 003 PA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3 |
| Jefferson Health Plans Giveback (HMO) Jefferson Health Plans · HMO · includes drug coverage | $0 | $9,850 | $450 | ★★★★★3 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $9 | $7,900 | $700 | ★★★★★3 |
| Jefferson Health Plans Prime (HMO) Jefferson Health Plans · HMO · includes drug coverage | $12.80 | $6,500 | $0 | ★★★★★3 |
| Jefferson Health Plans Preferred (PPO) Jefferson Health Plans · PPO · includes drug coverage | $40 | $6,500 | $0 | ★★★★★3 |
| HealthSpring Preferred Plus (HMO) HealthSpring · HMO · includes drug coverage | $44 | $7,150 | $500 | ★★★★★3 |
| Perennial Advantage Freedom (HMO) Perennial Advantage · HMO · includes drug coverage | $0 | $4,500 | $400 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.50 | $9,850 | $700 | ★★★★★5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,750 | $500 | ★★★★★4.5 |
| UHC Complete Care PA-17 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $595 | ★★★★★4 |
| Humana Dual Select H6622-103 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,250 | $700 | ★★★★★4 |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $580 | ★★★★★4 |
| Geisinger Gold Secure Rx (HMO D-SNP) Geisinger Gold · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $1 | $9,850 | $700 | ★★★★★4 |
| Provider Partners Pennsylvania Community Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $2,600 | $700 | ★★★★★3.5 |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,400 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP ENHANCED 016 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,000 | $461 | ★★★★★3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 027 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,400 | $700 | ★★★★★3.5 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP PLUS 021 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| DEVOTED DUAL FULL 026 PA (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED DUAL PLUS 007 PA (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) Highmark Wholecare Medicare Assured · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete PA-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $11.70 | $9,850 | $700 | ★★★★★3.5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) Highmark Wholecare Medicare Assured · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $6,500 | $700 | ★★★★★3.5 |
| Aetna Medicare Chronic Care Value (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| Keystone First VIP Choice (HMO D-SNP) VISTA Health Plan Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| Provider Partners Pennsylvania Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| Provider Partners Pennsylvania Essential Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| HealthSpring Achieve (HMO C-SNP) HealthSpring · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $500 | ★★★★★3 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $380 | ★★★★★3 |
| UHC Dual Complete PA-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $360 | ★★★★★3 |
| UPMC for Life Complete Care (HMO D-SNP) UPMC for Life Complete Care · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $7,150 | $700 | ★★★★★3 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3 |
| Jefferson Health Plans Dual Pearl (HMO D-SNP) Jefferson Health Plans · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3 |
| Jefferson Health Plans Select (HMO D-SNP) Jefferson Health Plans · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3 |
| Jefferson Health Plans Special (HMO D-SNP) Jefferson Health Plans · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3 |
| Perennial Advantage Premier (HMO I-SNP) Perennial Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $4,500 | $400 | Not enough data available |
| Perennial Advantage Strive (HMO I-SNP) Perennial Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.80 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 15 plans are new here for 2027.
- 18 plans offered here in 2026 aren't listed for 2027 (for example Jefferson Health Plans Flex Plus (PPO), Jefferson Health Plans Flex Pro (PPO), Wellcare Assist (HMO-POS)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 89 plans offered both years, 19 raised the monthly premium and 27 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Bucks County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Pennsylvania (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Bucks County, PA for 2027?
104 plans from 14 insurers: 68 general plans open to anyone with Medicare Parts A and B who lives here, plus 36 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Bucks County, PA?
Yes. 42 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Bucks County, PA?
Clover Health Choice (PPO) from Clover Health has the top Medicare star rating here (5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Bucks County, PA?
Geisinger Gold Classic Advantage Rx (HMO) caps in-network out-of-pocket costs at $3,450 for 2027.