2027 Medicare Advantage plan

Keystone 65 Basic Rx (HMO)

From Independence Blue Cross · HMO · Plan ID H3952-055-0

★★★★★4
Medicare star rating
rated per insurer contract (H3952)
  • Health plan (Part C)★★★★★4
  • Drug plan (Part D)★★★★★4.5

Costs

Monthly plan premium
$15
Health premium (Part C)
$0
Drug premium (Part D)
$15
In-network out-of-pocket maximum
$9,500
Annual drug deductible
$700
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went up from $0 to $15.
  • Out-of-pocket maximum changed from $8,500 to $9,500.
  • Drug deductible changed from $0 to $700.

Where this plan is offered