2027 Medicare Advantage plan

Keystone 65 Essential Rx (HMO-POS)

From Independence Blue Cross · HMO-POS · Plan ID H3952-060-0

★★★★★4
Medicare star rating
rated per insurer contract (H3952)
  • Health plan (Part C)★★★★★4
  • Drug plan (Part D)★★★★★4.5

Costs

Monthly plan premium
$45
Health premium (Part C)
$45
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$9,000
Annual drug deductible
$700
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went up from $31 to $45.
  • Out-of-pocket maximum changed from $8,500 to $9,000.
  • Drug deductible changed from $0 to $700.

Where this plan is offered