2027 plan year · Ohio
2027 Medicare Advantage plans in Montgomery County, OH
87 plans from 15 insurers for 2027. 36 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,600.
- 58general plans
- 36$0-premium plans
- $3,600lowest out-of-pocket max
- 4.5 ★top star rating
- 29Special Needs Plans
2027 Medicare Advantage plans in Montgomery County, OH
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED CHOICE 001 OH (PPO) Devoted Health · PPO · includes drug coverage | $0 | $5,300 | $650 | ★★★★★4.5 |
| DEVOTED CHOICE 003 OH (PPO) Devoted Health · PPO · includes drug coverage | $0 | $5,300 | $650 | ★★★★★4.5 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · PPO · no drug coverage | $0 | $5,900 | — | ★★★★★4.5 |
| HumanaChoice H7617-004 (PPO) Humana · PPO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4.5 |
| DEVOTED CHOICE MA ONLY 002 OH (PPO) Devoted Health · PPO · no drug coverage | $0 | $9,250 | — | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield · PPO · includes drug coverage | $24 | $8,500 | $595 | ★★★★★4.5 |
| MedMutual Advantage Select (PPO) Medical Mutual of Ohio · PPO · includes drug coverage | $58 | $6,900 | $95 | ★★★★★4.5 |
| Anthem Medicare Advantage 3 (PPO) Anthem Blue Cross and Blue Shield · PPO · includes drug coverage | $59 | $7,150 | $495 | ★★★★★4.5 |
| Anthem Medicare Advantage 4 (PPO) Anthem Blue Cross and Blue Shield · PPO · includes drug coverage | $65 | $7,150 | $495 | ★★★★★4.5 |
| MedMutual Advantage Preferred (PPO) Medical Mutual of Ohio · PPO · includes drug coverage | $90 | $5,900 | $55 | ★★★★★4.5 |
| MedMutual Advantage Premium (PPO) Medical Mutual of Ohio · PPO · includes drug coverage | $168 | $3,600 | $55 | ★★★★★4.5 |
| AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $4,900 | $685 | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $4,900 | $700 | ★★★★★4 |
| DEVOTED CORE 015 OH (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,900 | $650 | ★★★★★4 |
| DEVOTED CORE 004 OH (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,950 | $650 | ★★★★★4 |
| Humana Gold Plus H6622-021 (HMO-POS) Humana · HMO-POS · includes drug coverage | $0 | $6,250 | $600 | ★★★★★4 |
| DEVOTED GIVEBACK EXTRAS 027 OH (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,400 | $700 | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC OH-12 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,700 | $685 | ★★★★★4 |
| HumanaChoice H5216-285 (PPO) Humana · PPO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $6,900 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| DEVOTED GIVEBACK 006 OH (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,000 | $461 | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $8,500 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $8,900 | — | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $8,900 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-481 (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Humana Gold Plus H6622-055 (HMO) Humana · HMO · includes drug coverage | $27 | $6,550 | $300 | ★★★★★4 |
| AARP Medicare Advantage from UHC OH-19 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $35 | $3,900 | $685 | ★★★★★4 |
| HumanaChoice H5216-023 (PPO) Humana · PPO · includes drug coverage | $44 | $6,000 | $450 | ★★★★★4 |
| AARP Medicare Advantage from UHC OH-23 (PPO) UnitedHealthcare · PPO · includes drug coverage | $50 | $7,150 | $685 | ★★★★★4 |
| Humana Full Access (PPO) Humana · PPO · includes drug coverage | $53 | $9,850 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC OH-0001 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $85 | $4,200 | $505 | ★★★★★4 |
| HumanaChoice H5525-030 (PPO) Humana · PPO · includes drug coverage | $86 | $4,450 | $450 | ★★★★★4 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS · includes drug coverage | $0 | $4,450 | $425 | ★★★★★3.5 |
| Aetna Medicare Signature Extra (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $4,900 | $500 | ★★★★★3.5 |
| Mount Carmel MediGold Glory No RX (HMO) MediGold · HMO · no drug coverage | $0 | $4,900 | — | ★★★★★3.5 |
| Mount Carmel MediGold No Premium (HMO) MediGold · HMO · includes drug coverage | $0 | $5,500 | $275 | ★★★★★3.5 |
| HumanaChoice R0110-015 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $5,700 | — | ★★★★★3.5 |
| Anthem Veteran (Regional PPO) Anthem Blue Cross and Blue Shield · Regional PPO · no drug coverage | $0 | $6,100 | — | ★★★★★3.5 |
| MedMutual Advantage Classic (HMO-POS) Medical Mutual of Ohio · HMO-POS · includes drug coverage | $0 | $7,150 | $315 | ★★★★★3.5 |
| Anthem Extra Help (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS · includes drug coverage | $0 | $7,350 | $105 | ★★★★★3.5 |
| The Health Plan SecureCare Integrity Plan 3 (HMO) The Health Plan · HMO · no drug coverage | $0 | $7,500 | — | ★★★★★3.5 |
| Mount Carmel MediGold Cash Back (HMO) MediGold · HMO · includes drug coverage | $0 | $8,900 | $350 | ★★★★★3.5 |
| The Health Plan SecureCare - Option II (HMO) The Health Plan · HMO · includes drug coverage | $33 | $7,500 | $395 | ★★★★★3.5 |
| Mount Carmel MediGold Plus (HMO) MediGold · HMO · includes drug coverage | $49 | $4,500 | $250 | ★★★★★3.5 |
| MedMutual Advantage Choice (HMO) Medical Mutual of Ohio · HMO · includes drug coverage | $62 | $4,450 | $55 | ★★★★★3.5 |
| MedMutual Advantage Plus (HMO) Medical Mutual of Ohio · HMO · includes drug coverage | $103 | $4,450 | $55 | ★★★★★3.5 |
| Anthem Medicare Advantage (Regional PPO) Anthem Blue Cross and Blue Shield · Regional PPO · includes drug coverage | $106 | $6,750 | $395 | ★★★★★3.5 |
| Mount Carmel MediGold Premier (HMO) MediGold · HMO · includes drug coverage | $109 | $3,900 | $0 | ★★★★★3.5 |
| HumanaChoice R0110-016 (Regional PPO) Humana · Regional PPO · includes drug coverage | $121 | $7,150 | $700 | ★★★★★3.5 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $9 | $9,250 | $600 | ★★★★★3 |
| The Health Plan SecureChoice Optimum (PPO) The Health Plan · PPO · includes drug coverage | $45 | $7,000 | $425 | ★★★★★3 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $5,875 | $400 | ★★★★★2.5 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $6,950 | $400 | ★★★★★2.5 |
| Perennial Advantage Freedom (HMO-POS) Perennial Advantage · HMO-POS · includes drug coverage | $0 | $4,900 | $350 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan OH-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.70 | $9,850 | $700 | ★★★★★5 |
| UHC Care Advantage OH-E001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $21.10 | $4,000 | $270 | ★★★★★5 |
| Humana Senior Living Plan (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $6,180 | $400 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $200 | ★★★★★4.5 |
| DEVOTED C-SNP ENHANCED 018 OH (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,400 | $461 | ★★★★★4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 025 OH (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,400 | $700 | ★★★★★4 |
| UHC Complete Care OH-18 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,900 | $685 | ★★★★★4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,500 | $600 | ★★★★★4 |
| DEVOTED C-SNP PLUS 016 OH (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4 |
| UHC Complete Care Support OH-1A (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3.5 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| CareSource MyCare Ohio (HMO D-SNP) CareSource MyCare Ohio (HMO D-SNP) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $21.10 | $9,650 | $700 | ★★★★★3.5 |
| Valor Health Plan (HMO I-SNP) Valor Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $21.10 | $9,850 | $700 | ★★★★★3.5 |
| Molina Complete Care Connect for MyCare Ohio (HMO D-SNP) Molina Healthcare of Ohio · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $21.10 | $9,850 | $700 | ★★★★★3 |
| Molina Complete Care for MyCare Ohio (HMO D-SNP) Molina Healthcare of Ohio · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $21.10 | $9,850 | $700 | ★★★★★3 |
| Perennial Advantage Premier (HMO-POS I-SNP) Perennial Advantage · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $4,600 | $0 | Not enough data available |
| Wellcare Buckeye Health Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $6,750 | $700 | Plan too new to be measured |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $7,100 | $325 | Plan too new to be measured |
| Anthem Dual Advantage Plus (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $405 | Plan too new to be measured |
| Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $165 | Plan too new to be measured |
| Anthem I MyCare Ohio Full Dual Support (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | Plan too new to be measured |
| CommuniCare Advantage CSNP (HMO C-SNP) Communicare Advantage · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| Wellcare Buckeye Health Dual Access (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Wellcare Buckeye MyCare Ohio Dual Align Unity (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $10.30 | $9,850 | $700 | Plan too new to be measured |
| CommuniCare Advantage ISNP (HMO I-SNP) Communicare Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $21.10 | $9,850 | $700 | Not enough data available |
| Perennial Advantage Strive (HMO I-SNP) Perennial Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $21.10 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 18 plans are new here for 2027.
- 32 plans offered here in 2026 aren't listed for 2027 (for example Aetna Medicare Dual Care (HMO D-SNP), Aetna Medicare Enhanced (HMO-POS), Aetna Medicare Partial Dual (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 69 plans offered both years, 20 raised the monthly premium and 14 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Montgomery County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Ohio (for people with Original Medicare)
- Marketplace health plans in Montgomery County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Montgomery County, OH for 2027?
87 plans from 15 insurers: 58 general plans open to anyone with Medicare Parts A and B who lives here, plus 29 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Montgomery County, OH?
Yes. 36 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Montgomery County, OH?
DEVOTED CHOICE 001 OH (PPO) from Devoted Health has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Montgomery County, OH?
MedMutual Advantage Premium (PPO) caps in-network out-of-pocket costs at $3,600 for 2027.