2027 Medicare Advantage plan

Perennial Advantage Freedom (HMO-POS)

From Perennial Advantage · HMO-POS · Plan ID H8797-003-0

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Medicare star rating
rated per insurer contract (H8797)
  • Drug plan (Part D)★★★★★2.5

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$4,900
Annual drug deductible
$350
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $3,900 to $4,900.
  • Drug deductible changed from $90 to $350.

Where this plan is offered