2026 plan year · Ohio

2026 health insurance plans in Montgomery County, OH

130 Marketplace plans from 8 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.

Insurer changes from 2025

Bronze plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$346$443$940$10,600$10,600No Charge after Deductible
Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$351$449$953$10,600$10,600No Charge after Deductible
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare · HMO
$396$506$1,074$10,600$10,600No Charge after Deductible

Expanded Bronze plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
Bronze $8,300 w/ Virtual & Wellness ON-EX
MedMutual · HMO
$304$389$826$8,300$10,000$30
Bronze Classic Standard
Oscar Health Insurance · HMO
$309$395$840$7,500$10,000$50
Bronze $8,300 w/ Adult Dental ON-EX
MedMutual · HMO
$311$397$843$8,300$10,000$30
Bronze Classic 4700
Oscar Health Insurance · HMO
$314$401$851$4,700$10,150$60
Bronze Simple Diabetes
Oscar Health Insurance · HMO
$316$404$858$5,500$10,150$50
Bronze Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Insurance · HMO
$318$406$862$5,500$10,150$50
Bronze Standard w/ Virtual & Wellness
MedMutual · HMO
$318$406$863$7,500$10,000$50
Bronze Simple Chronic Care CKM
Oscar Health Insurance · HMO
$320$409$868$5,500$10,150$50
Bronze HSA $7,300 ON-EX
MedMutual · HMO
$320$409$869$7,300$7,300No Charge after Deductible
Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Ohio, Inc. · HMO
$322$412$874$8,700$10,600No Charge
Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Ohio, Inc. · HMO
$332$424$900$8,700$10,600No Charge
Bronze Elite + PCP Saver Plus
Oscar Health Insurance · HMO
$336$429$911$0$10,600$50
Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Ohio, Inc. · HMO
$345$441$936$8,000$10,600No Charge
Bronze Standard
Antidote Health Plan of Ohio, Inc. · HMO
$350$448$951$7,500$10,000$50
Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Ohio, Inc. · HMO
$354$453$962$8,000$10,600No Charge
Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$366$468$993$6,000$10,600$50
Anthem Bronze Pathway 8500 for HSA
Anthem Blue Cross and Blue Shield · HMO
$373$477$1,013$8,500$8,500No Charge after Deductible
Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$375$479$1,018$7,500$10,000$50
Standard Expanded Bronze
Ambetter from Buckeye Health Plan · HMO
$380$485$1,031$7,500$10,000$50
Everyday Bronze
Ambetter from Buckeye Health Plan · HMO
$381$486$1,033$8,450$10,150$40
Standard Expanded Bronze + Vision + Adult Dental
Ambetter from Buckeye Health Plan · HMO
$392$500$1,063$7,500$10,000$50
Everyday Bronze + Vision + Adult Dental
Ambetter from Buckeye Health Plan · HMO
$392$501$1,064$8,450$10,150$40
Choice Bronze HSA
Ambetter from Buckeye Health Plan · HMO
$411$525$1,116$7,250$7,250No Charge after Deductible
UHC Bronze Standard (No Referrals)
UnitedHealthcare · HMO
$417$533$1,132$7,500$10,000$50
Choice Bronze HSA + Vision + Adult Dental
Ambetter from Buckeye Health Plan · HMO
$424$542$1,150$7,250$7,250No Charge after Deductible
Molina Bronze Saver 7000
Molina Healthcare · HMO
$428$546$1,160$7,000$10,200$75
UHC Bronze Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare · HMO
$429$548$1,164$7,500$10,000$50
Molina Bronze Standard
Molina Healthcare · HMO
$431$551$1,170$7,500$10,000$50
Molina Bronze Saver 7000 Plus with Adult Vision
Molina Healthcare · HMO
$431$551$1,170$7,000$10,200$75
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare · HMO
$432$552$1,172$0$10,600$50
Molina Bronze Smart Heart Health
Molina Healthcare · HMO
$439$561$1,192$4,000$9,950$50
Low Premium Bronze 10600 $25 Generic Drugs
CareSource · HMO
$442$565$1,199$10,600$10,600No Charge after Deductible
Molina Bronze Enhanced 3500
Molina Healthcare · HMO
$443$566$1,201$3,500$9,950$50
Molina Bronze Saver 7000 Plus with Adult Dental and Vision
Molina Healthcare · HMO
$444$567$1,204$7,000$10,200$75
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare · HMO
$444$567$1,204$0$10,600$50
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness
CareSource · HMO
$445$569$1,209$10,600$10,600No Charge after Deductible
Molina Bronze Enhanced 3500 Plus with Adult Vision
Molina Healthcare · HMO
$446$570$1,211$3,500$9,950$50
Bronze 7500 $25 Generic Drugs
CareSource · HMO
$455$582$1,235$7,500$10,000$50
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision
Molina Healthcare · HMO
$459$586$1,245$3,500$9,950$50
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness
CareSource · HMO
$459$586$1,245$7,500$10,000$50

Silver plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Ohio, Inc. · HMO
$411$526$1,116$7,500$10,600No Charge
Silver Classic Standard
Oscar Health Insurance · HMO
$419$536$1,137$6,000$8,900$40
Silver $5,800 w/ Virtual & Wellness ON-EX
MedMutual · HMO
$420$536$1,139$5,800$9,800$30
Silver Simple PCP Saver
Oscar Health Insurance · HMO
$420$537$1,140$5,750$10,150$5
Silver Simple Diabetes
Oscar Health Insurance · HMO
$420$537$1,141$6,500$10,000No Charge
Silver Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Insurance · HMO
$421$538$1,142$6,200$9,600No Charge
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Ohio, Inc. · HMO
$421$538$1,142$7,500$10,600No Charge
Silver Simple Chronic Care CKM
Oscar Health Insurance · HMO
$425$543$1,152$5,900$10,150No Charge
Silver Elite Saver Plus
Oscar Health Insurance · HMO
$425$544$1,155$0$9,750$60
Silver Simple Women's Health with Menopause Benefits
Oscar Health Insurance · HMO
$428$547$1,163$6,000$10,150No Charge
Silver Standard w/ Virtual & Wellness
MedMutual · HMO
$430$550$1,167$6,000$8,900$40
Silver $5,000 w/ Virtual & Wellness ON-EX
MedMutual · HMO
$430$550$1,168$5,000$8,500$30
Silver $5,000 w/ Adult Dental ON-EX
MedMutual · HMO
$439$561$1,191$5,000$8,500$30
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Ohio, Inc. · HMO
$445$569$1,209$6,500$10,600No Charge
Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$454$581$1,233$5,000$8,950$30
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Ohio, Inc. · HMO
$455$581$1,235$6,500$10,600No Charge
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$462$590$1,253$6,000$8,900$40
Standard Silver
Ambetter from Buckeye Health Plan · HMO
$467$597$1,268$6,000$8,900$40
Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$471$602$1,279$4,000$9,200$35
Silver Standard
Antidote Health Plan of Ohio, Inc. · HMO
$473$604$1,283$6,000$8,900$40
Complete Silver
Ambetter from Buckeye Health Plan · HMO
$475$607$1,289$5,950$8,850$30
Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$476$608$1,292$4,000$9,200$35
Standard Silver + Vision + Adult Dental
Ambetter from Buckeye Health Plan · HMO
$482$616$1,307$6,000$8,900$40
Molina Silver Saver with Four Free PCP Visits
Molina Healthcare · HMO
$489$625$1,327$7,000$10,150$40
Molina Silver Smart Heart Health
Molina Healthcare · HMO
$489$625$1,328$6,000$8,990$35
Complete Silver + Vision + Adult Dental
Ambetter from Buckeye Health Plan · HMO
$490$626$1,329$5,950$8,850$30
Molina Silver Core
Molina Healthcare · HMO
$490$627$1,331$6,000$8,990$35
Anthem Silver Pathway 5500 for HSA
Anthem Blue Cross and Blue Shield · HMO
$493$630$1,338$5,500$5,500No Charge after Deductible
Molina Silver Core Plus with Adult Vision
Molina Healthcare · HMO
$494$631$1,341$6,000$8,990$35
Molina Silver Standard
Molina Healthcare · HMO
$498$636$1,351$6,000$8,900$40
Molina Silver Core Plus with Adult Dental and Vision
Molina Healthcare · HMO
$507$648$1,375$6,000$8,990$35
Low Premium Silver 6200 $3 Generic Drugs
CareSource · HMO
$524$669$1,421$6,200$9,800$40
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
CareSource · HMO
$527$674$1,431$6,200$9,800$40
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
CareSource · HMO
$538$688$1,461$5,000$9,500$30
Diabetes Silver 5000 $0 Chronic Care Drugs & Services
CareSource · HMO
$540$690$1,466$5,000$9,500$30
UHC Silver Standard (No Referrals)
UnitedHealthcare · HMO
$541$691$1,468$6,000$8,900$40
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource · HMO
$542$692$1,470$5,000$9,500$30
Silver 6000 $20 Generic Drugs
CareSource · HMO
$542$693$1,471$6,000$8,900$40
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
UnitedHealthcare · HMO
$544$695$1,476$3,250$10,600$20
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource · HMO
$544$695$1,476$5,000$9,500$30
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
CareSource · HMO
$546$697$1,481$6,000$8,900$40
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare · HMO
$548$700$1,487$0$9,800$40
UHC Silver Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare · HMO
$553$707$1,501$6,000$8,900$40
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare · HMO
$556$710$1,508$3,250$10,600$20
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare · HMO
$560$715$1,519$0$9,800$40
HDHP Preventive Silver 5500 $0 Chronic Care Drugs
CareSource · HMO
$623$797$1,692$5,500$5,500No Charge after Deductible

Gold plans

PlanAge 21Age 40Age 60DeductibleOut-of-pocket maxDoctor visit
Gold Classic Standard
Oscar Health Insurance · HMO
$419$535$1,137$2,000$8,200$30
Gold Classic
Oscar Health Insurance · HMO
$428$547$1,161$2,250$7,500$35
Gold Elite Saver Plus
Oscar Health Insurance · HMO
$457$584$1,240$0$8,900No Charge
Clear Gold
Ambetter from Buckeye Health Plan · HMO
$466$595$1,264$1,200$9,150$25
Standard Gold
Ambetter from Buckeye Health Plan · HMO
$478$611$1,297$2,000$8,200$30
Clear Gold + Vision + Adult Dental
Ambetter from Buckeye Health Plan · HMO
$480$613$1,303$1,200$9,150$25
Gold Standard w/ Virtual & Wellness
MedMutual · HMO
$480$614$1,303$2,000$8,200$30
Gold $500 w/ Virtual & Wellness ON-EX
MedMutual · HMO
$487$622$1,321$500$7,500$20
Gold $1,000 w/ Virtual & Wellness ON-EX
MedMutual · HMO
$487$623$1,323$1,000$8,000$20
Standard Gold + Vision + Adult Dental
Ambetter from Buckeye Health Plan · HMO
$493$629$1,337$2,000$8,200$30
Gold $1,000 w/ Adult Dental ON-EX
MedMutual · HMO
$496$634$1,347$1,000$8,000$20
Complete Gold
Ambetter from Buckeye Health Plan · HMO
$500$639$1,357$1,450$7,500$15
Complete Gold + Vision + Adult Dental
Ambetter from Buckeye Health Plan · HMO
$515$659$1,399$1,450$7,500$15
Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Ohio, Inc. · HMO
$532$679$1,443$3,500$9,000No Charge
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Ohio, Inc. · HMO
$541$692$1,469$3,500$9,000No Charge
Molina Gold Core 1640
Molina Healthcare · HMO
$566$723$1,536$1,640$8,100$25
Molina Gold Smart Heart Health
Molina Healthcare · HMO
$568$725$1,541$1,640$8,100$25
Molina Gold Enhanced 895
Molina Healthcare · HMO
$568$726$1,541$895$8,700$25
Molina Gold Core 1640 Plus with Adult Vision
Molina Healthcare · HMO
$570$728$1,546$1,640$8,100$25
Molina Gold Enhanced 895 Plus with Adult Vision
Molina Healthcare · HMO
$571$730$1,551$895$8,700$25
Molina Gold Core 1640 Plus with Adult Dental and Vision
Molina Healthcare · HMO
$582$744$1,580$1,640$8,100$25
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Molina Healthcare · HMO
$584$746$1,585$895$8,700$25
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Ohio, Inc. · HMO
$585$747$1,587$3,000$9,000No Charge
Molina Gold Standard
Molina Healthcare · HMO
$591$755$1,604$2,000$8,200$30
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Ohio, Inc. · HMO
$595$760$1,614$3,000$9,000No Charge
Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield · HMO
$617$788$1,674$2,000$8,200$30
Gold Standard
Antidote Health Plan of Ohio, Inc. · HMO
$621$794$1,686$2,000$8,200$30
UHC Gold Standard (No Referrals)
UnitedHealthcare · HMO
$643$822$1,745$2,000$8,200$30
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare · HMO
$651$832$1,767$700$7,000$10
UHC Gold Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare · HMO
$655$837$1,777$2,000$8,200$30
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UnitedHealthcare · HMO
$658$841$1,786$0$7,700$15
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare · HMO
$663$847$1,799$700$7,000$10
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare · HMO
$670$856$1,818$0$7,700$15
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services
CareSource · HMO
$758$969$2,058$3,000$8,500$10
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource · HMO
$762$974$2,068$3,000$8,500$10
Diabetes Gold 3000 $0 Chronic Care Drugs & Services
CareSource · HMO
$764$977$2,074$3,000$8,500$10
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource · HMO
$768$981$2,084$3,000$8,500$10
Core Gold 1500 $10 Generic Drugs
CareSource · HMO
$795$1,016$2,158$1,500$8,000$20
Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness
CareSource · HMO
$799$1,021$2,167$1,500$8,000$20
Gold 2000 $15 Generic Drugs
CareSource · HMO
$831$1,062$2,255$2,000$8,200$30
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
CareSource · HMO
$834$1,066$2,265$2,000$8,200$30

Care quality in Montgomery County

Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.

Turning 65?

Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Montgomery County.

Frequently asked questions

How many Marketplace health plans are available in Montgomery County, OH for 2026?

130 plans from 8 insurers: Ambetter from Buckeye Health Plan, Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, Inc., CareSource, MedMutual, Molina Healthcare, Oscar Health Insurance, UnitedHealthcare.

What is the benchmark silver plan premium in Montgomery County, OH?

For 2026, the second-lowest-cost silver plan costs $536 a month for a 40-year-old before tax credits, up 11.7% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.

What is the cheapest health plan in Montgomery County, OH?

The lowest bronze premium for a 40-year-old is $389 a month before tax credits. Bronze plans have low premiums but high deductibles.