2027 plan year · New York
2027 Medicare Advantage plans in Suffolk County, NY
39 plans from 10 insurers for 2027. 7 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $6,800.
- 18general plans
- 7$0-premium plans
- $6,800lowest out-of-pocket max
- 5 ★top star rating
- 21Special Needs Plans
2027 Medicare Advantage plans in Suffolk County, NY
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Anthem Veteran 2 (HMO-POS) Anthem Blue Cross and Blue Shield HP · HMO-POS · no drug coverage | $0 | $6,800 | — | ★★★★★5 |
| Anthem Medicare Advantage 3 (HMO-POS) Anthem Blue Cross and Blue Shield HP · HMO-POS · includes drug coverage | $70 | $9,850 | $275 | ★★★★★5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| EmblemHealth VIP Value (HMO) EmblemHealth · HMO · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4 |
| VNS Health EasyCare (HMO) VNS Health Medicare · HMO · includes drug coverage | $25 | $9,850 | $650 | ★★★★★4 |
| EmblemHealth VIP Saver (HMO) EmblemHealth · HMO · includes drug coverage | $40.40 | $9,850 | $650 | ★★★★★4 |
| Aetna Medicare Elite Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $79 | $9,850 | $700 | ★★★★★4 |
| EmblemHealth VIP Gold (HMO) EmblemHealth · HMO · includes drug coverage | $166 | $9,850 | $200 | ★★★★★4 |
| EmblemHealth VIP Gold Plus (HMO) EmblemHealth · HMO · includes drug coverage | $216 | $9,850 | $200 | ★★★★★4 |
| Healthfirst Increased Benefits Plan (HMO) Healthfirst Medicare Plan · HMO · includes drug coverage | $17.10 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare · HMO-POS · no drug coverage | $0 | $9,850 | — | ★★★★★3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Humana Gold Plus H3533-037 (HMO) Humana · HMO · includes drug coverage | $50 | $9,250 | $700 | ★★★★★3 |
| Anthem Medicare Advantage (HMO) Anthem Blue Cross and Blue Shield HP · HMO · includes drug coverage | $96 | $9,850 | $100 | ★★★★★3 |
| Aetna Medicare Enhanced (HMO) Aetna Medicare · HMO · includes drug coverage | $104 | $9,850 | $700 | ★★★★★3 |
| Healthfirst Signature (PPO) Healthfirst Medicare Plan · PPO · includes drug coverage | $155 | $9,850 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan NY-F002 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★5 |
| Anthem HealthPlus Full Dual Advantage LTSS 2 (HMO D-SNP) Anthem Blue Cross and Blue Shield HP · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $9,850 | $700 | ★★★★★5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $19.40 | $9,850 | $700 | ★★★★★4.5 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $10.70 | $9,850 | $700 | ★★★★★4 |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $23.60 | $9,850 | $700 | ★★★★★4 |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $31.70 | $9,850 | $700 | ★★★★★4 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $0 | $700 | ★★★★★4 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $9,850 | $700 | ★★★★★4 |
| Elderplan Select (HMO-POS I-SNP) Elderplan · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $350 | ★★★★★3.5 |
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) Elderplan · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $33.70 | $9,850 | $700 | ★★★★★3.5 |
| Healthfirst Life Improvement Plan (HMO D-SNP) Healthfirst Medicare Plan · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $9,850 | $700 | ★★★★★3 |
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield HP · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $9,850 | $700 | ★★★★★3 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $29.70 | $8,750 | $700 | Not enough data available |
What changed from 2026 to 2027
- 7 plans are new here for 2027.
- 19 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Simple Open (PPO), Wellcare Giveback Open (PPO), Wellcare Assist Open (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 32 plans offered both years, 4 raised the monthly premium and 20 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Suffolk County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in New York (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Suffolk County, NY for 2027?
39 plans from 10 insurers: 18 general plans open to anyone with Medicare Parts A and B who lives here, plus 21 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Suffolk County, NY?
Yes. 7 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Suffolk County, NY?
Anthem Veteran 2 (HMO-POS) from Anthem Blue Cross and Blue Shield HP has the top Medicare star rating here (5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Suffolk County, NY?
Anthem Veteran 2 (HMO-POS) caps in-network out-of-pocket costs at $6,800 for 2027.