2027 Medicare Advantage plan

EmblemHealth VIP Gold (HMO)

From EmblemHealth · HMO · Plan ID H3330-021-3

★★★★★4
Medicare star rating
rated per insurer contract (H3330)
  • Health plan (Part C)★★★★★3.5
  • Drug plan (Part D)★★★★★4.5

Costs

Monthly plan premium
$166
Health premium (Part C)
$57
Drug premium (Part D)
$109
In-network out-of-pocket maximum
$9,850
Annual drug deductible
$200
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went down from $175 to $166.
  • Out-of-pocket maximum changed from $9,250 to $9,850.

Where this plan is offered