2027 Medicare Advantage plan
VNS Health Total (HMO D-SNP)
From VNS Health Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · Plan ID H5549-003-0
★★★★★4
Medicare star rating
rated per insurer contract (H5549)
rated per insurer contract (H5549)
- Health plan (Part C)★★★★★4
- Drug plan (Part D)★★★★★4
Costs
- Monthly plan premium
- $40.50
- Health premium (Part C)
- $0
- Drug premium (Part D)
- $40.50
- In-network out-of-pocket maximum
- $0
- Annual drug deductible
- $700
- Drug benefit
- Enhanced
- Drug coverage included
- Yes
- Special Needs Plan
- Dual-Eligible
You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.
Changes from 2026
- Monthly premium went down from $58.80 to $40.50.
- Drug deductible changed from $615 to $700.
- Star rating changed from 3.5 to 4.
Where this plan is offered
- Albany County, NY
- Bronx County, NY
- Dutchess County, NY
- Erie County, NY
- Kings County, NY
- Monroe County, NY
- Nassau County, NY
- New York County, NY
- Niagara County, NY
- Onondaga County, NY
- Orange County, NY
- Queens County, NY
- Rensselaer County, NY
- Richmond County, NY
- Rockland County, NY
- Saratoga County, NY
- Schenectady County, NY
- Suffolk County, NY
- Sullivan County, NY
- Westchester County, NY