2026 plan year · North Carolina
2026 health insurance plans in Stanly County, NC
52 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $583benchmark silver (age 40)
- $449cheapest bronze (age 40)
- 3insurers
- +19.2%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, WellCare of North Carolina. See what to do if your insurer leaves.
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Classic Standard | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $352 | $449 | $954 | $7,500 | $10,000 | $50 |
| Bronze Simple Diabetes | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $359 | $458 | $973 | $5,500 | $10,150 | $50 |
| Bronze Classic 4700 | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $360 | $460 | $976 | $4,700 | $9,600 | $70 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $361 | $461 | $979 | $5,500 | $10,150 | $50 |
| Everyday Bronze with Atrium Health Ambetter of North Carolina · HMO | $363 | $464 | $986 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze with Atrium Health Ambetter of North Carolina · HMO | $365 | $466 | $990 | $7,500 | $10,000 | $50 |
| Bronze Simple Chronic Care CKM | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $366 | $468 | $993 | $5,500 | $10,150 | $50 |
| Everyday Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina · HMO | $376 | $480 | $1,019 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina · HMO | $377 | $482 | $1,023 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Plus | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $392 | $501 | $1,063 | $0 | $10,600 | $50 |
| Elite Bronze with Atrium Health Ambetter of North Carolina · HMO | $413 | $528 | $1,120 | $0 | $10,500 | $60 |
| Elite Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina · HMO | $427 | $545 | $1,158 | $0 | $10,500 | $60 |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health Blue Cross and Blue Shield of NC · EPO | $434 | $555 | $1,178 | $7,000 | $10,600 | $95 |
| Blue Local Bronze Standard | with Atrium Health Blue Cross and Blue Shield of NC · EPO | $452 | $577 | $1,226 | $7,500 | $10,000 | $50 |
| Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $512 | $655 | $1,391 | $7,000 | $10,600 | $95 |
| Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $528 | $675 | $1,434 | $7,000 | $10,600 | $95 |
| Blue Care Bronze Standard | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $534 | $683 | $1,450 | $7,500 | $10,000 | $50 |
| Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $540 | $691 | $1,467 | $4,000 | $10,600 | $60 |
| Blue Advantage Bronze Standard | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $549 | $702 | $1,491 | $7,500 | $10,000 | $50 |
| Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $554 | $708 | $1,504 | $8,500 | $8,500 | No Charge after Deductible |
| Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $557 | $712 | $1,512 | $4,000 | $10,600 | $60 |
| Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $571 | $730 | $1,550 | $8,500 | $8,500 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Silver Simple PCP Saver | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $450 | $575 | $1,221 | $5,500 | $9,900 | $20 |
| Silver Classic Standard | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $456 | $583 | $1,238 | $6,000 | $8,900 | $40 |
| Silver Simple Diabetes | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $457 | $584 | $1,240 | $6,500 | $10,000 | No Charge |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $459 | $586 | $1,245 | $6,200 | $9,600 | No Charge |
| Silver Simple Chronic Care CKM | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $460 | $587 | $1,247 | $5,900 | $10,150 | No Charge |
| Silver Simple Women's Health with Menopause Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $460 | $588 | $1,249 | $6,000 | $10,150 | No Charge |
| Silver Classic | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $462 | $591 | $1,254 | $5,400 | $9,200 | $30 |
| Standard Silver with Atrium Health Ambetter of North Carolina · HMO | $467 | $597 | $1,268 | $6,000 | $8,900 | $40 |
| Focused Silver with Atrium Health Ambetter of North Carolina · HMO | $472 | $603 | $1,281 | $6,300 | $8,400 | $40 |
| Standard Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina · HMO | $483 | $617 | $1,310 | $6,000 | $8,900 | $40 |
| Focused Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina · HMO | $488 | $623 | $1,324 | $6,300 | $8,400 | $40 |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health Blue Cross and Blue Shield of NC · EPO | $569 | $727 | $1,545 | $2,800 | $10,600 | $40 |
| Blue Local Silver Standard | with Atrium Health Blue Cross and Blue Shield of NC · EPO | $575 | $735 | $1,562 | $6,000 | $8,900 | $40 |
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $672 | $858 | $1,823 | $2,800 | $10,600 | $40 |
| Blue Care Silver Standard | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $681 | $870 | $1,847 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $692 | $885 | $1,879 | $2,800 | $10,600 | $40 |
| Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $694 | $887 | $1,884 | $3,000 | $10,600 | $45 |
| Blue Advantage Silver Standard | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $700 | $894 | $1,899 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $716 | $914 | $1,942 | $3,000 | $10,600 | $45 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold with Atrium Health Ambetter of North Carolina · HMO | $483 | $617 | $1,311 | $2,000 | $8,200 | $30 |
| Gold Classic Standard | with Atrium Health Oscar Health Plan of North Carolina, Inc · HMO | $491 | $628 | $1,333 | $2,000 | $8,200 | $30 |
| Standard Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina · HMO | $499 | $638 | $1,355 | $2,000 | $8,200 | $30 |
| Complete Gold with Atrium Health Ambetter of North Carolina · HMO | $505 | $645 | $1,370 | $1,450 | $7,500 | $15 |
| Complete Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina · HMO | $522 | $667 | $1,416 | $1,450 | $7,500 | $15 |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health Blue Cross and Blue Shield of NC · EPO | $597 | $763 | $1,621 | $1,800 | $10,600 | $15 |
| Blue Local Gold Standard A | with Atrium Health Blue Cross and Blue Shield of NC · EPO | $603 | $771 | $1,637 | $2,000 | $8,200 | $30 |
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $705 | $901 | $1,913 | $1,800 | $10,600 | $15 |
| Blue Care Gold Standard A | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $714 | $912 | $1,936 | $2,000 | $8,200 | $30 |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $726 | $928 | $1,971 | $1,800 | $10,600 | $15 |
| Blue Advantage Gold Standard A | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $734 | $938 | $1,991 | $2,000 | $8,200 | $30 |
Care quality in Stanly County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Stanly County.
Frequently asked questions
How many Marketplace health plans are available in Stanly County, NC for 2026?
52 plans from 3 insurers: Ambetter of North Carolina, Blue Cross and Blue Shield of NC, Oscar Health Plan of North Carolina, Inc.
What is the benchmark silver plan premium in Stanly County, NC?
For 2026, the second-lowest-cost silver plan costs $583 a month for a 40-year-old before tax credits, up 19.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Stanly County, NC?
The lowest bronze premium for a 40-year-old is $449 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Stanly County, NC?
Aetna CVS Health, WellCare of North Carolina offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.