Marketplace insurer · 2026
Blue Cross and Blue Shield of NC health plans for 2026
Blue Cross and Blue Shield of NC sells 117 plans on the HealthCare.gov Marketplace in 1 state.
By state
| State | Counties | Plans | Avg. premium, age 40 | Metal levels |
|---|---|---|---|---|
| North Carolina | 100 | 117 | $746 | Expanded Bronze, Gold, Silver |
Plans
| Plan | Metal | Type | Counties | Deductible |
|---|---|---|---|---|
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors North Carolina | Silver | PPO | 90 | $2,800 |
| Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors North Carolina | Expanded Bronze | PPO | 90 | $7,000 |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors North Carolina | Gold | PPO | 90 | $1,800 |
| Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors North Carolina | Silver | PPO | 90 | $3,000 |
| Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors North Carolina | Expanded Bronze | PPO | 90 | $4,000 |
| Blue Advantage Gold Standard A | Nationwide Doctors North Carolina | Gold | PPO | 90 | $2,000 |
| Blue Advantage Silver Standard | Nationwide Doctors North Carolina | Silver | PPO | 90 | $6,000 |
| Blue Advantage Bronze Standard | Nationwide Doctors North Carolina | Expanded Bronze | PPO | 90 | $7,500 |
| Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors North Carolina | Expanded Bronze | PPO | 90 | $8,500 |
| Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors North Carolina | Gold | POS | 3 | $1,800 |
| Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors North Carolina | Silver | POS | 3 | $3,000 |
| Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors North Carolina | Expanded Bronze | POS | 3 | $4,000 |
| Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors North Carolina | Gold | POS | 12 | $1,800 |
| Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors North Carolina | Silver | POS | 12 | $3,000 |
| Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors North Carolina | Expanded Bronze | POS | 12 | $4,000 |
| Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors North Carolina | Silver | POS | 12 | $2,800 |
| Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors North Carolina | Silver | POS | 3 | $2,800 |
| Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors North Carolina | Expanded Bronze | POS | 12 | $7,000 |
| Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors North Carolina | Expanded Bronze | POS | 3 | $7,000 |
| Blue Value Gold Standard A | Limited Statewide Doctors North Carolina | Gold | POS | 12 | $2,000 |
| Blue Value Silver Standard | Limited Statewide Doctors North Carolina | Silver | POS | 12 | $6,000 |
| Blue Value Bronze Standard | Limited Statewide Doctors North Carolina | Expanded Bronze | POS | 12 | $7,500 |
| Blue Value Gold Standard A | Limited Statewide Doctors North Carolina | Gold | POS | 3 | $2,000 |
| Blue Value Silver Standard | Limited Statewide Doctors North Carolina | Silver | POS | 3 | $6,000 |
| Blue Value Bronze Standard | Limited Statewide Doctors North Carolina | Expanded Bronze | POS | 3 | $7,500 |
| Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors North Carolina | Expanded Bronze | POS | 12 | $8,500 |
| Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors North Carolina | Expanded Bronze | POS | 3 | $8,500 |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance North Carolina | Gold | EPO | 3 | $1,800 |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance North Carolina | Gold | EPO | 7 | $1,800 |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance North Carolina | Gold | EPO | 1 | $1,800 |
| Blue Home Gold Standard A | with UNC Health Alliance North Carolina | Gold | EPO | 3 | $2,000 |
| Blue Home Gold Standard A | with UNC Health Alliance North Carolina | Gold | EPO | 7 | $2,000 |
| Blue Home Gold Standard A | with UNC Health Alliance North Carolina | Gold | EPO | 1 | $2,000 |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance North Carolina | Silver | EPO | 3 | $2,800 |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance North Carolina | Silver | EPO | 7 | $2,800 |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance North Carolina | Silver | EPO | 1 | $2,800 |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance North Carolina | Silver | EPO | 3 | $3,000 |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance North Carolina | Silver | EPO | 7 | $3,000 |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance North Carolina | Silver | EPO | 1 | $3,000 |
| Blue Home Silver Standard | with UNC Health Alliance North Carolina | Silver | EPO | 3 | $6,000 |
| Blue Home Silver Standard | with UNC Health Alliance North Carolina | Silver | EPO | 7 | $6,000 |
| Blue Home Silver Standard | with UNC Health Alliance North Carolina | Silver | EPO | 1 | $6,000 |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 3 | $4,000 |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 7 | $4,000 |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 1 | $4,000 |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 3 | $7,000 |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 7 | $7,000 |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 1 | $7,000 |
| Blue Home Bronze Standard | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 3 | $7,500 |
| Blue Home Bronze Standard | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 7 | $7,500 |
| Blue Home Bronze Standard | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 1 | $7,500 |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 3 | $8,500 |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 7 | $8,500 |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance North Carolina | Expanded Bronze | EPO | 1 | $8,500 |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health North Carolina | Gold | EPO | 4 | $1,800 |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health North Carolina | Gold | EPO | 4 | $1,800 |
| Blue Home Gold Standard A | with Novant Health North Carolina | Gold | EPO | 4 | $2,000 |
| Blue Home Gold Standard A | with Novant Health North Carolina | Gold | EPO | 4 | $2,000 |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health North Carolina | Silver | EPO | 4 | $2,800 |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health North Carolina | Silver | EPO | 4 | $2,800 |
| Blue Home Silver Standard | with Novant Health North Carolina | Silver | EPO | 4 | $6,000 |
| Blue Home Silver Standard | with Novant Health North Carolina | Silver | EPO | 4 | $6,000 |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health North Carolina | Expanded Bronze | EPO | 4 | $7,000 |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health North Carolina | Expanded Bronze | EPO | 4 | $7,000 |
| Blue Home Bronze Standard | with Novant Health North Carolina | Expanded Bronze | EPO | 4 | $7,500 |
| Blue Home Bronze Standard | with Novant Health North Carolina | Expanded Bronze | EPO | 4 | $7,500 |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health North Carolina | Gold | EPO | 3 | $1,800 |
| Blue Local Gold Standard A | with Atrium Health North Carolina | Gold | EPO | 3 | $2,000 |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Silver | EPO | 3 | $2,800 |
| Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health North Carolina | Silver | EPO | 3 | $3,000 |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health North Carolina | Expanded Bronze | EPO | 3 | $4,000 |
| Blue Local Silver Standard | with Atrium Health North Carolina | Silver | EPO | 3 | $6,000 |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Expanded Bronze | EPO | 3 | $7,000 |
| Blue Local Bronze Standard | with Atrium Health North Carolina | Expanded Bronze | EPO | 3 | $7,500 |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health North Carolina | Gold | EPO | 5 | $1,800 |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health North Carolina | Gold | EPO | 2 | $1,800 |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health North Carolina | Gold | EPO | 1 | $1,800 |
| Blue Local Gold Standard A | with Atrium Health North Carolina | Gold | EPO | 5 | $2,000 |
| Blue Local Gold Standard A | with Atrium Health North Carolina | Gold | EPO | 2 | $2,000 |
| Blue Local Gold Standard A | with Atrium Health North Carolina | Gold | EPO | 1 | $2,000 |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health North Carolina | Gold | EPO | 6 | $1,800 |
| Blue Local Gold Standard A | with Atrium Health North Carolina | Gold | EPO | 6 | $2,000 |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Silver | EPO | 6 | $2,800 |
| Blue Local Silver Standard | with Atrium Health North Carolina | Silver | EPO | 6 | $6,000 |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Silver | EPO | 5 | $2,800 |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Silver | EPO | 2 | $2,800 |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Silver | EPO | 1 | $2,800 |
| Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health North Carolina | Silver | EPO | 1 | $3,000 |
| Blue Local Silver Standard | with Atrium Health North Carolina | Silver | EPO | 5 | $6,000 |
| Blue Local Silver Standard | with Atrium Health North Carolina | Silver | EPO | 2 | $6,000 |
| Blue Local Silver Standard | with Atrium Health North Carolina | Silver | EPO | 1 | $6,000 |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health North Carolina | Expanded Bronze | EPO | 1 | $4,000 |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Expanded Bronze | EPO | 5 | $7,000 |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Expanded Bronze | EPO | 2 | $7,000 |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Expanded Bronze | EPO | 1 | $7,000 |
| Blue Local Bronze Standard | with Atrium Health North Carolina | Expanded Bronze | EPO | 5 | $7,500 |
| Blue Local Bronze Standard | with Atrium Health North Carolina | Expanded Bronze | EPO | 2 | $7,500 |
| Blue Local Bronze Standard | with Atrium Health North Carolina | Expanded Bronze | EPO | 1 | $7,500 |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health North Carolina | Expanded Bronze | EPO | 6 | $7,000 |
| Blue Local Bronze Standard | with Atrium Health North Carolina | Expanded Bronze | EPO | 6 | $7,500 |
| Blue Local Bronze HSA Eligible | Integrated | with Atrium Health North Carolina | Expanded Bronze | EPO | 3 | $8,500 |
| Blue Local Bronze HSA Eligible | Integrated | with Atrium Health North Carolina | Expanded Bronze | EPO | 1 | $8,500 |
| Blue Care Gold Standard A | Statewide Doctors North Carolina | Gold | HMO | 90 | $2,000 |
| Blue Care Silver Standard | Statewide Doctors North Carolina | Silver | HMO | 90 | $6,000 |
| Blue Care Bronze Standard | Statewide Doctors North Carolina | Expanded Bronze | HMO | 90 | $7,500 |
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors North Carolina | Gold | HMO | 90 | $1,800 |
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors North Carolina | Silver | HMO | 90 | $2,800 |
| Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors North Carolina | Silver | HMO | 90 | $3,000 |
| Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors North Carolina | Expanded Bronze | HMO | 90 | $4,000 |
| Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors North Carolina | Expanded Bronze | HMO | 90 | $7,000 |
| Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors North Carolina | Expanded Bronze | HMO | 90 | $8,500 |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Cone Health North Carolina | Gold | EPO | 3 | $1,800 |
| Blue Home Gold Standard A | with Cone Health North Carolina | Gold | EPO | 3 | $2,000 |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Cone Health North Carolina | Silver | EPO | 3 | $2,800 |
| Blue Home Silver Standard | with Cone Health North Carolina | Silver | EPO | 3 | $6,000 |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Cone Health North Carolina | Expanded Bronze | EPO | 3 | $7,000 |
| Blue Home Bronze Standard | with Cone Health North Carolina | Expanded Bronze | EPO | 3 | $7,500 |