2026 plan year · North Carolina
2026 health insurance plans in Carteret County, NC
28 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $845benchmark silver (age 40)
- $636cheapest bronze (age 40)
- 2insurers
- +29.6%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, WellCare of North Carolina. See what to do if your insurer leaves.
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $498 | $636 | $1,351 | $7,000 | $10,600 | $95 |
| Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $513 | $656 | $1,393 | $7,000 | $10,600 | $95 |
| Blue Care Bronze Standard | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $519 | $663 | $1,409 | $7,500 | $10,000 | $50 |
| Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $525 | $671 | $1,425 | $4,000 | $10,600 | $60 |
| Blue Advantage Bronze Standard | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $534 | $682 | $1,448 | $7,500 | $10,000 | $50 |
| Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $538 | $688 | $1,461 | $8,500 | $8,500 | No Charge after Deductible |
| Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $541 | $692 | $1,468 | $4,000 | $10,600 | $60 |
| Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $555 | $709 | $1,505 | $8,500 | $8,500 | No Charge after Deductible |
| Connect Bronze 5500 Indiv Med Deductible Cigna Healthcare · HMO | $589 | $753 | $1,598 | $5,500 | $10,250 | $15 |
| Connect Bronze CMS Standard Cigna Healthcare · HMO | $589 | $753 | $1,600 | $7,500 | $10,000 | $50 |
| Connect Bronze 6500 Indiv Med Deductible Cigna Healthcare · HMO | $592 | $757 | $1,607 | $6,500 | $9,900 | $5 |
| Connect myDiabetesCare Bronze Cigna Healthcare · HMO | $597 | $763 | $1,621 | $6,000 | $9,900 | $10 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $652 | $834 | $1,770 | $2,800 | $10,600 | $40 |
| Blue Care Silver Standard | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $661 | $845 | $1,794 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $672 | $859 | $1,825 | $2,800 | $10,600 | $40 |
| Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $674 | $862 | $1,830 | $3,000 | $10,600 | $45 |
| Blue Advantage Silver Standard | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $680 | $869 | $1,845 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $695 | $888 | $1,886 | $3,000 | $10,600 | $45 |
| Connect Silver 5000 Indiv Med Deductible Cigna Healthcare · HMO | $733 | $937 | $1,989 | $5,000 | $8,850 | $30 |
| Connect Silver 3600 Indiv Med Deductible Cigna Healthcare · HMO | $734 | $938 | $1,993 | $3,600 | $9,150 | $20 |
| Connect Silver CMS Standard Cigna Healthcare · HMO | $735 | $939 | $1,994 | $6,000 | $8,900 | $40 |
| Connect myDiabetesCare Silver Cigna Healthcare · HMO | $743 | $949 | $2,016 | $4,300 | $9,200 | $10 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $685 | $875 | $1,858 | $1,800 | $10,600 | $15 |
| Blue Care Gold Standard A | Statewide Doctors Blue Cross and Blue Shield of NC · HMO | $693 | $886 | $1,881 | $2,000 | $8,200 | $30 |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $706 | $902 | $1,915 | $1,800 | $10,600 | $15 |
| Blue Advantage Gold Standard A | Nationwide Doctors Blue Cross and Blue Shield of NC · PPO | $713 | $911 | $1,934 | $2,000 | $8,200 | $30 |
| Connect Gold CMS Standard Cigna Healthcare · HMO | $884 | $1,130 | $2,399 | $2,000 | $8,200 | $30 |
| Connect Gold 1500 Indiv Med Deductible Cigna Healthcare · HMO | $885 | $1,132 | $2,403 | $1,500 | $9,950 | $15 |
Care quality in Carteret County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Carteret County.
Frequently asked questions
How many Marketplace health plans are available in Carteret County, NC for 2026?
28 plans from 2 insurers: Blue Cross and Blue Shield of NC, Cigna Healthcare.
What is the benchmark silver plan premium in Carteret County, NC?
For 2026, the second-lowest-cost silver plan costs $845 a month for a 40-year-old before tax credits, up 29.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Carteret County, NC?
The lowest bronze premium for a 40-year-old is $636 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Carteret County, NC?
Aetna CVS Health, WellCare of North Carolina offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.