2027 plan year · Florida
2027 Medicare Advantage plans in Alachua County, FL
38 plans from 6 insurers for 2027. 10 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,300.
- 16general plans
- 10$0-premium plans
- $3,300lowest out-of-pocket max
- 4.5 ★top star rating
- 22Special Needs Plans
2027 Medicare Advantage plans in Alachua County, FL
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Gold Plus H1036-068 (HMO) Humana · HMO · includes drug coverage | $0 | $3,300 | $700 | ★★★★★4.5 |
| Humana Gold Plus Giveback H1036-270 (HMO) Humana · HMO · includes drug coverage | $0 | $3,900 | $0 | ★★★★★4.5 |
| Humana USAA Honor Giveback (HMO) Humana · HMO · no drug coverage | $0 | $6,700 | — | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,000 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC FL-0009 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,700 | $685 | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO · no drug coverage | $9 | $7,550 | — | ★★★★★4 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO · includes drug coverage | $35 | $7,550 | $700 | ★★★★★4 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO · includes drug coverage | $161 | $6,700 | $700 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO · no drug coverage | $0 | $9,250 | — | ★★★★★3.5 |
| HumanaChoice Florida H7284-009 (PPO) Humana · PPO · includes drug coverage | $38.90 | $6,750 | $700 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $127 | $9,850 | $685 | ★★★★★3.5 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★3 |
| BlueMedicare Select (PPO) Florida Blue · PPO · includes drug coverage | $99.50 | $7,150 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.10 | $9,850 | $700 | ★★★★★5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,300 | $700 | ★★★★★4.5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,300 | $700 | ★★★★★4.5 |
| Humana Dual Select H1036-210 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4.5 |
| Humana Dual Select H1036-314 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4.5 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $405 | ★★★★★4 |
| Humana Dual Select H5216-394 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,900 | $50 | ★★★★★4 |
| Humana Dual Integrated (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $150 | ★★★★★4 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Q2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Y8 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★3.5 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Premier Care (HMO I-SNP) Align Senior Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $2,200 | $450 | Not enough data available |
| Senior Care (HMO I-SNP) Align Senior Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $2.10 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 5 plans are new here for 2027.
- 18 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Dual Reserve (HMO D-SNP), Wellcare Dual Access Sync (HMO D-SNP), Wellcare Sunshine Health Dual Align (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 33 plans offered both years, 5 raised the monthly premium and 10 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Alachua County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Florida (for people with Original Medicare)
- Marketplace health plans in Alachua County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Alachua County, FL for 2027?
38 plans from 6 insurers: 16 general plans open to anyone with Medicare Parts A and B who lives here, plus 22 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Alachua County, FL?
Yes. 10 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Alachua County, FL?
Humana Gold Plus H1036-068 (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Alachua County, FL?
Humana Gold Plus H1036-068 (HMO) caps in-network out-of-pocket costs at $3,300 for 2027.