2027 Medicare Advantage plan

HealthSpring TotalCare Plus (HMO D-SNP)

From HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · Plan ID H4513-034-0

★★★★★3.5
Medicare star rating
rated per insurer contract (H4513)
  • Health plan (Part C)★★★★★3.5
  • Drug plan (Part D)★★★★★3.5

Costs

Monthly plan premium
$10
Health premium (Part C)
$0
Drug premium (Part D)
$10
In-network out-of-pocket maximum
$9,850
Annual drug deductible
$700
Drug benefit
Enhanced
Drug coverage included
Yes
Special Needs Plan
Dual-Eligible

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went up from $0 to $10.
  • Out-of-pocket maximum changed from $9,250 to $9,850.
  • Drug deductible changed from $615 to $700.
  • Star rating changed from 4.5 to 3.5.

Where this plan is offered