2027 plan year · Tennessee
2027 Medicare Advantage plans in Bedford County, TN
36 plans from 7 insurers for 2027. 11 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,900.
- 19general plans
- 11$0-premium plans
- $3,900lowest out-of-pocket max
- 4 ★top star rating
- 17Special Needs Plans
2027 Medicare Advantage plans in Bedford County, TN
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $4,450 | — | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $29 | $9,850 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC TN-0006 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $78 | $6,300 | $685 | ★★★★★4 |
| HealthSpring Courage (HMO) HealthSpring · HMO · no drug coverage | $0 | $3,900 | — | ★★★★★3.5 |
| BlueAdvantage Freedom (PPO) BlueCross BlueShield of Tennessee · PPO · no drug coverage | $0 | $4,450 | — | ★★★★★3.5 |
| HumanaChoice R0110-017 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $4,650 | — | ★★★★★3.5 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $5,550 | $500 | ★★★★★3.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $6,750 | $400 | ★★★★★3.5 |
| BlueAdvantage Extra (PPO) BlueCross BlueShield of Tennessee · PPO · includes drug coverage | $13 | $7,150 | $700 | ★★★★★3.5 |
| BlueAdvantage Ruby (PPO) BlueCross BlueShield of Tennessee · PPO · includes drug coverage | $116 | $4,450 | $700 | ★★★★★3.5 |
| HumanaChoice R0110-018 (Regional PPO) Humana · Regional PPO · includes drug coverage | $124 | $7,000 | $700 | ★★★★★3.5 |
| BlueAdvantage Diamond (PPO) BlueCross BlueShield of Tennessee · PPO · includes drug coverage | $161 | $4,450 | $700 | ★★★★★3.5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $0 | $7,125 | $265 | ★★★★★3 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellpoint Extra Help (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $13.70 | $9,000 | $700 | ★★★★★3 |
| Wellpoint Medicare Advantage (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $40 | $6,750 | $475 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4.5 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $595 | ★★★★★4 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $100 | ★★★★★4 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $4.90 | $7,150 | $700 | ★★★★★4 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) BlueCross BlueShield of Tennessee · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $10 | $9,850 | $700 | ★★★★★3.5 |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) BlueCross BlueShield of Tennessee · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $13.70 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete TN-Q1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3 |
| UHC Dual Complete TN-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $8.60 | $9,850 | $0 | ★★★★★3 |
| BlueCare Plus Choice (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $13.70 | $9,850 | $700 | ★★★★★3 |
| BlueCare Plus (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $13.70 | $9,850 | $700 | ★★★★★3 |
| BlueCare Plus Select (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $13.70 | $9,850 | $700 | ★★★★★3 |
| American Health Advantage of Tennessee (HMO I-SNP) American Health Advantage of Tennessee · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $13.70 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 3 plans are new here for 2027.
- 10 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete TN-S001 (HMO-POS D-SNP), UHC Dual Complete TN-Y2 (HMO-POS D-SNP), Wellcare Dual Access (HMO-POS D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 33 plans offered both years, 8 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Bedford County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Tennessee (for people with Original Medicare)
- Marketplace health plans in Bedford County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Bedford County, TN for 2027?
36 plans from 7 insurers: 19 general plans open to anyone with Medicare Parts A and B who lives here, plus 17 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Bedford County, TN?
Yes. 11 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Bedford County, TN?
AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) from UnitedHealthcare has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Bedford County, TN?
HealthSpring Courage (HMO) caps in-network out-of-pocket costs at $3,900 for 2027.