2027 Medicare Advantage plan

AARP Medicare Advantage Essentials from UHC AR-1 (HMO-POS)

From UnitedHealthcare · HMO-POS · Plan ID H2802-060-0

★★★★★3.5
Medicare star rating
rated per insurer contract (H2802)
  • Health plan (Part C)★★★★★3.5
  • Drug plan (Part D)★★★★★3.5

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$6,100
Annual drug deductible
$685
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $5,700 to $6,100.
  • Drug deductible changed from $440 to $685.
  • Star rating changed from 4 to 3.5.

Where this plan is offered