2027 plan year · Arkansas
2027 Medicare Advantage plans in Independence County, AR
31 plans from 7 insurers for 2027. 15 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,500.
- 17general plans
- 15$0-premium plans
- $4,500lowest out-of-pocket max
- 4 ★top star rating
- 14Special Needs Plans
2027 Medicare Advantage plans in Independence County, AR
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,700 | — | ★★★★★4 |
| Humana Total Complete (HMO-POS) Humana · HMO-POS · includes drug coverage | $0 | $4,900 | $700 | ★★★★★4 |
| Humana Gold Choice H8145-126 (PFFS) Humana · PFFS · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| HealthSpring Courage (HMO) HealthSpring · HMO · no drug coverage | $0 | $4,500 | — | ★★★★★3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $5,500 | — | ★★★★★3.5 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $6,000 | $500 | ★★★★★3.5 |
| AARP Medicare Advantage Essentials from UHC AR-1 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,100 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC AR-0004 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $6,500 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $6,700 | — | ★★★★★3.5 |
| AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage Giveback from UHC AR-3 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $9,850 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC AR-0002 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $49 | $6,100 | $685 | ★★★★★3.5 |
| HumanaChoice R1532-002 (Regional PPO) Humana · Regional PPO · includes drug coverage | $119 | $7,700 | $700 | ★★★★★3.5 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| BlueMedicare Premier (HMO) Arkansas Blue Medicare · HMO · includes drug coverage | $0 | $7,150 | $560 | ★★★★★2.5 |
| Healthy Arkansas Premier Advantage (HMO-POS) Healthy Arkansas, Inc. · HMO-POS · includes drug coverage | $0 | $4,600 | $0 | Plan too new to be measured |
| Healthy Arkansas Preferred (PPO) Healthy Arkansas, Inc. · PPO · includes drug coverage | $0 | $6,200 | $0 | Plan too new to be measured |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Dual Advantage AR-V1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $6,500 | $380 | ★★★★★4.5 |
| UHC Dual Complete AR-Q1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★4.5 |
| UHC Dual Complete AR-S2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H5619-123 (HMO-POS D-SNP) Humana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care AR-5 (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,200 | $595 | ★★★★★3.5 |
| UHC Complete Care AR-6 (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,200 | $595 | ★★★★★3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Arkansas Total Care Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,400 | $700 | ★★★★★3 |
| Wellcare Arkansas Total Care Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Arkansas Total Care Dual Liberty (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP) Arkansas Superior Select Health Plans · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $635 | Not enough data available |
| Tribute Select (HMO-POS I-SNP) Arkansas Superior Select Health Plans · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| Healthy Arkansas Dual Advantage (PPO D-SNP) Healthy Arkansas, Inc. · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,250 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 3 plans are new here for 2027.
- 17 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Dual Access Harmony (HMO-POS D-SNP), Wellcare Dual Liberty Nurture (HMO-POS D-SNP), Wellcare Simple Preferred (HMO-POS)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 28 plans offered both years, 3 raised the monthly premium and 6 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Independence County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Arkansas (for people with Original Medicare)
- Marketplace health plans in Independence County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Independence County, AR for 2027?
31 plans from 7 insurers: 17 general plans open to anyone with Medicare Parts A and B who lives here, plus 14 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Independence County, AR?
Yes. 15 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Independence County, AR?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Independence County, AR?
HealthSpring Courage (HMO) caps in-network out-of-pocket costs at $4,500 for 2027.