2027 plan year · Mississippi
2027 Medicare Advantage plans in Lafayette County, MS
28 plans from 3 insurers for 2027. 10 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,800.
- 15general plans
- 10$0-premium plans
- $3,800lowest out-of-pocket max
- 4.5 ★top star rating
- 13Special Needs Plans
2027 Medicare Advantage plans in Lafayette County, MS
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,700 | — | ★★★★★4.5 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $6,000 | $700 | ★★★★★4.5 |
| Humana Value Plus H7617-087 (PPO) Humana · PPO · includes drug coverage | $6.30 | $8,600 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,700 | — | ★★★★★4 |
| HumanaChoice H5216-300 (PPO) Humana · PPO · includes drug coverage | $0 | $6,000 | $700 | ★★★★★4 |
| Aetna Medicare Eagle Plus (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $9,250 | — | ★★★★★4 |
| Aetna Medicare Signature Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $600 | ★★★★★4 |
| Humana Value Plus H5216-160 (PPO) Humana · PPO · includes drug coverage | $6.30 | $8,600 | $700 | ★★★★★4 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $23.80 | $9,850 | $400 | ★★★★★4 |
| HumanaChoice H5216-136 (PPO) Humana · PPO · includes drug coverage | $43 | $6,500 | $700 | ★★★★★4 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $7,150 | $400 | ★★★★★3.5 |
| HumanaChoice R0110-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $9,000 | — | ★★★★★3.5 |
| Humana Full Access (Regional PPO) Humana · Regional PPO · includes drug coverage | $212 | $3,800 | $200 | ★★★★★3.5 |
| Healthy Mississippi Preferred (PPO) Healthy Mississippi, Inc. · PPO · includes drug coverage | $0 | $4,200 | $0 | Plan too new to be measured |
| Healthy Mississippi Premier Advantage (HMO-POS) Healthy Mississippi, Inc. · HMO-POS · includes drug coverage | $0 | $4,200 | $0 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-084 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $200 | ★★★★★4.5 |
| Humana Dual QMB Only (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $500 | ★★★★★4.5 |
| Humana Dual Select H7617-083 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4.5 |
| Aetna Medicare Dual Care (PPO D-SNP) Aetna Medicare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Dual Extra Care (PPO D-SNP) Aetna Medicare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-367 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $200 | ★★★★★4 |
| Humana Dual QMB Only (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4 |
| Humana Dual Select H5216-298 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $100 | ★★★★★4 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Dual Extra (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Healthy Mississippi Dual Advantage (PPO D-SNP) Healthy Mississippi, Inc. · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,250 | $700 | Plan too new to be measured |
| Healthy Mississippi Institutional (PPO I-SNP) Healthy Mississippi, Inc. · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,250 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 3 plans are new here for 2027.
- 8 plans offered here in 2026 aren't listed for 2027 (for example Blue Advantage Magnolia (PPO), UHC Dual Complete MS-S002 (HMO-POS D-SNP), UHC Dual Complete MS-V001 (HMO-POS D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 25 plans offered both years, 2 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Lafayette County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Mississippi (for people with Original Medicare)
- Marketplace health plans in Lafayette County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Lafayette County, MS for 2027?
28 plans from 3 insurers: 15 general plans open to anyone with Medicare Parts A and B who lives here, plus 13 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Lafayette County, MS?
Yes. 10 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Lafayette County, MS?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Lafayette County, MS?
Humana Full Access (Regional PPO) caps in-network out-of-pocket costs at $3,800 for 2027.