2026 plan year · Mississippi
2026 health insurance plans in Lafayette County, MS
23 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $634benchmark silver (age 40)
- $608cheapest bronze (age 40)
- 3insurers
- +32.1%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Ambetter from Magnolia Health, Primewell Health Services of Mississippi. See what to do if your insurer leaves.
- New here: Ambetter Health, Oscar Health Plan, Inc..
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Classic Standard Oscar Health Plan, Inc. · HMO | $475 | $608 | $1,290 | $7,500 | $10,000 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Plan, Inc. · HMO | $492 | $629 | $1,335 | $5,500 | $10,150 | $50 |
| Everyday Bronze Ambetter Health · HMO | $496 | $633 | $1,345 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $497 | $636 | $1,350 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Health Plan, Inc. · HMO | $509 | $651 | $1,383 | $0 | $10,600 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $514 | $656 | $1,394 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $515 | $658 | $1,398 | $7,500 | $10,000 | $50 |
| Choice Bronze HSA Ambetter Health · HMO | $538 | $688 | $1,461 | $7,250 | $7,250 | No Charge after Deductible |
| Choice Bronze HSA + Vision + Adult Dental Ambetter Health · HMO | $558 | $713 | $1,513 | $7,250 | $7,250 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Silver Simple Oscar Health Plan, Inc. · HMO | $493 | $630 | $1,338 | $6,300 | $9,300 | $10 |
| Silver Classic Standard Oscar Health Plan, Inc. · HMO | $496 | $634 | $1,347 | $6,000 | $8,900 | $40 |
| Silver Simple Chronic Care CKM Oscar Health Plan, Inc. · HMO | $499 | $638 | $1,355 | $5,900 | $10,150 | No Charge |
| Standard Silver Ambetter Health · HMO | $535 | $684 | $1,453 | $6,000 | $8,900 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $554 | $709 | $1,505 | $6,000 | $8,900 | $40 |
| Molina Silver Standard Molina Healthcare · HMO | $633 | $809 | $1,717 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter Health · HMO | $665 | $850 | $1,806 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter Health · HMO | $673 | $860 | $1,827 | $800 | $7,250 | $35 |
| Gold Classic Standard Oscar Health Plan, Inc. · HMO | $674 | $862 | $1,830 | $2,000 | $8,200 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $689 | $881 | $1,871 | $2,000 | $8,200 | $30 |
| Complete Gold Ambetter Health · HMO | $697 | $890 | $1,891 | $1,450 | $7,500 | $15 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $698 | $891 | $1,893 | $800 | $7,250 | $35 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $722 | $923 | $1,959 | $1,450 | $7,500 | $15 |
| Molina Gold Standard Molina Healthcare · HMO | $813 | $1,039 | $2,207 | $2,000 | $8,200 | $30 |
Care quality in Lafayette County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Lafayette County.
Frequently asked questions
How many Marketplace health plans are available in Lafayette County, MS for 2026?
23 plans from 3 insurers: Ambetter Health, Molina Healthcare, Oscar Health Plan, Inc..
What is the benchmark silver plan premium in Lafayette County, MS?
For 2026, the second-lowest-cost silver plan costs $634 a month for a 40-year-old before tax credits, up 32.1% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Lafayette County, MS?
The lowest bronze premium for a 40-year-old is $608 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Lafayette County, MS?
Ambetter from Magnolia Health, Primewell Health Services of Mississippi offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.