2027 plan year · Arizona
2027 Medicare Advantage plans in Pima County, AZ
88 plans from 15 insurers for 2027. 46 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $1,899.
- 52general plans
- 46$0-premium plans
- $1,899lowest out-of-pocket max
- 4.5 ★top star rating
- 36Special Needs Plans
2027 Medicare Advantage plans in Pima County, AZ
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Gold Plus H0028-074 (HMO) Humana · HMO · includes drug coverage | $0 | $2,550 | $200 | ★★★★★4.5 |
| Humana Total Complete (HMO) Humana · HMO · includes drug coverage | $0 | $2,550 | $200 | ★★★★★4.5 |
| DEVOTED CORE 094 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $3,050 | $650 | ★★★★★4.5 |
| Humana Gold Plus H0028-021 (HMO) Humana · HMO · includes drug coverage | $0 | $4,400 | $350 | ★★★★★4.5 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $5,220 | $700 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 107 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,650 | $700 | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $6,100 | $700 | ★★★★★4.5 |
| DEVOTED GIVEBACK 095 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,850 | $650 | ★★★★★4.5 |
| Alignment Health ONE 008 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $1,899 | $700 | ★★★★★4 |
| Alignment Health ONE + Walgreens 002 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $2,499 | $0 | ★★★★★4 |
| AARP Medicare Advantage Essentials from UHC AZ-1 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $2,800 | $595 | ★★★★★4 |
| DEVOTED CORE 021 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $2,950 | $461 | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC AZ-4 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $3,500 | $595 | ★★★★★4 |
| Alignment Health Smart 005 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $3,900 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $5,150 | — | ★★★★★4 |
| HumanaChoice H5216-265 (PPO) Humana · PPO · includes drug coverage | $0 | $5,220 | $700 | ★★★★★4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $5,500 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-371 (PPO) Humana · PPO · includes drug coverage | $0 | $6,100 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC AZ-0007 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx AZ-MA3 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,850 | $450 | ★★★★★4 |
| DEVOTED GIVEBACK 013 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,900 | $461 | ★★★★★4 |
| HumanaChoice H5216-224 (PPO) Humana · PPO · includes drug coverage | $16.80 | $4,150 | $500 | ★★★★★4 |
| Aetna Medicare Value Care (PPO) Aetna Medicare · PPO · includes drug coverage | $16.80 | $5,900 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC AZ-0011 (PPO) UnitedHealthcare · PPO · includes drug coverage | $53 | $6,700 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC AZ-0013 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $60 | $7,150 | $685 | ★★★★★4 |
| HumanaChoice H5216-034 (PPO) Humana · PPO · includes drug coverage | $127 | $7,900 | $700 | ★★★★★4 |
| SCAN Classic (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $2,000 | $0 | ★★★★★3.5 |
| SCAN MyChoice (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $2,500 | $0 | ★★★★★3.5 |
| SCAN Walmart Medicare Advantage (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $2,500 | $450 | ★★★★★3.5 |
| Wellcare Simple (HMO) Wellcare · HMO · includes drug coverage | $0 | $2,500 | $700 | ★★★★★3.5 |
| Wellpoint Medicare Advantage 1 (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $0 | $2,700 | $200 | ★★★★★3.5 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $3,200 | $500 | ★★★★★3.5 |
| Wellpoint Premium Savings (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $0 | $3,400 | $200 | ★★★★★3.5 |
| Blue Best Life Classic (HMO) Blue Cross Blue Shield of Arizona (AZ Blue) · HMO · includes drug coverage | $0 | $3,550 | $500 | ★★★★★3.5 |
| Blue Best Life Select (HMO) Blue Cross Blue Shield of Arizona (AZ Blue) · HMO · includes drug coverage | $0 | $4,450 | $490 | ★★★★★3.5 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $4,450 | $300 | ★★★★★3.5 |
| DEVOTED CHOICE 003 AZ (PPO) Devoted Health · PPO · includes drug coverage | $0 | $5,900 | $461 | ★★★★★3.5 |
| HealthSpring Preferred Extra Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $6,900 | $300 | ★★★★★3.5 |
| DEVOTED CHOICE MA ONLY 005 AZ (PPO) Devoted Health · PPO · no drug coverage | $0 | $7,000 | — | ★★★★★3.5 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $0 | $5,500 | $600 | ★★★★★3 |
| HumanaChoice R7220-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★3 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $0 | $8,300 | $200 | ★★★★★3 |
| HumanaChoice R7220-002 (Regional PPO) Humana · Regional PPO · includes drug coverage | $110 | $7,150 | $700 | ★★★★★3 |
| eternalHealth Catalina (HMO) eternalHealth · HMO · includes drug coverage | $0 | $3,100 | $275 | ★★★★★2.5 |
| eternalHealth Horizon (HMO) eternalHealth · HMO · includes drug coverage | $0 | $4,000 | $200 | ★★★★★2.5 |
| eternalHealth Valor Give Back (HMO-POS) eternalHealth · HMO-POS · no drug coverage | $0 | $5,500 | — | ★★★★★2.5 |
| Verda Noble Care (HMO) Verda Health Plan of Arizona · HMO · includes drug coverage | $0 | $2,099 | $300 | Plan too new to be measured |
| Aetna Medicare Prime (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $3,000 | $400 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan AZ-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $9.40 | $9,850 | $700 | ★★★★★5 |
| DEVOTED C-SNP ENHANCED 096 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,550 | $650 | ★★★★★4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 102 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,650 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 097 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| Alignment Health Heart & Diabetes 003 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,499 | $0 | ★★★★★4 |
| UHC Complete Care AZ-3P (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,800 | $155 | ★★★★★4 |
| Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,900 | $700 | ★★★★★4 |
| DEVOTED C-SNP 023 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,350 | $700 | ★★★★★4 |
| DEVOTED C-SNP PLUS 025 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★4 |
| SCAN Embrace (HMO-POS I-SNP) SCAN Health Plan · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $1,500 | $0 | ★★★★★3.5 |
| Wellpoint I CareMore Home Care (HMO I-SNP) Wellpoint · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $1,500 | $150 | ★★★★★3.5 |
| SCAN Balance (HMO C-SNP) SCAN Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,000 | $0 | ★★★★★3.5 |
| HealthSpring Achieve (HMO C-SNP) HealthSpring · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,600 | $500 | ★★★★★3.5 |
| Wellpoint Chronic Care (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,700 | $150 | ★★★★★3.5 |
| Wellpoint Lung Care (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,700 | $150 | ★★★★★3.5 |
| Wellcare Specialty Simple (HMO C-SNP) Wellcare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★3.5 |
| SCAN Embrace Together (HMO-POS I-SNP) SCAN Health Plan · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) SCAN Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $12 | $9,850 | $450 | ★★★★★3.5 |
| SCAN Walmart Medicare Complete (HMO C-SNP) SCAN Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $16.80 | $4,450 | $700 | ★★★★★3.5 |
| Banner Medicare Advantage Dual (HMO D-SNP) Banner Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| Banner Medicare Advantage Dual (HMO D-SNP) Banner Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete AZ-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| Wellpoint I CareMore Home Care 2 (HMO I-SNP) Wellpoint · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $1,500 | $340 | ★★★★★3 |
| Wellpoint I CareMore Kidney Care (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,000 | $0 | ★★★★★3 |
| Wellpoint Chronic Care 2 (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,300 | $150 | ★★★★★3 |
| Wellpoint Lung Care 2 (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,300 | $150 | ★★★★★3 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.10 | $9,850 | $700 | ★★★★★3 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,900 | $0 | ★★★★★2.5 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,200 | $0 | ★★★★★2.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $16.80 | $9,250 | $700 | ★★★★★2.5 |
| Verda Noble Chronic Care (HMO C-SNP) Verda Health Plan of Arizona · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $1,799 | $300 | Plan too new to be measured |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,000 | $700 | Not enough data available |
What changed from 2026 to 2027
- 20 plans are new here for 2027.
- 14 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Giveback (HMO), Wellcare Simple Value (HMO), HealthSpring Preferred (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 68 plans offered both years, 7 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Pima County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Arizona (for people with Original Medicare)
- Marketplace health plans in Pima County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Pima County, AZ for 2027?
88 plans from 15 insurers: 52 general plans open to anyone with Medicare Parts A and B who lives here, plus 36 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Pima County, AZ?
Yes. 46 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Pima County, AZ?
Humana Gold Plus H0028-074 (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Pima County, AZ?
Alignment Health ONE 008 (HMO) caps in-network out-of-pocket costs at $1,899 for 2027.