2026 plan year · Arizona
2026 health insurance plans in Pima County, AZ
86 Marketplace plans from 7 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $449benchmark silver (age 40)
- $375cheapest bronze (age 40)
- 7insurers
- +23%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: BannerAetna. See what to do if your insurer leaves.
- New here: Cigna HealthCare of Arizona, Inc.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $347 | $444 | $943 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Imperial Standard Bronze Imperial Insurance Companies, Inc. · HMO | $294 | $375 | $797 | $7,500 | $10,000 | $50 |
| Bronze Simple Oscar Health Plan, Inc. · HMO | $303 | $387 | $823 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Arizona, Inc. · HMO | $313 | $401 | $851 | $8,700 | $10,600 | No Charge |
| Connect Bronze SoAZ CMS Standard Cigna HealthCare of Arizona, Inc · HMO | $317 | $405 | $859 | $7,500 | $10,000 | $50 |
| Connect Bronze SoAZ 6300 Indiv Med Deductible Cigna HealthCare of Arizona, Inc · HMO | $317 | $405 | $861 | $6,300 | $10,150 | $25 |
| Bronze Classic Standard Oscar Health Plan, Inc. · HMO | $318 | $406 | $863 | $7,500 | $10,000 | $50 |
| Connect Bronze SoAZ 4000 Indiv Med Deductible Cigna HealthCare of Arizona, Inc · HMO | $320 | $409 | $869 | $4,000 | $10,150 | $40 |
| Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Arizona, Inc. · HMO | $322 | $411 | $873 | $8,700 | $10,600 | No Charge |
| Buena Salud Bronce Simple Para Diabetes Oscar Health Plan, Inc. · HMO | $323 | $413 | $878 | $5,500 | $10,150 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Plan, Inc. · HMO | $324 | $414 | $880 | $5,500 | $10,150 | $50 |
| Bronze Simple Chronic Care CKM Oscar Health Plan, Inc. · HMO | $330 | $421 | $895 | $5,500 | $10,150 | $50 |
| AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $338 | $432 | $917 | $10,150 | $10,150 | No Charge after Deductible |
| Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Arizona, Inc. · HMO | $340 | $435 | $924 | $8,000 | $10,600 | No Charge |
| Bronze Elite + PCP Saver Plus Oscar Health Plan, Inc. · HMO | $341 | $435 | $925 | $0 | $10,150 | $50 |
| Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Arizona, Inc. · HMO | $349 | $446 | $946 | $8,000 | $10,600 | No Charge |
| Bronze Standard Antidote Health Plan of Arizona, Inc. · HMO | $350 | $447 | $949 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard UnitedHealthcare · HMO | $366 | $467 | $993 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter from Arizona Complete Health · HMO | $367 | $469 | $996 | $8,450 | $10,150 | $40 |
| AZ Blue StandardHealth Bronze Focus Blue Cross Blue Shield of Arizona · HMO | $368 | $470 | $999 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze Ambetter from Arizona Complete Health · HMO | $369 | $471 | $1,000 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Arizona Complete Health · HMO | $377 | $481 | $1,022 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Arizona Complete Health · HMO | $378 | $483 | $1,027 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $380 | $486 | $1,033 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $385 | $492 | $1,045 | $0 | $10,600 | $45 |
| Choice Bronze HSA Ambetter from Arizona Complete Health · HMO | $399 | $509 | $1,082 | $7,250 | $7,250 | No Charge after Deductible |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $400 | $511 | $1,085 | $0 | $10,600 | $45 |
| AZ Blue Portfolio Bronze HSA Focus Blue Cross Blue Shield of Arizona · HMO | $403 | $515 | $1,093 | $7,100 | $7,100 | No Charge after Deductible |
| Choice Bronze HSA + Vision + Adult Dental Ambetter from Arizona Complete Health · HMO | $409 | $523 | $1,110 | $7,250 | $7,250 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Imperial Standard Silver Imperial Insurance Companies, Inc. · HMO | $343 | $438 | $930 | $6,000 | $8,900 | $40 |
| Imperial Preferred Silver Imperial Insurance Companies, Inc. · HMO | $351 | $449 | $953 | $7,500 | $9,500 | $10 |
| Silver Simple PCP Saver Oscar Health Plan, Inc. · HMO | $384 | $491 | $1,042 | $5,750 | $9,400 | $20 |
| Silver Classic Standard Oscar Health Plan, Inc. · HMO | $384 | $491 | $1,043 | $6,000 | $8,900 | $40 |
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Arizona, Inc. · HMO | $390 | $498 | $1,057 | $7,500 | $10,600 | No Charge |
| Silver Simple Diabetes Oscar Health Plan, Inc. · HMO | $390 | $498 | $1,058 | $6,500 | $10,000 | No Charge |
| AZ Blue ACA StandardHealth Silver with Health Choice Blue Cross Blue Shield of Arizona · HMO | $392 | $501 | $1,063 | $6,000 | $8,900 | $40 |
| Silver Simple Chronic Care CKM Oscar Health Plan, Inc. · HMO | $393 | $502 | $1,067 | $5,900 | $10,150 | No Charge |
| Silver Simple Specialist Saver with COPD Oscar Health Plan, Inc. · HMO | $394 | $503 | $1,069 | $6,500 | $9,600 | $35 |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Plan, Inc. · HMO | $395 | $505 | $1,072 | $6,000 | $10,150 | No Charge |
| Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Arizona, Inc. · HMO | $398 | $509 | $1,080 | $7,500 | $10,600 | No Charge |
| Connect Silver SoAZ 6200 Indiv Med Deductible Cigna HealthCare of Arizona, Inc · HMO | $406 | $519 | $1,101 | $6,200 | $9,900 | $5 |
| Connect Silver SoAZ 4000 Indiv Med Deductible Cigna HealthCare of Arizona, Inc · HMO | $409 | $523 | $1,110 | $4,000 | $10,000 | $10 |
| Connect Silver SoAZ CMS Standard Cigna HealthCare of Arizona, Inc · HMO | $409 | $523 | $1,111 | $6,000 | $8,900 | $40 |
| Silver Elite Saver Plus Oscar Health Plan, Inc. · HMO | $415 | $531 | $1,127 | $0 | $8,500 | $80 |
| AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits) Blue Cross Blue Shield of Arizona · HMO | $417 | $532 | $1,131 | $7,500 | $9,200 | $20 |
| Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Arizona, Inc. · HMO | $423 | $540 | $1,148 | $6,500 | $10,600 | No Charge |
| AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $426 | $545 | $1,157 | $7,200 | $7,200 | No Charge after Deductible |
| Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Arizona, Inc. · HMO | $431 | $551 | $1,170 | $6,500 | $10,600 | No Charge |
| Standard Silver Ambetter from Arizona Complete Health · HMO | $446 | $570 | $1,211 | $6,000 | $8,900 | $40 |
| Complete Silver Ambetter from Arizona Complete Health · HMO | $451 | $576 | $1,224 | $5,950 | $8,850 | $30 |
| Silver Standard Antidote Health Plan of Arizona, Inc. · HMO | $456 | $583 | $1,237 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $456 | $583 | $1,238 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $457 | $584 | $1,241 | $4,500 | $10,150 | $12 |
| Standard Silver + Vision + Adult Dental Ambetter from Arizona Complete Health · HMO | $458 | $585 | $1,242 | $6,000 | $8,900 | $40 |
| Complete Silver + Vision + Adult Dental Ambetter from Arizona Complete Health · HMO | $463 | $591 | $1,256 | $5,950 | $8,850 | $30 |
| AZ Blue StandardHealth Silver Focus Blue Cross Blue Shield of Arizona · HMO | $463 | $592 | $1,258 | $6,000 | $8,900 | $40 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $468 | $598 | $1,271 | $0 | $10,600 | $30 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $472 | $603 | $1,280 | $4,500 | $10,150 | $12 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $483 | $617 | $1,310 | $0 | $10,600 | $30 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Imperial Standard Gold Imperial Insurance Companies, Inc. · HMO | $404 | $516 | $1,096 | $2,000 | $8,200 | $30 |
| Imperial Preferred Gold Imperial Insurance Companies, Inc. · HMO | $409 | $523 | $1,111 | $1,000 | $8,000 | $20 |
| Gold Simple Oscar Health Plan, Inc. · HMO | $423 | $540 | $1,147 | $3,300 | $9,950 | $5 |
| Gold Classic Standard Oscar Health Plan, Inc. · HMO | $426 | $544 | $1,155 | $2,000 | $8,200 | $30 |
| Gold Simple Diabetes Oscar Health Plan, Inc. · HMO | $428 | $547 | $1,161 | $2,000 | $9,800 | No Charge |
| Gold Classic Oscar Health Plan, Inc. · HMO | $431 | $551 | $1,171 | $3,500 | $7,750 | $30 |
| Connect Gold SoAZ 2500 Indiv Med Deductible Cigna HealthCare of Arizona, Inc · HMO | $463 | $592 | $1,258 | $2,500 | $8,600 | $5 |
| Connect Gold SoAZ CMS Standard Cigna HealthCare of Arizona, Inc · HMO | $472 | $603 | $1,281 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter from Arizona Complete Health · HMO | $488 | $623 | $1,324 | $2,000 | $8,200 | $30 |
| Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Arizona, Inc. · HMO | $495 | $633 | $1,345 | $3,000 | $9,000 | No Charge |
| Standard Gold + Vision + Adult Dental Ambetter from Arizona Complete Health · HMO | $501 | $640 | $1,358 | $2,000 | $8,200 | $30 |
| Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Arizona, Inc. · HMO | $504 | $644 | $1,367 | $3,000 | $9,000 | No Charge |
| Complete Gold Ambetter from Arizona Complete Health · HMO | $509 | $650 | $1,381 | $1,450 | $7,500 | $15 |
| AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits) Blue Cross Blue Shield of Arizona · HMO | $521 | $666 | $1,415 | $1,475 | $8,000 | $15 |
| Complete Gold + Vision + Adult Dental Ambetter from Arizona Complete Health · HMO | $522 | $667 | $1,417 | $1,450 | $7,500 | $15 |
| Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Arizona, Inc. · HMO | $531 | $678 | $1,440 | $3,000 | $9,000 | No Charge |
| UHC Gold Standard UnitedHealthcare · HMO | $532 | $681 | $1,445 | $2,000 | $8,200 | $30 |
| AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $533 | $681 | $1,446 | $4,800 | $4,800 | No Charge after Deductible |
| Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Arizona, Inc. · HMO | $539 | $689 | $1,463 | $3,000 | $9,000 | No Charge |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $539 | $689 | $1,464 | $1,250 | $8,000 | $10 |
| Elite Gold Ambetter from Arizona Complete Health · HMO | $549 | $702 | $1,490 | $0 | $6,500 | $5 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $554 | $708 | $1,504 | $1,250 | $8,000 | $10 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $554 | $708 | $1,504 | $0 | $7,800 | $15 |
| Gold Standard Antidote Health Plan of Arizona, Inc. · HMO | $560 | $716 | $1,520 | $2,000 | $8,200 | $30 |
| Elite Gold + Vision + Adult Dental Ambetter from Arizona Complete Health · HMO | $564 | $720 | $1,529 | $0 | $6,500 | $5 |
| AZ Blue StandardHealth Gold Focus Blue Cross Blue Shield of Arizona · HMO | $573 | $732 | $1,554 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Catastrophic Standard Antidote Health Plan of Arizona, Inc. · HMO | $275 | $352 | $748 | $10,600 | $10,600 | No Charge after Deductible |
Care quality in Pima County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Pima County.
Frequently asked questions
How many Marketplace health plans are available in Pima County, AZ for 2026?
86 plans from 7 insurers: Ambetter from Arizona Complete Health, Antidote Health Plan of Arizona, Inc., Blue Cross Blue Shield of Arizona, Cigna HealthCare of Arizona, Inc, Imperial Insurance Companies, Inc., Oscar Health Plan, Inc., UnitedHealthcare.
What is the benchmark silver plan premium in Pima County, AZ?
For 2026, the second-lowest-cost silver plan costs $449 a month for a 40-year-old before tax credits, up 23% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Pima County, AZ?
The lowest bronze premium for a 40-year-old is $375 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Pima County, AZ?
BannerAetna offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.