2026 plan year · Wisconsin
2026 health insurance plans in Sauk County, WI
48 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $573benchmark silver (age 40)
- $353cheapest bronze (age 40)
- 4insurers
- +14.7%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Quartz. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| HMO Bronze 10000 Aspirus Health Plan · HMO | $353 | $451 | $958 | $10,000 | $10,000 | No Charge after Deductible |
| Partners HMO Bronze 6000 Ded/10600 MOOP HSA Group Health Cooperative-SCW · HMO | $371 | $474 | $1,007 | $6,000 | $10,600 | $125 |
| Partners HMO Bronze 10600 Ded/10600 MOOP HSA Group Health Cooperative-SCW · HMO | $391 | $500 | $1,062 | $10,600 | $10,600 | No Charge after Deductible |
| POS Bronze 8500 Aspirus Health Plan · POS | $410 | $523 | $1,112 | $8,500 | $9,500 | 30% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Dean Focus Bronze Share Dean Health Plan · EPO | $276 | $353 | $749 | $8,000 | $10,600 | $50 |
| Dean Bronze Share Dean Health Plan · HMO | $297 | $379 | $806 | $8,000 | $10,600 | $50 |
| Dean Focus Bronze $0 Copay PCP Visits Dean Health Plan · EPO | $303 | $388 | $824 | $7,500 | $10,600 | No Charge |
| Dean Focus Expanded Bronze Standard Dean Health Plan · EPO | $325 | $415 | $881 | $7,500 | $10,000 | $50 |
| Dean Bronze $0 Copay PCP Visits Dean Health Plan · HMO | $326 | $417 | $886 | $7,500 | $10,600 | No Charge |
| Dean Expanded Bronze Standard Dean Health Plan · HMO | $349 | $446 | $948 | $7,500 | $10,000 | $50 |
| HMO Bronze 7500 Aspirus Health Plan · HMO | $365 | $467 | $992 | $7,500 | $10,000 | $50 |
| Partners HMO Bronze 7500 Ded/10000 MOOP HSA Group Health Cooperative-SCW · HMO | $394 | $504 | $1,070 | $7,500 | $10,000 | $50 |
| HMO Bronze $0 Medical Deductible Aspirus Health Plan · HMO | $402 | $514 | $1,092 | $0 | $10,600 | $35 |
| POS Bronze 7500 Aspirus Health Plan · POS | $414 | $529 | $1,124 | $7,500 | $10,000 | $50 |
| Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $427 | $546 | $1,159 | $5,000 | $10,600 | 40% Coinsurance after deductible |
| Anthem Bronze Preferred/Broad HSA (+ Incentives) Anthem Blue Cross and Blue Shield · POS | $432 | $552 | $1,171 | $8,450 | $8,450 | No Charge after Deductible |
| Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $432 | $553 | $1,173 | $7,500 | $10,000 | $50 |
| Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) Anthem Blue Cross and Blue Shield · POS | $458 | $585 | $1,242 | $0 | $10,600 | $30 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Dean Focus Silver $0 Copay PCP Visits Dean Health Plan · EPO | $438 | $560 | $1,190 | $3,500 | $10,450 | No Charge |
| Dean Focus Silver Share Dean Health Plan · EPO | $448 | $573 | $1,217 | $3,525 | $8,850 | $30 |
| HMO Silver 6000 Aspirus Health Plan · HMO | $453 | $579 | $1,229 | $6,000 | $8,900 | $40 |
| HMO Silver 6600 Aspirus Health Plan · HMO | $459 | $586 | $1,244 | $6,600 | $8,600 | $40 |
| Dean Focus Silver Standard Dean Health Plan · EPO | $459 | $586 | $1,245 | $6,000 | $8,900 | $40 |
| Dean Silver $0 Copay PCP Visits Dean Health Plan · HMO | $471 | $603 | $1,280 | $3,500 | $10,450 | No Charge |
| HMO HDHP Silver 5900 Aspirus Health Plan · HMO | $473 | $605 | $1,285 | $5,900 | $5,900 | No Charge after Deductible |
| Dean Silver Share Dean Health Plan · HMO | $482 | $616 | $1,308 | $3,525 | $8,850 | $30 |
| Partners HMO Silver 6000 Ded/8900 MOOP Group Health Cooperative-SCW · HMO | $489 | $625 | $1,327 | $6,000 | $8,900 | $40 |
| Dean Silver Standard Dean Health Plan · HMO | $493 | $630 | $1,339 | $6,000 | $8,900 | $40 |
| Partners HMO Silver 5500 Ded/8500 MOOP with Vision Group Health Cooperative-SCW · HMO | $494 | $631 | $1,340 | $5,500 | $8,500 | $35 |
| POS Silver 6000 Aspirus Health Plan · POS | $512 | $655 | $1,391 | $6,000 | $8,900 | $40 |
| Partners HMO Silver 5975 Ded/5975 MOOP HSA Group Health Cooperative-SCW · HMO | $537 | $686 | $1,457 | $5,975 | $5,975 | No Charge after Deductible |
| Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $575 | $735 | $1,561 | $6,000 | $8,900 | $40 |
| Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $575 | $735 | $1,561 | $4,000 | $9,400 | No Charge |
| Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $576 | $736 | $1,562 | $5,500 | $9,200 | $15 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Dean Focus Gold Share Dean Health Plan · EPO | $442 | $565 | $1,200 | $2,500 | $5,900 | $30 |
| Dean Focus Gold Standard Dean Health Plan · EPO | $458 | $586 | $1,244 | $2,000 | $8,200 | $30 |
| Dean Focus Gold HSA Dean Health Plan · EPO | $469 | $599 | $1,272 | $3,400 | $4,400 | 20% Coinsurance after deductible |
| Dean Gold Share Dean Health Plan · HMO | $475 | $608 | $1,290 | $2,500 | $5,900 | $30 |
| Partners HMO Gold 1500 Ded/8000 MOOP with Vision Group Health Cooperative-SCW · HMO | $479 | $612 | $1,299 | $1,500 | $8,000 | $10 |
| HMO Gold 2700 Aspirus Health Plan · HMO | $487 | $622 | $1,321 | $2,700 | $7,000 | $30 |
| HMO Gold 2000 Aspirus Health Plan · HMO | $490 | $627 | $1,331 | $2,000 | $8,200 | $30 |
| Dean Gold Standard Dean Health Plan · HMO | $493 | $630 | $1,338 | $2,000 | $8,200 | $30 |
| Partners HMO Gold 2000 Ded/8200 MOOP Group Health Cooperative-SCW · HMO | $496 | $633 | $1,345 | $2,000 | $8,200 | $30 |
| Partners HMO Gold 4000 Ded/4000 MOOP HSA Group Health Cooperative-SCW · HMO | $499 | $637 | $1,354 | $4,000 | $4,000 | No Charge after Deductible |
| Dean Gold HSA Dean Health Plan · HMO | $504 | $644 | $1,368 | $3,400 | $4,400 | 20% Coinsurance after deductible |
| Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $661 | $844 | $1,793 | $1,000 | $7,200 | $30 |
| Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $661 | $844 | $1,793 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| HMO Catastrophic 10600 with 3 free PCP visits Aspirus Health Plan · HMO | $282 | $360 | $765 | $10,600 | $10,600 | No Charge after Deductible |
Care quality in Sauk County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Sauk County.
Frequently asked questions
How many Marketplace health plans are available in Sauk County, WI for 2026?
48 plans from 4 insurers: Anthem Blue Cross and Blue Shield, Aspirus Health Plan, Dean Health Plan, Group Health Cooperative-SCW.
What is the benchmark silver plan premium in Sauk County, WI?
For 2026, the second-lowest-cost silver plan costs $573 a month for a 40-year-old before tax credits, up 14.7% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Sauk County, WI?
The lowest bronze premium for a 40-year-old is $353 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Sauk County, WI?
Quartz offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.